Encore Capital Group Inc (ECPG) shareholders
ECPGNasdaqShort-Term Business Credit InstitutionsFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 4, 2026Score 10/3025% below fair value
$109.86−2.49 (-2.22%)
Close on Nov 12, 2026Market cap $2.33BP/E 7.0Yield –
Ownership
Institutional holdings as of Jun 30, 2026, from 13F filings
Held by institutions
100.0%
22M of 21M shares
Institutional holders
285
64 new, 18 sold out
Net institutional buying
0M
In Q2 2026
Insider trades, 12 months
0 buys · 14 sales
Net sold $1.85M
Shares held by institutions
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| BlackRock, Inc. | 3,638,043 | 15.40% | 13G (passive) amendment | Mar 31, 2025 |
| Stephens Investment Management Group, LLC Joint filing with Stephens Investments Holdings LLC (5.90%), Warren A. Stephens Trust UID 9/30/87 (5.90%) and 6 more | 1,305,649 | 5.90% | 13G (passive) amendment | Dec 31, 2025 |
| Vanguard Portfolio Management | 1,269,713 | 5.93% | 13G (passive) | Mar 31, 2026 |
| Dimensional Fund Advisors LP | 1,107,340 | 5.20% | 13G (passive) | Sep 30, 2026 |
| Vanguard Capital Management | 1,098,908 | 5.13% | 13G (passive) | Mar 31, 2026 |
Top institutional holders
13F holdings as of Jun 30, 2026
| Holder | Shares | % of ECPG | Value | Change | % of portfolio |
|---|---|---|---|---|---|
| BlackRock, Inc. | 3,679,162 | 17.35% | $343.23M | −214,313 | 0.01% |
| Vanguard Portfolio Management LLC | 1,311,523 | 6.18% | $122.35M | +68,841 | 0.01% |
| Dimensional Fund Advisors LP | 1,047,576 | 4.94% | $97.73M | +40,553 | 0.02% |
| Vanguard Capital Management LLC | 911,277 | 4.30% | $85.01M | −24,781 | 0.00% |
| State Street Corp | 856,207 | 4.04% | $79.88M | +6,748 | 0.00% |
| Geode Capital Management, LLC | 639,836 | 3.02% | $59.70M | +17,252 | 0.00% |
| American Century Companies Inc | 631,819 | 2.98% | $58.94M | +466,987 | 0.03% |
| Arrowstreet Capital, Limited Partnership | 527,078 | 2.49% | $49.17M | +193,060 | 0.02% |
| Aqr Capital Management LLC | 490,098 | 2.31% | $45.72M | +26,801 | 0.02% |
| JPMorgan Chase & Co | 436,176 | 2.06% | $40.49M | −13,270 | 0.00% |
| Wellington Management Group Llp | 426,069 | 2.01% | $39.75M | −168,305 | 0.01% |
| Driehaus Capital Management LLC | 409,924 | 1.93% | $38.24M | New | 0.22% |
| Charles Schwab Investment Management Inc | 398,539 | 1.88% | $37.18M | −48,542 | 0.00% |
| Heartland Advisors Inc | 362,825 | 1.71% | $33.85M | −25,600 | 1.51% |
| Allianz Asset Management GmbH | 361,705 | 1.71% | $33.74M | −11,940 | 0.03% |
| Goldman Sachs Group Inc | 342,601 | 1.62% | $31.96M | −347,244 | 0.00% |
| FMR LLC | 338,749 | 1.60% | $31.60M | +25,827 | 0.00% |
| Nuveen, LLC | 332,490 | 1.57% | $31.02M | +1,542 | 0.01% |
| Morgan Stanley | 316,741 | 1.49% | $29.55M | −2,664 | 0.00% |
| Amundi | 304,202 | 1.43% | $28.38M | +294,796 | 0.01% |
Institutional buying and selling by quarter
Positions opened, added to, reduced and closed by 13F filers
