Upstart Holdings, Inc. (UPST) stock

UPSTNasdaqFinance ServicesFiscal year ends December 31

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Nov 3, 2026Score 12/3013% below fair value

$19.56+0.41 (+2.14%)

Close on Nov 13, 2026Market cap $1.90BP/E 39.9Yield –

Upstart ebitda

EBITDA is earnings before interest, taxes, depreciation and amortization, a rough measure of cash profit from operations.

Upstart's ebitda for the twelve months ending Jun 30, 2026 was $75.28M. For fiscal 2025 it was $67.47M. The highest annual figure on record is $148.42M in fiscal 2021.

Annual ebitda

Period	Period end	Value	Change
FY2025	Dec 31, 2025	$67.47M	–
FY2024	Dec 31, 2024	-$152.31M	–
FY2023	Dec 31, 2023	-$231.62M	–
FY2022	Dec 31, 2022	-$100.35M	-167.6%
FY2021	Dec 31, 2021	$148.42M	+956.9%
FY2020	Dec 31, 2020	$14.04M	–
FY2019	Dec 31, 2019	-$3.80M	–

Quarterly ebitda

Change is against the same quarter a year earlier.

Period	Period end	Value	Change
Q2 FY2026	Jun 30, 2026	$21.77M	+109.6%
Q1 FY2026	Mar 31, 2026	-$1.66M	-187.2%
Q4 FY2025	Dec 31, 2025	$25.38M	–
Q3 FY2025	Sep 30, 2025	$29.80M	–
Q2 FY2025	Jun 30, 2025	$10.39M	–
Q1 FY2025	Mar 31, 2025	$1.90M	–
Q4 FY2024	Dec 31, 2024	-$51.00K	–
Q3 FY2024	Sep 30, 2024	-$39.76M	–
Q2 FY2024	Jun 30, 2024	-$50.66M	–
Q1 FY2024	Mar 31, 2024	-$61.84M	–
Q4 FY2023	Dec 31, 2023	-$38.40M	–
Q3 FY2023	Sep 30, 2023	-$38.91M	–
Q2 FY2023	Jun 30, 2023	-$28.92M	–
Q1 FY2023	Mar 31, 2023	-$125.39M	-433.4%
Q4 FY2022	Dec 31, 2022	-$54.84M	-187.1%
Q3 FY2022	Sep 30, 2022	-$54.37M	-276.6%
Q2 FY2022	Jun 30, 2022	-$28.75M	-175.1%
Q1 FY2022	Mar 31, 2022	$37.61M	+129.5%
Q4 FY2021	Dec 31, 2021	$62.97M	+470.4%
Q3 FY2021	Sep 30, 2021	$30.78M	+140.7%
Q2 FY2021	Jun 30, 2021	$38.28M	–
Q1 FY2021	Mar 31, 2021	$16.39M	+1434.6%
Q4 FY2020	Dec 31, 2020	$11.04M	–
Q3 FY2020	Sep 30, 2020	$12.79M	–
Q2 FY2020	Jun 30, 2020	-$10.85M	–
Q1 FY2020	Mar 31, 2020	$1.07M	–