First Citizens BancShares vs Regions Financial
FCNCA and RF side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FCNCA and RF compare
First Citizens BancShares and Regions Financial are about the same size, with market caps of $26.2B and $24.4B.
On earnings, Regions Financial is cheaper: it trades at 11.2× trailing earnings, against 11.9× for First Citizens BancShares.
Regions Financial grew revenue faster over the last twelve months (3.4% versus 1.1% for First Citizens BancShares).
Regions Financial keeps more of each dollar of sales as profit, with a net margin of 29.9% compared with 24.9% at First Citizens BancShares.
Both pay dividends: First Citizens BancShares yields 0.36% and Regions Financial 3.8%.
First Citizens BancShares scores higher on the StockData Score (15 against 13 for Regions Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FCNCA | RF |
|---|---|---|
| Size and price | ||
| Market cap | $26.2B | $24.4B |
| Share price | $2315.61 | $28.64 |
| Change, 1 year | 27.6% | 14.4% |
| Change, 5 years | 183% | 20.9% |
| Beta (5Y) | 1.02 | 1.04 |
| Employees | 18K | 20K |
| StockData Score | ||
| Total score | 15 (better) | 13 |
| Valuation score | 4 (better) | 2 |
| Growth score | 2 (better) | 0 |
| Performance score | 2 | 3 (better) |
| Health score | 3 | 5 (better) |
| Dividend score | 4 (better) | 3 |
| Valuation | ||
| P/E | 11.9× | 11.2× (better) |
| P/S | 2.7× (better) | 3.2× |
| P/B | 1.2× (better) | 1.4× |
| P/FCF | 10.6× | – |
| PEG | 0.34 (better) | 38.37 |
| FCF yield | 9.4% | – |
| Fair value | $2319.41 | $27.48 |
| Margin of safety | 0.16% (better) | −4.2% |
| Growth | ||
| Revenue growth (TTM) | 1.1% | 3.4% (better) |
| Revenue growth, 5Y average | 38.6% | 146% (better) |
| Net income growth (TTM) | 2.8% | 6.4% (better) |
| EPS growth (TTM) | 15.4% (better) | 12.8% |
| EPS growth, 5Y average | 28.3% (better) | 17.4% |
| Profitability | ||
| Net margin | 24.9% | 29.9% (better) |
| FCF margin | 25.7% | – |
| Return on equity | 11.0% | 12.4% (better) |
| Financial health | ||
| Debt / equity | 1.13 | 0.25 (better) |
| Altman Z-score | 0.23 | 0.24 (better) |
| Piotroski F-score | 5 | 7 (better) |
| Dividends and buybacks | ||
| Dividend yield | 0.36% | 3.8% (better) |
| Payout ratio | 8.3% | 40.1% |
| Years of dividend growth | 9 | 13 (better) |
| Dividend growth, 5Y average | 36.6% (better) | 10.7% |
| Buyback yield | 11.5% (better) | 4.0% |
| Shareholder yield | 11.9% (better) | 7.9% |
| Ownership | ||
| Held by institutions | 59.6% | 85.4% |
| Held by insiders | 15.2% | 0.34% |
| Insider net buying, 12 months | −$2.5M | −$1.2M (better) |
| Superinvestors holding | 2 | – |
| Short interest, % of float | – | 7.6% |
Go deeper
- FCNCA stock overview
- FCNCA income statement
- FCNCA valuation and score
- RF stock overview
- RF income statement
- RF valuation and score
Other comparisons
- ALLY vs FCNCA
- CFG vs FCNCA
- CFG vs RF
- FCNCA vs FITB
- FCNCA vs SSB
- FHN vs RF
- KEY vs RF
- PNFP vs RF
- RF vs SNUS.PH
- RF vs TFC
For information only, not investment advice. Check the source filings before relying on any figure.