| Quarter | Holders | Shares held | % of shares | New / added | Reduced / closed | Shares bought | Shares sold |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 285 | 22M | 100.0% | 64 / 97 | 92 / 18 | 4M | 4M |
| Q1 2026 | 245 | 22M | 100.0% | 49 / 82 | 73 / 20 | 5M | 2M |
| Q4 2025 | 222 | 22M | 100.0% | 33 / 70 | 85 / 18 | 2M | 3M |
| Q3 2025 | 213 | 23M | 100.0% | 38 / 69 | 76 / 27 | 2M | 3M |
| Q2 2025 | 203 | 24M | 100.0% | 43 / 67 | 67 / 18 | 2M | 2M |
| Q1 2025 | 179 | 25M | 100.0% | 22 / 57 | 76 / 33 | 2M | 3M |
| Q4 2024 | 193 | 26M | 100.0% | 28 / 65 | 65 / 12 | 2M | 1M |
| Q3 2024 | 177 | 26M | 100.0% | 21 / 58 | 68 / 16 | 5M | 1M |
| Q2 2024 | 174 | 26M | 100.0% | 14 / 63 | 62 / 29 | 2M | 2M |
| Q1 2024 | 191 | 27M | 100.0% | 18 / 64 | 73 / 18 | 2M | 2M |
| Q4 2023 | 192 | 27M | 100.0% | 29 / 57 | 76 / 20 | 2M | 2M |
| Q3 2023 | 183 | 26M | 100.0% | 18 / 64 | 70 / 19 | 1M | 2M |
Top mutual fund and ETF holders
Latest monthly portfolio reports (Form N-PORT)
295 funds held ECPG in Q2 2026, 52% of their shares through ETFs. Each fund counts once per quarter, from its quarter-end report.
| Fund | Shares | % of ECPG | Value | % of fund | As of |
|---|---|---|---|---|---|
| iShares Core S&P Small-Cap ETF | 1,291,969 | 6.09% | $120.53M | 0.11% | Jun 30, 2026 |
| Vanguard Total Stock Market Index Fund | 644,326 | 3.04% | $60.11M | 0.00% | Jun 30, 2026 |
| iShares Russell 2000 ETF | 544,126 | 2.57% | $50.76M | 0.06% | Jun 30, 2026 |
| Vanguard Small-Cap Index Fund | 466,701 | 2.20% | $43.54M | 0.02% | Jun 30, 2026 |
| Avantis U.S. Small Cap Value ETF | 428,232 | 2.02% | $34.23M | 0.13% | May 31, 2026 |
| Heartland Value Fund | 300,000 | 1.41% | $27.99M | 2.39% | Jun 30, 2026 |
| Vanguard Small-Cap Value Index Fund | 295,908 | 1.40% | $27.61M | 0.04% | Jun 30, 2026 |
| Fidelity Enhanced Small Cap Core ETF | 289,604 | 1.37% | $27.02M | 0.47% | Jun 30, 2026 |
| Vanguard Extended Market Index Fund | 245,280 | 1.16% | $22.88M | 0.02% | Jun 30, 2026 |
| PIMCO RAE US Small Fund | 232,951 | 1.10% | $21.73M | 0.57% | Jun 30, 2026 |
| Fidelity Small Cap Index Fund | 231,076 | 1.09% | $21.74M | 0.06% | Jul 31, 2026 |
| iShares Russell 2000 Value ETF | 199,603 | 0.94% | $18.62M | 0.13% | Jun 30, 2026 |
| State Street(R) SPDR(R) Portfolio S&P 600(TM) Small Cap ETF | 197,131 | 0.93% | $18.39M | 0.11% | Jun 30, 2026 |
| iShares S&P Small-Cap 600 Value ETF | 184,594 | 0.87% | $17.22M | 0.21% | Jun 30, 2026 |
| Nuveen Quant Small Cap Equity Fund | 182,970 | 0.86% | $17.21M | 0.42% | Jul 31, 2026 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | % of shares | Latest filing |
|---|---|---|---|---|
| Ashish Masih | President and CEO, Director | 415,271 | 1.96% | Mar 11, 2026 |
| John Yung | President, Intl. and Cabot | 62,570 | 0.30% | Jun 11, 2026 |
| Andrew Eric Asch | SVP, General Counsel | 21,607 | 0.10% | Jun 11, 2026 |
| Tomas Cruz Hernanz | EVP, CFO & TREASURER | 36,721 | 0.17% | Mar 11, 2026 |
