NPNYSEInsurance Agents, Brokers & ServiceFiscal year ends December 31
Neptune Insurance Holdings Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 22, 2026
$29.30−0.06 (-0.20%)
Close on Oct 19, 2026
- Market cap
- $4.28B
- P/E (TTM)
- 117.2
- Dividend yield
- –
Neptune Insurance statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Insurance Agents, Brokers & Service companies for comparison
Valuation
| Measure | Neptune Insurance | Industry median |
|---|---|---|
| Market Cap | $4.02B | $4.02B |
| Enterprise Value | $4.00B | $2.79B |
| PE Ratio | 117.20 | 27.21 |
| PS Ratio | 22.12 | 3.26 |
| P/OCF Ratio | 55.76 | 18.67 |
Enterprise value
| Measure | Neptune Insurance | Industry median |
|---|---|---|
| EV / Sales | 22.02 | 3.60 |
| EV / EBITDA | 54.08 | 17.28 |
| EV / EBIT | 54.08 | 17.02 |
Income (trailing twelve months)
| Measure | Neptune Insurance | Industry median |
|---|---|---|
| Revenue | $181.80M | $1.25B |
| Operating Income | $74.03M | $72.92M |
| Pretax Income | $57.83M | $59.81M |
| Net Income | $39.00M | $37.15M |
| EBITDA | $74.03M | $78.16M |
| EPS (Diluted) | $0.25 | $0.42 |
Margins
| Measure | Neptune Insurance | Industry median |
|---|---|---|
| Operating Margin | 40.7% | 18.3% |
| Pretax Margin | 31.8% | 15.4% |
| Profit Margin | 21.5% | 9.37% |
| EBITDA Margin | 40.7% | 17.9% |
Returns
| Measure | Neptune Insurance | Industry median |
|---|---|---|
| Return on Assets (ROA) | 38.2% | 3.68% |
| Return on Capital Employed (ROCE) | 416.9% | 15.4% |
Growth
| Measure | Neptune Insurance | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 33.0% | 11.0% |
| Net Income Growth (YoY) | -13.8% | 14.4% |
Balance sheet
| Measure | Neptune Insurance | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $17.55M | $154.22M |
| Net Cash (Debt) | $17.55M | $8.90K |
| Net Cash Per Share | $0.13 | $0.00 |
| Equity (Book Value) | -$222.24M | $351.81M |
| Book Value Per Share | -$1.62 | $3.30 |
| Tangible Book Value | -$226.03M | -$4.39M |
| Working Capital | $4.56M | $103.45M |
Financial position
| Measure | Neptune Insurance | Industry median |
|---|---|---|
| Current Ratio | 1.05 | 1.16 |
| Quick Ratio | 0.21 | 0.35 |
| Interest Coverage | 4.32 | 4.32 |
Cash flow (trailing twelve months)
| Measure | Neptune Insurance | Industry median |
|---|---|---|
| Operating Cash Flow | $72.11M | $88.46M |
Efficiency
| Measure | Neptune Insurance | Industry median |
|---|---|---|
| Asset Turnover | 1.78 | 0.56 |
| Revenue Per Employee | $2.93M | $362.44K |
| Profits Per Employee | $629.02K | $21.91K |
| Employee Count | 62 | 1,891 |
Dividends and yields
| Measure | Neptune Insurance | Industry median |
|---|---|---|
| Earnings Yield | 0.97% | 2.64% |
Shares
| Measure | Neptune Insurance | Industry median |
|---|---|---|
| Shares Outstanding | 137,233,000 | 115,052,450 |
| Shares Change (YoY) | 41.2% | 4.05% |
| Float | 24,883,800 | 48,459,300 |
| Shares Held by Insiders | 81.9% | 30.2% |
| Shares Held by Institutions | 48.8% | 48.8% |
Taxes
| Measure | Neptune Insurance | Industry median |
|---|---|---|
| Income Tax | $18.83M | $15.16M |
| Effective Tax Rate | 32.6% | 20.9% |
Scores
| Measure | Neptune Insurance | Industry median |
|---|---|---|
| Altman Z-Score | 4.93 | 1.48 |
| Piotroski F-Score | 6 | 5 |
Calculated by StockData from Neptune Insurance's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.