ECPGNasdaqShort-Term Business Credit InstitutionsFiscal year ends December 31
ENCORE CAPITAL GROUP INC
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 5, 2026
$100.62−1.06 (-1.04%)
Close on Oct 19, 2026
- Market cap
- $2.29B
- P/E (TTM)
- 7.6
- Dividend yield
- –
Ownership
Institutional holdings as of Jun 30, 2026, from 13F filings
Held by institutions
100.0%
22M of 21M shares
Institutional holders
285
64 new, 18 sold out
Net institutional buying
0M
In Q2 2026
Insider trades, 12 months
0 buys · 16 sales
Net sold $2.35M
Shares held by institutions
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| BlackRock, Inc. | 3,638,043 | 15.40% | 13G (passive) amendment | Mar 31, 2025 |
| Stephens Investment Management Group, LLC | 1,305,649 | 5.90% | 13G (passive) amendment | Dec 31, 2025 |
| Vanguard Portfolio Management | 1,269,713 | 5.93% | 13G (passive) | Mar 31, 2026 |
| Dimensional Fund Advisors LP | 1,107,340 | 5.20% | 13G (passive) | Sep 30, 2026 |
| Vanguard Capital Management | 1,098,908 | 5.13% | 13G (passive) | Mar 31, 2026 |
Top institutional holders
13F holdings as of Jun 30, 2026
| Holder | Shares | % of ECPG | Value | Change | % of portfolio |
|---|---|---|---|---|---|
| BlackRock, Inc. | 3,679,162 | 17.35% | $343.23M | −214,313 | 0.01% |
| Vanguard Portfolio Management LLC | 1,311,523 | 6.18% | $122.35M | +68,841 | 0.01% |
| Dimensional Fund Advisors LP | 1,047,576 | 4.94% | $97.73M | +40,553 | 0.02% |
| Vanguard Capital Management LLC | 911,277 | 4.30% | $85.01M | −24,781 | 0.00% |
| State Street Corp | 856,207 | 4.04% | $79.88M | +6,748 | 0.00% |
| Geode Capital Management, LLC | 639,836 | 3.02% | $59.70M | +17,252 | 0.00% |
| American Century Companies Inc | 631,819 | 2.98% | $58.94M | +466,987 | 0.03% |
| Arrowstreet Capital, Limited Partnership | 527,078 | 2.49% | $49.17M | +193,060 | 0.02% |
| Aqr Capital Management LLC | 490,098 | 2.31% | $45.72M | +26,801 | 0.02% |
| JPMorgan Chase & Co | 436,176 | 2.06% | $40.49M | −13,270 | 0.00% |
| Wellington Management Group Llp | 426,069 | 2.01% | $39.75M | −168,305 | 0.01% |
| Driehaus Capital Management LLC | 409,924 | 1.93% | $38.24M | New | 0.22% |
| Charles Schwab Investment Management Inc | 398,539 | 1.88% | $37.18M | −48,542 | 0.00% |
| Heartland Advisors Inc | 362,825 | 1.71% | $33.85M | −25,600 | 1.51% |
| Allianz Asset Management GmbH | 361,705 | 1.71% | $33.74M | −11,940 | 0.03% |
| Goldman Sachs Group Inc | 342,601 | 1.62% | $31.96M | −347,244 | 0.00% |
| FMR LLC | 338,749 | 1.60% | $31.60M | +25,827 | 0.00% |
| Nuveen, LLC | 332,490 | 1.57% | $31.02M | +1,542 | 0.01% |
| Morgan Stanley | 316,741 | 1.49% | $29.55M | −2,664 | 0.00% |
| Amundi | 304,202 | 1.43% | $28.38M | +294,796 | 0.01% |
Institutional buying and selling by quarter
Positions opened, added to, reduced and closed by 13F filers
| Quarter | Holders | Shares held | % of shares | New / added | Reduced / closed | Shares bought | Shares sold |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 285 | 22M | 100.0% | 64 / 97 | 92 / 18 | 4M | 4M |
| Q1 2026 | 245 | 22M | 100.0% | 49 / 82 | 73 / 20 | 5M | 2M |
| Q4 2025 | 222 | 22M | 100.0% | 33 / 70 | 85 / 18 | 2M | 3M |