| Ryan B. Bell | President, MCM | 61,208 | 0.29% | Mar 11, 2026 |
| Jonathan C. Clark | EVP, CFO & Treasurer | 185,110 | 0.87% | Mar 11, 2025 |
| Ashwini Gupta | Director | 105,927 | 0.50% | Sep 2, 2026 |
| Robert William Beck | Director | 1,462 | 0.01% | Aug 27, 2026 |
| Richard P. Stovsky | Director | 29,562 | 0.14% | Jun 23, 2026 |
| Laura Olle | Director | 37,168 | 0.18% | Jun 23, 2026 |
| Michael P. Monaco | Director | 42,256 | 0.20% | Jun 23, 2026 |
| William C. Goings | Director | 15,144 | 0.07% | Jun 23, 2026 |
| Jeffrey Albert Hilzinger | Director | 26,475 | 0.12% | Jun 23, 2026 |
| A. Knight Angela | Director | 26,475 | 0.12% | Jun 23, 2026 |
| Wendy Hannam | Director | 42,849 | 0.20% | Jun 17, 2025 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| Ashwini Gupta Director | Sep 1, 2026 | Award | +291 | $93.01 | $27.07K | 105,927 |
| Robert William Beck Director | Aug 26, 2026 | Award | +1,462 | $100.15 | $146.42K | 1,462 |
| Michael P. Monaco Director | Jun 22, 2026 | Award | +2,144 | $83.95 | $179.99K | 42,256 |
| Richard P. Stovsky Director | Jun 22, 2026 | Award | +2,144 | $83.95 | $179.99K | 29,562 |
| William C. Goings Director | Jun 22, 2026 | Award | +2,144 | $83.95 | $179.99K | 15,144 |
| Laura Olle Director | Jun 22, 2026 | Award | +2,144 | – | – | 37,168 |
| Jeffrey Albert Hilzinger Director | Jun 22, 2026 | Award | +2,144 | $83.95 | $179.99K | 26,475 |
| A. Knight Angela Director | Jun 22, 2026 | Award | +2,144 | $83.95 | $179.99K | 26,475 |
| Ashwini Gupta Director | Jun 22, 2026 | Award | +2,144 | $83.95 | $179.99K | 105,636 |
| John Yung President, Intl. and Cabot | Jun 11, 2026 | Sale(10b5-1 plan) | −2,000 | $80.51 | $161.02K | 62,570 |
| John Yung President, Intl. and Cabot | Jun 10, 2026 | Sale(10b5-1 plan) | −2,000 | $82.08 | $164.16K | 64,570 |
| Andrew Eric Asch SVP, General Counsel | Jun 10, 2026 | Sale(10b5-1 plan) | −774 | $82.08 | $63.53K | 21,607 |
| Andrew Eric Asch SVP, General Counsel | Jun 9, 2026 | Sale(10b5-1 plan) | −556 | $82.31 | $45.76K | 22,381 |
| Andrew Eric Asch SVP, General Counsel | Jun 9, 2026 | Sale(10b5-1 plan) | −6,922 | $81.52 | $564.28K | 22,937 |
| Andrew Eric Asch SVP, General Counsel | Jun 9, 2026 | Sale(10b5-1 plan) | −833 | $80.51 | $67.06K | 29,859 |
| Ashwini Gupta Director | Jun 1, 2026 | Award | +340 | $78.56 | $26.71K | 103,492 |
| Tomas Cruz Hernanz EVP, CFO & TREASURER | Mar 9, 2026 | Award | +4,430 | – | – | 36,721 |
| Tomas Cruz Hernanz EVP, CFO & TREASURER | Mar 9, 2026 | Award | +8,065 | – | – | 32,291 |
| Tomas Cruz Hernanz EVP, CFO & TREASURER | Mar 9, 2026 | Tax withholding | −4,148 | $68.19 | $282.85K | 32,573 |
| Andrew Eric Asch SVP, General Counsel | Mar 9, 2026 | Award | +1,945 | – | – | 31,846 |
| Andrew Eric Asch SVP, General Counsel | Mar 9, 2026 | Award | +2,914 | – | – | 34,760 |
| Andrew Eric Asch SVP, General Counsel | Mar 9, 2026 | Tax withholding | −4,068 | $68.19 | $277.40K | 30,692 |
