First Citizens BancShares vs Fifth Third Bancorp
FCNCA and FITB side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FCNCA and FITB compare
Fifth Third Bancorp is the larger company, worth 1.8 times as much as First Citizens BancShares ($48.9B against $26.6B).
On earnings, First Citizens BancShares is cheaper: it trades at 12.6× trailing earnings, against 18.4× for Fifth Third Bancorp.
Fifth Third Bancorp grew revenue faster over the last twelve months (60.2% versus 0.94% for First Citizens BancShares).
First Citizens BancShares keeps more of each dollar of sales as profit, with a net margin of 24.5% compared with 21.8% at Fifth Third Bancorp.
Both pay dividends: First Citizens BancShares yields 0.36% and Fifth Third Bancorp 3.0%.
First Citizens BancShares scores higher on the StockData Score (13 against 12 for Fifth Third Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FCNCA | FITB |
|---|---|---|
| Size and price | ||
| Market cap | $26.6B | $48.9B |
| Share price | $2352.64 | $53.87 |
| Change, 1 year | 31.7% | 29.0% |
| Change, 5 years | 176% | 22.2% |
| Beta (5Y) | 1.02 | 1.06 |
| Employees | 18K | 19K |
| StockData Score | ||
| Total score | 13 (better) | 12 |
| Valuation score | 2 (better) | 0 |
| Growth score | 2 | 2 |
| Performance score | 2 (better) | 1 |
| Health score | 3 | 5 (better) |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 12.6× (better) | 18.4× |
| P/S | 2.8× (better) | 4.5× |
| P/B | 1.2× (better) | 1.4× |
| P/FCF | 10.8× (better) | 16.2× |
| PEG | 0.36 (better) | 10.45 |
| FCF yield | 9.2% (better) | 6.2% |
| Fair value | $2288.61 | $42.62 |
| Margin of safety | −2.8% (better) | −26.4% |
| Growth | ||
| Revenue growth (TTM) | 0.94% | 60.2% (better) |
| Revenue growth, 5Y average | 38.6% | 74.4% (better) |
| Net income growth (TTM) | −1.8% | 0.43% (better) |
| EPS growth (TTM) | 10.4% (better) | −9.0% |
| EPS growth, 5Y average | 28.3% (better) | 14.0% |
| Profitability | ||
| Net margin | 24.5% (better) | 21.8% |
| FCF margin | 25.6% | 28.1% (better) |
| Return on equity | 10.7% (better) | 8.4% |
| Financial health | ||
| Debt / equity | 1.47 | 0.13 (better) |
| Altman Z-score | 0.24 | 0.27 (better) |
| Piotroski F-score | 5 | 7 (better) |
| Dividends and buybacks | ||
| Dividend yield | 0.36% | 3.0% (better) |
| Payout ratio | 7.9% | 55.1% |
| Years of dividend growth | 9 | 15 (better) |
| Dividend growth, 5Y average | 36.6% (better) | 7.4% |
| Buyback yield | 12.4% (better) | 0.61% |
| Shareholder yield | 12.8% (better) | 3.6% |
| Ownership | ||
| Held by institutions | 59.6% | 91.4% |
| Held by insiders | 15.2% | 0.43% |
| Insider net buying, 12 months | −$1.9M (better) | −$12.1M |
| Superinvestors holding | 2 (better) | 1 |
| Short interest, % of float | – | 4.0% |
Go deeper
- FCNCA stock overview
- FCNCA income statement
- FCNCA valuation and score
- FITB stock overview
- FITB income statement
- FITB valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.