| Q3 2025 | 213 | 23M | 100.0% | 38 / 69 | 76 / 27 | 2M | 3M |
| Q2 2025 | 203 | 24M | 100.0% | 43 / 67 | 67 / 18 | 2M | 2M |
| Q1 2025 | 179 | 25M | 100.0% | 22 / 57 | 76 / 33 | 2M | 3M |
| Q4 2024 | 193 | 26M | 100.0% | 28 / 65 | 65 / 12 | 2M | 1M |
| Q3 2024 | 177 | 26M | 100.0% | 21 / 58 | 68 / 16 | 5M | 1M |
| Q2 2024 | 174 | 26M | 100.0% | 14 / 63 | 62 / 29 | 2M | 2M |
| Q1 2024 | 191 | 27M | 100.0% | 18 / 64 | 73 / 18 | 2M | 2M |
| Q4 2023 | 192 | 27M | 100.0% | 29 / 57 | 76 / 20 | 2M | 2M |
| Q3 2023 | 183 | 26M | 100.0% | 18 / 64 | 70 / 19 | 1M | 2M |
Top mutual fund and ETF holders
Latest monthly portfolio reports (Form N-PORT)
| Fund | Shares | % of ECPG | Value | % of fund | As of |
|---|---|---|---|---|---|
| iShares Core S&P Small-Cap ETF | 1,291,969 | 6.09% | $120.53M | 0.11% | Jun 30, 2026 |
| Vanguard Total Stock Market Index Fund | 644,326 | 3.04% | $60.11M | 0.00% | Jun 30, 2026 |
| iShares Russell 2000 ETF | 544,126 | 2.57% | $50.76M | 0.06% | Jun 30, 2026 |
| Vanguard Small-Cap Index Fund | 466,701 | 2.20% | $43.54M | 0.02% | Jun 30, 2026 |
| Avantis U.S. Small Cap Value ETF | 428,232 | 2.02% | $34.23M | 0.13% | May 31, 2026 |
| Heartland Value Fund | 300,000 | 1.41% | $27.99M | 2.39% | Jun 30, 2026 |
| Vanguard Small-Cap Value Index Fund | 295,908 | 1.40% | $27.61M | 0.04% | Jun 30, 2026 |
| Fidelity Enhanced Small Cap Core ETF | 289,604 | 1.37% | $27.02M | 0.47% | Jun 30, 2026 |
| Vanguard Extended Market Index Fund | 245,280 | 1.16% | $22.88M | 0.02% | Jun 30, 2026 |
| PIMCO RAE US Small Fund | 232,951 | 1.10% | $21.73M | 0.57% | Jun 30, 2026 |
| Fidelity Small Cap Index Fund | 231,076 | 1.09% | $21.74M | 0.06% | Jul 31, 2026 |
| iShares Russell 2000 Value ETF | 199,603 | 0.94% | $18.62M | 0.13% | Jun 30, 2026 |
| State Street(R) SPDR(R) Portfolio S&P 600(TM) Small Cap ETF | 197,131 | 0.93% | $18.39M | 0.11% | Jun 30, 2026 |
| iShares S&P Small-Cap 600 Value ETF | 184,594 | 0.87% | $17.22M | 0.21% | Jun 30, 2026 |
| Nuveen Quant Small Cap Equity Fund | 182,970 | 0.86% | $17.21M | 0.42% | Jul 31, 2026 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | % of shares | Latest filing |
|---|---|---|---|---|
| Ashish Masih | President and CEO, Director | 415,271 | 1.96% | Mar 11, 2026 |
| John Yung | President, Intl. and Cabot | 62,570 | 0.30% | Jun 11, 2026 |
| Andrew Eric Asch | SVP, General Counsel | 21,607 | 0.10% | Jun 11, 2026 |
| Tomas Cruz Hernanz | EVP, CFO & TREASURER | 36,721 | 0.17% | Mar 11, 2026 |
| Ryan B. Bell | President, MCM | 61,208 | 0.29% | Mar 11, 2026 |
| Jonathan C. Clark | EVP, CFO & Treasurer | 185,110 | 0.87% | Mar 11, 2025 |
| Ashwini Gupta | Director | 105,927 | 0.50% | Sep 2, 2026 |
| Robert William Beck | Director | 1,462 | 0.01% | Aug 27, 2026 |
| Richard P. Stovsky | Director | 29,562 | 0.14% | Jun 23, 2026 |
| Laura Olle | Director | 37,168 | 0.18% | Jun 23, 2026 |
| Michael P. Monaco | Director | 42,256 | 0.20% | Jun 23, 2026 |
| William C. Goings | Director | 15,144 | 0.07% | Jun 23, 2026 |
| Jeffrey Albert Hilzinger | Director | 26,475 | 0.12% | Jun 23, 2026 |
| A. Knight Angela | Director | 26,475 | 0.12% | Jun 23, 2026 |