| Andrew Eric Asch SVP, General Counsel | Mar 9, 2026 | Award | +5,682 | – | – | 29,901 |
| John Yung President, Intl. and Cabot | Mar 9, 2026 | Award | +4,896 | – | – | 72,247 |
| John Yung President, Intl. and Cabot | Mar 9, 2026 | Tax withholding | −5,677 | $68.19 | $387.11K | 66,570 |
| John Yung President, Intl. and Cabot | Mar 9, 2026 | Award | +8,432 | – | – | 65,041 |
| John Yung President, Intl. and Cabot | Mar 9, 2026 | Award | +2,310 | – | – | 67,351 |
| Ryan B. Bell President, MCM | Mar 9, 2026 | Award | +4,133 | – | – | 61,208 |
| Ryan B. Bell President, MCM | Mar 9, 2026 | Award | +5,130 | – | – | 66,338 |
| Ryan B. Bell President, MCM | Mar 9, 2026 | Tax withholding | −7,899 | $68.19 | $538.63K | 58,439 |
| Ryan B. Bell President, MCM | Mar 9, 2026 | Award | +9,165 | – | – | 57,075 |
| Ashish Masih President and CEO, Director | Mar 9, 2026 | Award | +15,576 | – | – | 415,271 |
| Ashish Masih President and CEO, Director | Mar 9, 2026 | Award | +14,105 | – | – | 399,695 |
| Ashish Masih President and CEO, Director | Mar 9, 2026 | Award | +31,009 | – | – | 385,590 |
| Ashish Masih President and CEO, Director | Mar 9, 2026 | Tax withholding | −25,658 | $68.19 | $1.75M | 389,613 |
| Ryan B. Bell President, MCM | Mar 3, 2026 | Sale(10b5-1 plan) | −260 | $68.62 | $17.84K | 47,910 |
| Ryan B. Bell President, MCM | Mar 2, 2026 | Sale(10b5-1 plan) | −1,500 | $68.12 | $102.18K | 48,841 |
| Ryan B. Bell President, MCM | Mar 2, 2026 | Sale(10b5-1 plan) | −671 | $66.69 | $44.75K | 48,170 |
| Ryan B. Bell President, MCM | Mar 2, 2026 | Sale(10b5-1 plan) | −1,466 | $70.07 | $102.72K | 53,944 |
| Ryan B. Bell President, MCM | Mar 2, 2026 | Sale(10b5-1 plan) | −3,603 | $69.44 | $250.19K | 50,341 |
| Ashwini Gupta Director | Mar 1, 2026 | Award | +347 | $68.29 | $23.70K | 103,152 |
| Ryan B. Bell President, MCM | Dec 10, 2025 | Sale(10b5-1 plan) | −2,500 | $55.00 | $137.50K | 55,410 |
| Laura Olle Director | Dec 3, 2025 | Sale(10b5-1 plan) | −1,423 | $52.79 | $75.12K | 35,024 |
| Ashwini Gupta Director | Dec 1, 2025 | Award | +448 | $52.95 | $23.72K | 102,805 |
| John Yung President, Intl. and Cabot | Nov 26, 2025 | Sale(10b5-1 plan) | −1,000 | $52.00 | $52.00K | 56,609 |
| Ryan B. Bell President, MCM | Nov 6, 2025 | Sale(10b5-1 plan) | −5,000 | $50.00 | $250.00K | 57,910 |
| John Yung President, Intl. and Cabot | Nov 6, 2025 | Sale(10b5-1 plan) | −5,000 | $50.00 | $250.00K | 57,609 |
| Ashwini Gupta Director | Sep 1, 2025 | Award | +657 | $41.84 | $27.49K | 102,357 |
| Richard P. Stovsky Director | Jun 13, 2025 | Award | +4,066 | $38.12 | $155.00K | 27,418 |
| William C. Goings Director | Jun 13, 2025 | Award | +4,066 | $38.12 | $155.00K | 13,000 |
| Laura Olle Director | Jun 13, 2025 | Award | +4,066 | – | – | 36,447 |
| Jeffrey Albert Hilzinger Director | Jun 13, 2025 | Award | +4,066 | $38.12 | $155.00K | 24,331 |
| A. Knight Angela Director | Jun 13, 2025 | Award | +4,066 | $38.12 | $155.00K | 24,331 |
