Neptune Insurance Holdings Inc. (NP) stock
Close on Nov 11, 2026Market cap $3.94BP/E 91.9Yield –
Neptune Insurance Holdings Inc. grew revenue 33.8% to $197.00M over the twelve months to Sep 30, 2026. Operating income rose 7.0% to $81.30M, moving the operating margin from 51.6% to 41.3%. At the latest close the market valued the company at $3.94B, 91.9 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $3.94B
- P/E ratio
- 91.9
- Price to sales
- 19.98
- Price to book
- –
- Dividend yield
- –
- Free cash flow yield
- –
Fundamentals
- Revenue
- $197.00M
- Net income
- $44.74M
- EPS, diluted
- $0.31
- Book value per share
- -$1.45
- Diluted shares
- 146M
Trading
- Next earnings
- Feb 17, 2027 (estimated, after the close)
- Previous close
- $28.22
- Open
- $28.48
- Day's range
- $27.95 – $28.62
- Volume
- 589,253
- Average volume (20 days)
- 657,273
- Index membership
- Russell 2000 (since Jun 2026), Russell 3000
- Beta (5 years)
- 0.34
- 52-week range
- $14.78 – $35.15
- RSI (14 days)
- 47.0
- Volatility (1 year)
- 60.7%
- Relative volume
- 1.01×
- WACC
- 7.4%
On 1 of our idea list: Breakout quarter
Index membership is inferred from the holdings of funds that track each index (IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.
| Period | NP | S&P 500 | Difference | NP per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -0.9% | -2.4% | +1.5 pts | ||
| 3 months | -8.9% | -1.2% | −7.8 pts | ||
| Year to date | -2.3% | +12.3% | −14.6 pts | ||
| 1 year | +11.1% | +12.4% | −1.3 pts | ||
| 3 years | -11.0% | +78.8% | −89.8 pts | -3.8% | +21.4% |
| 5 years | -46.7% | +75.2% | −121.9 pts | -11.8% | +11.9% |
| 10 years | -64.4% | +311.1% | −375.5 pts | -9.8% | +15.2% |
Four years at a glance
Fiscal years 2022 to 2025 and trailing twelve months, USD
Revenue
Operating income
Net income
EPS, diluted
Press releases
Releases Neptune Insurance filed with the SEC as exhibits to Form 8-K or 6-K
- Results
- Results
- Results
- Results
- Results
- Results
About Neptune Insurance
Insurance Agents, Brokers & Service
Neptune operates as a data-driven managing general agent (MGA) specializing in residential and commercial flood and natural disaster insurance. Its offerings include primary flood insurance, excess flood insurance, and parametric earthquake insurance, with residential properties comprising the primary business segment alongside commercial coverage. The company underwrites and administers policies on behalf of insurance and reinsurance capacity providers, while avoiding balance sheet insurance risk and claims management. Its customers include homeowners and commercial property owners seeking flood protection.
Company profile, executives and historyNeptune Insurance stock: common questions
What is Neptune Insurance's stock price?
NP closed at $28.48 on Nov 11, 2026, up 0.92% on the day. Over the past 52 weeks it traded between $14.78 and $35.15.
What is Neptune Insurance's market cap?
Neptune Insurance was worth $3.94B at the close on Nov 11, 2026: the share price times the diluted shares outstanding.
What is NP's P/E ratio?
NP trades at 91.9 times earnings, based on diluted earnings per share of $0.31 over the twelve months to Sep 30, 2026.
How much revenue does Neptune Insurance make?
Neptune Insurance reported revenue of $197.00M for the twelve months to Sep 30, 2026, up 33.8% from a year earlier.
Does Neptune Insurance pay a dividend?
No. Neptune Insurance has not paid a cash dividend over the last twelve months.
When does Neptune Insurance report earnings next?
Neptune Insurance is expected to report Q4 FY2026 results on Feb 17, 2027, after the close. The date is estimated from its past reporting pattern until the company confirms it.
How has NP stock performed over the past year?
Including dividends, NP returned +11.1% over the past year, against +12.4% for the S&P 500.
How many NP shares are sold short?
2M shares were sold short at the latest FINRA report, 8.28% of the float, or 3.4 days of average trading volume.
Who are Neptune Insurance's competitors?
Companies most similar to Neptune Insurance by business, industry and size include TWFG, GSHD, LIFE, ZBAO, ARX.
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