Credit Acceptance Corp (CACC) stock
Close on Nov 11, 2026Market cap $5.21BP/E 16.8Yield –
Credit Acceptance Corp grew revenue 1.7% to $2.34B over the twelve months to Sep 30, 2026. Free cash flow was $1.26B, up 15.3% from a year earlier. At the latest close the market valued the company at $5.21B, 16.8 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $5.21B
- P/E ratio
- 16.8
- Price to sales
- 2.22
- Price to book
- 3.75
- Dividend yield
- –
- Free cash flow yield
- 24.12%
Fundamentals
- Revenue
- $2.34B
- Net income
- $337.10M
- EPS, diluted
- $30.63
- Free cash flow
- $1.26B
- Book value per share
- $133.37
- Diluted shares
- 10M
Trading
- Next earnings
- Jan 28, 2027 (estimated, after the close)
- Previous close
- $515.38
- Open
- $515.00
- Day's range
- $506.98 – $516.48
- Volume
- 59,760
- Average volume (20 days)
- 126,143
- Index membership
- S&P SmallCap 600, Russell 1000, Russell 3000
- Beta (5 years)
- 1.30
- 52-week range
- $405.00 – $668.86
- RSI (14 days)
- 45.7
- Volatility (1 year)
- 40.9%
- Relative volume
- 0.49×
- WACC
- 11.4%
On 2 of our idea lists: Buyback cannibals, Institutions accumulating
Index membership is inferred from the holdings of funds that track each index (SPSM, IJR, IWB, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Market cap history
Month-end market cap since 2010, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.
| Period | CACC | S&P 500 | Difference | CACC per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -6.2% | -2.4% | −3.8 pts | ||
| 3 months | -10.2% | -1.2% | −9.1 pts | ||
| Year to date | +15.9% | +12.3% | +3.6 pts | ||
| 1 year | +16.8% | +12.4% | +4.4 pts | ||
| 3 years | +24.8% | +78.8% | −54.0 pts | +7.7% | +21.4% |
| 5 years | -23.6% | +75.2% | −98.7 pts | -5.2% | +11.9% |
| 10 years | +175.1% | +311.1% | −136.0 pts | +10.6% | +15.2% |
Fifteen years at a glance
Fiscal years 2011 to 2025 and trailing twelve months, USD
Revenue
Net income
EPS, diluted
Free cash flow
Press releases
Releases Credit Acceptance filed with the SEC as exhibits to Form 8-K or 6-K
- Results
- News
- Update
- News
- Results
- News
About Credit Acceptance
Personal Credit Institutions
Credit Acceptance Corporation is an indirect auto financing company that enables automobile dealers to sell vehicles to consumers regardless of credit history. Operating in a single business segment, the company provides two primary financing programs: the Portfolio Program, which advances capital to dealers in exchange for loan servicing rights, and the Purchase Program, which buys retail installment contracts outright. It also provides ancillary products through third parties, including vehicle service contracts and guaranteed asset protection. The company's clients are franchised and independent car dealers, serving car buyers who typically have limited or impaired credit profiles.
Company profile, executives and historyCredit Acceptance stock: common questions
What is Credit Acceptance's stock price?
CACC closed at $513.78 on Nov 11, 2026, down 0.31% on the day. Over the past 52 weeks it traded between $405.00 and $668.86.
What is Credit Acceptance's market cap?
Credit Acceptance was worth $5.21B at the close on Nov 11, 2026: the share price times the diluted shares outstanding.
What is CACC's P/E ratio?
CACC trades at 16.8 times earnings, based on diluted earnings per share of $30.63 over the twelve months to Sep 30, 2026.
How much revenue does Credit Acceptance make?
Credit Acceptance reported revenue of $2.34B for the twelve months to Sep 30, 2026, up 1.7% from a year earlier.
Does Credit Acceptance pay a dividend?
No. Credit Acceptance has not paid a cash dividend over the last twelve months.
When does Credit Acceptance report earnings next?
Credit Acceptance is expected to report Q4 FY2026 results on Jan 28, 2027, after the close. The date is estimated from its past reporting pattern until the company confirms it.
How has CACC stock performed over the past year?
Including dividends, CACC returned +16.8% over the past year, against +12.4% for the S&P 500.
How many CACC shares are sold short?
1M shares were sold short at the latest FINRA report, 21.41% of the float, or 9.8 days of average trading volume.
Who are Credit Acceptance's competitors?
Companies most similar to Credit Acceptance by business, industry and size include ATLC, OMF, WRLD, ENVA, HAPN.
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