| Wendy Hannam Director | Jun 13, 2025 | Award | +4,066 | $38.12 | $155.00K | 42,849 |
| Michael P. Monaco Director | Jun 13, 2025 | Award | +4,066 | $38.12 | $155.00K | 40,112 |
| Ashwini Gupta Director | Jun 13, 2025 | Award | +4,066 | $38.12 | $155.00K | 101,700 |
| Ashwini Gupta Director | Jun 1, 2025 | Award | +725 | $37.90 | $27.48K | 97,634 |
| Jonathan C. Clark EVP, CFO & Treasurer | Mar 9, 2025 | Tax withholding | −5,054 | $35.74 | $180.63K | 185,110 |
| John Yung President, Intl. and Cabot | Mar 9, 2025 | Tax withholding | −3,291 | $35.74 | $117.62K | 62,609 |
| John Yung President, Intl. and Cabot | Mar 9, 2025 | Award | +14,689 | – | – | 65,900 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.
Short interest
Shares sold short and not yet bought back, as of Oct 30, 2026 (FINRA, reported twice a month)
Short % of float
4.24%
1M shares short
Days to cover
4.3
At 0M shares a day
Change since last report
-9.3%
From 1M shares
Short volume, 20 days
62.6%
Of volume reported to FINRA
Shares sold short, last 12 months
Short sale volume counts trades marked short on any given day, including market-maker hedging, so it runs far higher than the share of Encore Capital's stock actually held short. Settlement fails (shares not delivered on time) peaked at 15,205 shares on Sep 16, 2026 over the last 90 days.
Planned insider sales
Notices of proposed sale filed on Form 144 before shares are sold
| Seller | Filed | Shares | Market value | Planned sale | Acquired through |
|---|---|---|---|---|---|
| Laura Olle Director | Nov 9, 2026 | 10,493 | $1.19M | Nov 9, 2026 | Restricted Stock |
| Wendy Hannam Director | Aug 20, 2026 | 7,895 | $786.11K | Aug 20, 2026 | Restricted Stock |
| Wendy Hannam Director | Jul 7, 2026 | 8,248 | $743.08K | Jul 7, 2026 | Restricted Stock |
| Wendy Hannam Director | Jun 25, 2026 | 21,706 | $1.88M | Jun 25, 2026 | Restricted Stock |
| John Yung Officer | Jun 11, 2026 | 2,000 | $161.02K | Jun 11, 2026 | Restricted Stock |
| John Yung Officer | Jun 10, 2026 | 2,000 | $164.16K | Jun 10, 2026 | Performance Shares |
| Andrew Eric Asch Officer | Jun 10, 2026 | 774 | $63.53K | Jun 10, 2026 | Restricted Stock |
| Andrew Eric Asch Officer | Jun 9, 2026 | 8,311 | $677.13K | Jun 9, 2026 | Restricted Stock |
| Ryan B. Bell Officer | Mar 3, 2026 | 260 | $17.84K | Mar 3, 2026 | Performance Shares |
| Ryan B. Bell Officer | Mar 2, 2026 | 7,240 | $499.84K | Mar 2, 2026 | Performance and Restricted Stock |
| Ryan B. Bell Officer | Dec 10, 2025 | 2,500 | $137.50K | Dec 10, 2025 | Restricted Stock |
| Laura Olle Director | Dec 3, 2025 | 1,423 | $75.12K | Dec 3, 2025 | Restricted Stock |
| John Yung Officer | Nov 26, 2025 | 1,000 | $52.00K | Nov 26, 2025 | Performance Shares |
| Ryan B. Bell Officer | Nov 6, 2025 | 5,000 | $250.00K | Nov 6, 2025 | Performance Shares |
| John Yung Officer | Nov 6, 2025 | 5,000 | $250.00K | Nov 6, 2025 | Restricted Stock |
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