Enact vs Neptune Insurance
ACT and NP side by side, both in insurance agents, brokers, and service. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How ACT and NP compare
Enact is the larger company, worth 1.6 times as much as Neptune Insurance ($6.3B against $3.9B).
On earnings, Enact is cheaper: it trades at 9.6× trailing earnings, against 91.9× for Neptune Insurance.
Neptune Insurance grew revenue faster over the last twelve months (33.8% versus 2.5% for Enact).
Enact pays a dividend yielding 1.9%; Neptune Insurance does not pay one.
Enact scores higher on the StockData Score (6 against 4 for Neptune Insurance), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | ACT | NP |
|---|---|---|
| Size and price | ||
| Market cap | $6.3B | $3.9B |
| Share price | $46.16 | $28.48 |
| Change, 1 year | 23.4% | 6.8% |
| Change, 5 years | 101% | −57.8% |
| Beta (5Y) | 0.51 | 0.82 |
| Employees | 419 | 62 |
| StockData Score | ||
| Total score | 6 (better) | 4 |
| Valuation score | 4 (better) | 0 |
| Growth score | 0 | 1 (better) |
| Performance score | 1 | 2 (better) |
| Health score | 0 | 1 (better) |
| Dividend score | 1 (better) | 0 |
| Valuation | ||
| P/E | 9.6× (better) | 91.9× |
| P/S | 5.1× (better) | 20.0× |
| P/B | 1.2× | – |
| EV/EBITDA | – | 48.2× |
| PEG | 6.02 | – |
| Fair value | $99.78 | – |
| Margin of safety | 53.7% | – |
| Growth | ||
| Revenue growth (TTM) | 2.5% | 33.8% (better) |
| Revenue growth, 5Y average | 2.2% | – |
| Net income growth (TTM) | – | 0.14% |
| EPS growth (TTM) | 10.6% | – |
| EPS growth, 5Y average | 14.8% | – |
| Profitability | ||
| Operating margin | – | 41.3% |
| Net margin | – | 22.7% |
| Financial health | ||
| Interest coverage | – | 5.4× |
| Current ratio | – | 0.91 |
| Altman Z-score | 3.42 | 5.47 (better) |
| Piotroski F-score | 5 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 1.9% | – |
| Years of dividend growth | 1 | – |
| Buyback yield | 6.8% | – |
| Shareholder yield | 8.7% (better) | 0.00% |
| Ownership | ||
| Held by institutions | 21.7% | 48.5% |
| Held by insiders | 90.6% | 81.3% |
| Insider net buying, 12 months | −$329M (better) | −$438M |
| Short interest, % of float | 23.2% | 8.3% |
Go deeper
- ACT stock overview
- ACT income statement
- ACT valuation and score
- NP stock overview
- NP income statement
- NP valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.