| Wendy Hannam | Director | 42,849 | 0.20% | Jun 17, 2025 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| Ashwini Gupta Director | Sep 1, 2026 | Award | +291 | $93.01 | $27.07K | 105,927 |
| Robert William Beck Director | Aug 26, 2026 | Award | +1,462 | $100.15 | $146.42K | 1,462 |
| Michael P. Monaco Director | Jun 22, 2026 | Award | +2,144 | $83.95 | $179.99K | 42,256 |
| Richard P. Stovsky Director | Jun 22, 2026 | Award | +2,144 | $83.95 | $179.99K | 29,562 |
| William C. Goings Director | Jun 22, 2026 | Award | +2,144 | $83.95 | $179.99K | 15,144 |
| Laura Olle Director | Jun 22, 2026 | Award | +2,144 | – | – | 37,168 |
| Jeffrey Albert Hilzinger Director | Jun 22, 2026 | Award | +2,144 | $83.95 | $179.99K | 26,475 |
| A. Knight Angela Director | Jun 22, 2026 | Award | +2,144 | $83.95 | $179.99K | 26,475 |
| Ashwini Gupta Director | Jun 22, 2026 | Award | +2,144 | $83.95 | $179.99K | 105,636 |
| John Yung President, Intl. and Cabot | Jun 11, 2026 | Sale(10b5-1 plan) | −2,000 | $80.51 | $161.02K | 62,570 |
| John Yung President, Intl. and Cabot | Jun 10, 2026 | Sale(10b5-1 plan) | −2,000 | $82.08 | $164.16K | 64,570 |
| Andrew Eric Asch SVP, General Counsel | Jun 10, 2026 | Sale(10b5-1 plan) | −774 | $82.08 | $63.53K | 21,607 |
| Andrew Eric Asch SVP, General Counsel | Jun 9, 2026 | Sale(10b5-1 plan) | −556 | $82.31 | $45.76K | 22,381 |
| Andrew Eric Asch SVP, General Counsel | Jun 9, 2026 | Sale(10b5-1 plan) | −6,922 | $81.52 | $564.28K | 22,937 |
| Andrew Eric Asch SVP, General Counsel | Jun 9, 2026 | Sale(10b5-1 plan) | −833 | $80.51 | $67.06K | 29,859 |
| Ashwini Gupta Director | Jun 1, 2026 | Award | +340 | $78.56 | $26.71K | 103,492 |
| Tomas Cruz Hernanz EVP, CFO & TREASURER | Mar 9, 2026 | Award | +4,430 | – | – | 36,721 |
| Tomas Cruz Hernanz EVP, CFO & TREASURER | Mar 9, 2026 | Award | +8,065 | – | – | 32,291 |
| Tomas Cruz Hernanz EVP, CFO & TREASURER | Mar 9, 2026 | Tax withholding | −4,148 | $68.19 | $282.85K | 32,573 |
| Andrew Eric Asch SVP, General Counsel | Mar 9, 2026 | Award | +1,945 | – | – | 31,846 |
| Andrew Eric Asch SVP, General Counsel | Mar 9, 2026 | Award | +2,914 | – | – | 34,760 |
| Andrew Eric Asch SVP, General Counsel | Mar 9, 2026 | Tax withholding | −4,068 | $68.19 | $277.40K | 30,692 |
| Andrew Eric Asch SVP, General Counsel | Mar 9, 2026 | Award | +5,682 | – | – | 29,901 |
| John Yung President, Intl. and Cabot | Mar 9, 2026 | Award | +4,896 | – | – | 72,247 |
| John Yung President, Intl. and Cabot | Mar 9, 2026 | Tax withholding | −5,677 | $68.19 | $387.11K | 66,570 |
| John Yung President, Intl. and Cabot | Mar 9, 2026 | Award | +8,432 | – | – | 65,041 |
| John Yung President, Intl. and Cabot | Mar 9, 2026 | Award | +2,310 | – | – | 67,351 |
| Ryan B. Bell President, MCM | Mar 9, 2026 | Award | +4,133 | – | – | 61,208 |
| Ryan B. Bell President, MCM | Mar 9, 2026 | Award | +5,130 | – | – | 66,338 |
| Ryan B. Bell President, MCM | Mar 9, 2026 | Tax withholding | −7,899 | $68.19 | $538.63K | 58,439 |
| Ryan B. Bell President, MCM | Mar 9, 2026 | Award | +9,165 | – | – | 57,075 |
| Ashish Masih President and CEO, Director | Mar 9, 2026 | Award | +15,576 | – | – | 415,271 |
