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Happen, Inc. (HAPN) stock

HAPNNasdaqPersonal Credit InstitutionsFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 29, 2026Score 8/3036% below fair value
$15.72+0.05 (+0.32%)

Close on Nov 11, 2026Market cap $1.81BP/E 8.8Yield –

Happen, Inc. grew revenue 10.0% to $1.04B over the twelve months to Sep 30, 2026. Free cash flow was -$2.87B. At the latest close the market valued the company at $1.81B, 8.8 times its earnings.

Revenue
$1.04B
+10.0% vs. a year earlier
Free cash flow
-$2.87B
TTM Q3 2026
EPS, diluted
$1.79
+103.4% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026

Valuation

Market cap
$1.81B
P/E ratio
8.8
Price to sales
1.73
Price to book
1.14
Dividend yield
–
Free cash flow yield
-158.74%

Fundamentals

Revenue
$1.04B
Net income
$210.58M
EPS, diluted
$1.79
Free cash flow
-$2.87B
Book value per share
$13.55
Diluted shares
118M

Trading

Next earnings
Jan 27, 2027 (estimated, during market hours)
Previous close
$15.67
Open
$15.79
Day's range
$15.67 – $15.90
Volume
1,173,538
Average volume (20 days)
2,575,130
Index membership
Russell 2000, Russell 3000
Beta (5 years)
1.75
52-week range
$13.05 – $21.67
RSI (14 days)
52.5
Volatility (1 year)
51.2%
Relative volume
0.67×
WACC
13.6%

Index membership is inferred from the holdings of funds that track each index (IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.

Market cap history

Month-end market cap since 2014, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.

PeriodHAPNS&P 500DifferenceHAPN per yearS&P 500 per year
1 month+3.6%-2.4%+6.0 pts
3 months-18.3%-1.2%−17.1 pts
Year to date-17.0%+12.3%−29.3 pts
1 year-14.1%+12.4%−26.5 pts
3 years+202.3%+78.8%+123.5 pts+44.6%+21.4%
5 years-64.1%+75.2%−139.2 pts-18.5%+11.9%
10 years-48.8%+311.1%−359.9 pts-6.5%+15.2%

Fifteen years at a glance

Fiscal years 2010 to 2025 and trailing twelve months, USD

Revenue

$1.04B+10.0% YoY

Net income

$210.58M+102.8% YoY

EPS, diluted

$1.79+103.4% YoY

Free cash flow

-$2.87B
Reported periodTrailing twelve months

Press releases

Releases Happen filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About Happen

Personal Credit Institutions

LendingClub Corporation operates a branchless digital marketplace bank that provides consumer lending, commercial financing, and retail deposit products. Its consumer credit portfolio includes unsecured fixed-rate personal loans for debt consolidation, point-of-sale financing for elective healthcare and major purchases, and auto loan refinancing. For depositors, the company offers certificates of deposit, savings accounts, and checking accounts. It also originates commercial loans for small businesses through federal Small Business Administration programs and operates an institutional marketplace where it sells originated loans to asset managers, banks, and insurance companies. LendingClub primarily serves creditworthy American consumers seeking lower-cost borrowing solutions, alongside commercial enterprises and institutional investors.

Company profile, executives and history

Happen stock: common questions

What is Happen's stock price?

HAPN closed at $15.72 on Nov 11, 2026, up 0.32% on the day. Over the past 52 weeks it traded between $13.05 and $21.67.

What is Happen's market cap?

Happen was worth $1.81B at the close on Nov 11, 2026: the share price times the diluted shares outstanding.

What is HAPN's P/E ratio?

HAPN trades at 8.8 times earnings, based on diluted earnings per share of $1.79 over the twelve months to Sep 30, 2026.

How much revenue does Happen make?

Happen reported revenue of $1.04B for the twelve months to Sep 30, 2026, up 10.0% from a year earlier.

Does Happen pay a dividend?

No. Happen has not paid a cash dividend over the last twelve months.

When does Happen report earnings next?

Happen is expected to report Q4 FY2026 results on Jan 27, 2027, during market hours. The date is estimated from its past reporting pattern until the company confirms it.

How has HAPN stock performed over the past year?

Including dividends, HAPN returned -14.1% over the past year, against +12.4% for the S&P 500.

How many HAPN shares are sold short?

7M shares were sold short at the latest FINRA report, 5.89% of the float, or 2.1 days of average trading volume.

Who are Happen's competitors?

Companies most similar to Happen by business, industry and size include WRLD, RM, SLM, AFRM, ENVA.

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