Upstart Holdings, Inc. (UPST) stock

UPSTNasdaqFinance ServicesFiscal year ends December 31

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Nov 3, 2026Score 12/3013% below fair value

$19.56+0.41 (+2.14%)

Close on Nov 13, 2026Market cap $1.90BP/E 39.9Yield –

Upstart EPS

Diluted earnings per share is net income divided by the share count including options and convertible securities.

Upstart's EPS for the twelve months ending Jun 30, 2026 was $0.49. For fiscal 2025 it was $0.45. The highest annual figure on record is $1.43 in fiscal 2021.

Annual eps

Period	Period end	Value	Change
FY2025	Dec 31, 2025	$0.45	–
FY2024	Dec 31, 2024	-$1.44	–
FY2023	Dec 31, 2023	-$2.87	–
FY2022	Dec 31, 2022	-$1.31	-191.6%
FY2021	Dec 31, 2021	$1.43	–
FY2020	Dec 31, 2020	$0.00	–
FY2019	Dec 31, 2019	-$0.03	–

Quarterly eps

Change is against the same quarter a year earlier.

Period	Period end	Value	Change
Q2 FY2026	Jun 30, 2026	$0.16	+220.0%
Q1 FY2026	Mar 31, 2026	-$0.07	–
Q4 FY2025	Dec 31, 2025	$0.17	–
Q3 FY2025	Sep 30, 2025	$0.23	–
Q2 FY2025	Jun 30, 2025	$0.05	–
Q1 FY2025	Mar 31, 2025	-$0.03	–
Q4 FY2024	Dec 31, 2024	-$0.03	–
Q3 FY2024	Sep 30, 2024	-$0.07	–
Q2 FY2024	Jun 30, 2024	-$0.62	–
Q1 FY2024	Mar 31, 2024	-$0.74	–
Q4 FY2023	Dec 31, 2023	-$0.50	–
Q3 FY2023	Sep 30, 2023	-$0.48	–
Q2 FY2023	Jun 30, 2023	-$0.34	–
Q1 FY2023	Mar 31, 2023	-$1.58	-564.7%
Q4 FY2022	Dec 31, 2022	-$0.68	-211.5%
Q3 FY2022	Sep 30, 2022	-$0.69	-330.0%
Q2 FY2022	Jun 30, 2022	-$0.36	-192.3%
Q1 FY2022	Mar 31, 2022	$0.34	+209.1%
Q4 FY2021	Dec 31, 2021	$0.61	+510.0%
Q3 FY2021	Sep 30, 2021	$0.30	–
Q2 FY2021	Jun 30, 2021	$0.39	–
Q1 FY2021	Mar 31, 2021	$0.11	–
Q3 FY2020	Sep 30, 2020	$0.10	–
Q2 FY2020	Jun 30, 2020	-$0.42	–
Q1 FY2020	Mar 31, 2020	$0.00	–