Neptune Insurance Holdings Inc. (NP) stock
Close on Nov 12, 2026Market cap $3.94BP/E 92.1Yield –
Neptune Insurance statistics
76 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Feb 17, 2027 (estimated, after the close)
- Last ex-dividend date
- No dividends
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 12, 2026
Valuation ratiosIndustry
- P/OCF Ratio
- 48.09
- 18.82
Enterprise valuationIndustry
- EV / Sales
- 19.94
- 3.40
- EV / EBIT
- 48.31
- 18.57
Share statisticsIndustry
- Shares Change (YoY)
- 52.7%
- 3.82%
- Float
- 26M
- 48M
- Shares Held by Insiders
- 81.3%
- 30.2%
- Shares Held by Institutions
- 48.5%
- 47.4%
Short sellingIndustry
- Short Interest
- 2M
- –
- Short Interest Change
- -7.97%
- -5.47%
- Short % of Float
- 8.28%
- 3.93%
- Short % of Shares Outstanding
- 1.55%
- 2.16%
- Days to Cover
- 3.38
- 4.21
Stock price statisticsIndustry
- 52-Week High
- $35.15
- –
- 52-Week Low
- $14.78
- –
- 20-Day Moving Average
- $28.77
- –
- 50-Day Moving Average
- $29.05
- –
- 200-Day Moving Average
- $27.60
- –
- Average True Range (14)
- $1.15
- –
- Price Change (1 Week)
- 2.22%
- -2.74%
- Price Change (1 Month)
- 0.39%
- 5.66%
- Price Change (3 Months)
- -9.97%
- -0.85%
- Price Change (6 Months)
- 3.97%
- 26.6%
- Price Change (YTD)
- -2.09%
- -2.09%
- Price Change (1 Year)
- 11.4%
- 2.36%
- Price Change (3 Years)
- -10.8%
- 2.76%
- Price Change (5 Years)
- -45.3%
- 15.9%
- Price Change (10 Years)
- -64.3%
- 186.2%
- Average Volume (10 Days)
- 664,280
- –
- Average Volume (20 Days)
- 651,130
- –
- Average Volume (90 Days)
- 577,893
- –
- Relative Volume
- 0.53
- 0.62
- Relative Strength Index (14)
- 47.8
- 52.7
- Volatility (1 Year)
- 60.6%
- 43.8%
- Beta (5 Years)
- 0.34
- 0.63
MarginsIndustry
- Pretax Margin
- 34.1%
- 15.9%
- EBITDA Margin
- 41.3%
- 15.6%
Returns on capitalIndustry
- Return on Assets (ROA)
- 46.2%
- 2.74%
- Return on Capital Employed (ROCE)
- 2388.9%
- 13.2%
Financial positionIndustry
- Current Ratio
- 0.91
- 1.24
- Quick Ratio
- 0.17
- 0.43
- Interest Coverage
- 5.35
- 5.35
GrowthIndustry
- Revenue Growth (YoY)
- 33.8%
- 8.69%
- Net Income Growth (YoY)
- 0.14%
- 6.02%
EfficiencyIndustry
- Asset Turnover
- 2.04
- 0.69
- Revenue Per Employee
- $3.18M
- $373.93K
- Profits Per Employee
- $721.68K
- $23.40K
- Employee Count
- 62
- 1,891
- WACC
- 7.38%
- 7.38%
Income statement (TTM)Industry
- Pretax Income
- $67.09M
- $70.65M
Balance sheetIndustry
- Net Cash (Debt)
- $17.43M
- $16.93K
- Net Cash Per Share
- $0.13
- $0.00
- Equity (Book Value)
- -$211.60M
- $264.21M
- Book Value Per Share
- -$1.53
- $3.37
- Tangible Book Value
- -$215.80M
- -$2.69M
- Working Capital
- -$9.30M
- $85.27M
Cash flow (TTM)Industry
Dividends and yieldsIndustry
- Earnings Yield
- 1.13%
- 2.78%
Taxes and interestIndustry
- Interest Expense
- $15.19M
- $19.25M
- Income Tax
- $22.34M
- $17.36M
- Effective Tax Rate
- 33.3%
- 21.0%
Scores and fair valueIndustry
- Altman Z-Score
- 5.49
- 1.56
- Piotroski F-Score
- 6
- 5
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | NP | S&P 500 | Difference | NP per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -1.6% | -2.7% | +1.1 pts | ||
| 3 months | -7.2% | -1.7% | −5.5 pts | ||
| Year to date | -2.1% | +11.9% | −14.0 pts | ||
| 1 year | +13.5% | +12.0% | +1.5 pts | ||
| 3 years | -10.8% | +78.2% | −89.0 pts | -3.7% | +21.2% |
| 5 years | -45.3% | +73.2% | −118.6 pts | -11.4% | +11.6% |
| 10 years | -64.3% | +309.6% | −374.0 pts | -9.8% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
2M NP shares were sold short on Oct 30, 2026, down 8.0% from the previous report, or 8.28% of the shares available to trade. At recent volumes it would take 3.4 days to buy them back. Over the last 20 sessions, 46.5% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 2,136,709 | -8.0% | 631,914 | 3.4 |
| Oct 15, 2026 | 2,321,761 | -5.7% | 508,073 | 4.6 |
| Sep 30, 2026 | 2,461,597 | +36.2% | 652,871 | 3.8 |
| Sep 15, 2026 | 1,807,146 | -16.6% | 398,005 | 4.5 |
| Aug 31, 2026 | 2,166,257 | -6.6% | 395,600 | 5.5 |
| Aug 14, 2026 | 2,318,910 | -6.7% | 469,286 | 4.9 |
| Jul 31, 2026 | 2,485,281 | +19.8% | 940,005 | 2.6 |
| Jul 15, 2026 | 2,074,982 | -4.3% | 713,594 | 2.9 |
| Jun 30, 2026 | 2,167,741 | +160.9% | 1,301,637 | 1.7 |
| Jun 15, 2026 | 830,875 | +2.1% | 755,237 | 1.1 |
| May 29, 2026 | 813,502 | -27.9% | 799,461 | 1.0 |
| May 15, 2026 | 1,128,348 | +10.3% | 1,129,418 | 1.0 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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