| Ashish Masih President and CEO, Director | Mar 9, 2026 | Award | +14,105 | – | – | 399,695 |
| Ashish Masih President and CEO, Director | Mar 9, 2026 | Award | +31,009 | – | – | 385,590 |
| Ashish Masih President and CEO, Director | Mar 9, 2026 | Tax withholding | −25,658 | $68.19 | $1.75M | 389,613 |
| Ryan B. Bell President, MCM | Mar 3, 2026 | Sale(10b5-1 plan) | −260 | $68.62 | $17.84K | 47,910 |
| Ryan B. Bell President, MCM | Mar 2, 2026 | Sale(10b5-1 plan) | −1,500 | $68.12 | $102.18K | 48,841 |
| Ryan B. Bell President, MCM | Mar 2, 2026 | Sale(10b5-1 plan) | −671 | $66.69 | $44.75K | 48,170 |
| Ryan B. Bell President, MCM | Mar 2, 2026 | Sale(10b5-1 plan) | −1,466 | $70.07 | $102.72K | 53,944 |
| Ryan B. Bell President, MCM | Mar 2, 2026 | Sale(10b5-1 plan) | −3,603 | $69.44 | $250.19K | 50,341 |
| Ashwini Gupta Director | Mar 1, 2026 | Award | +347 | $68.29 | $23.70K | 103,152 |
| Ryan B. Bell President, MCM | Dec 10, 2025 | Sale(10b5-1 plan) | −2,500 | $55.00 | $137.50K | 55,410 |
| Laura Olle Director | Dec 3, 2025 | Sale(10b5-1 plan) | −1,423 | $52.79 | $75.12K | 35,024 |
| Ashwini Gupta Director | Dec 1, 2025 | Award | +448 | $52.95 | $23.72K | 102,805 |
| John Yung President, Intl. and Cabot | Nov 26, 2025 | Sale(10b5-1 plan) | −1,000 | $52.00 | $52.00K | 56,609 |
| Ryan B. Bell President, MCM | Nov 6, 2025 | Sale(10b5-1 plan) | −5,000 | $50.00 | $250.00K | 57,910 |
| John Yung President, Intl. and Cabot | Nov 6, 2025 | Sale(10b5-1 plan) | −5,000 | $50.00 | $250.00K | 57,609 |
| Ashwini Gupta Director | Sep 1, 2025 | Award | +657 | $41.84 | $27.49K | 102,357 |
| Richard P. Stovsky Director | Jun 13, 2025 | Award | +4,066 | $38.12 | $155.00K | 27,418 |
| William C. Goings Director | Jun 13, 2025 | Award | +4,066 | $38.12 | $155.00K | 13,000 |
| Laura Olle Director | Jun 13, 2025 | Award | +4,066 | – | – | 36,447 |
| Jeffrey Albert Hilzinger Director | Jun 13, 2025 | Award | +4,066 | $38.12 | $155.00K | 24,331 |
| A. Knight Angela Director | Jun 13, 2025 | Award | +4,066 | $38.12 | $155.00K | 24,331 |
| Wendy Hannam Director | Jun 13, 2025 | Award | +4,066 | $38.12 | $155.00K | 42,849 |
| Michael P. Monaco Director | Jun 13, 2025 | Award | +4,066 | $38.12 | $155.00K | 40,112 |
| Ashwini Gupta Director | Jun 13, 2025 | Award | +4,066 | $38.12 | $155.00K | 101,700 |
| Ashwini Gupta Director | Jun 1, 2025 | Award | +725 | $37.90 | $27.48K | 97,634 |
| Jonathan C. Clark EVP, CFO & Treasurer | Mar 9, 2025 | Tax withholding | −5,054 | $35.74 | $180.63K | 185,110 |
| John Yung President, Intl. and Cabot | Mar 9, 2025 | Tax withholding | −3,291 | $35.74 | $117.62K | 62,609 |
| John Yung President, Intl. and Cabot | Mar 9, 2025 | Award | +14,689 | – | – | 65,900 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.
Planned insider sales
Notices of proposed sale filed on Form 144 before shares are sold
| Seller | Filed | Shares | Market value | Planned sale | Acquired through |
|---|---|---|---|---|---|
| Hannam Wendy Director | Aug 20, 2026 | 7,895 | $786.11K | Aug 20, 2026 | Restricted Stock |
| Hannam Wendy Director | Jul 7, 2026 | 8,248 | $743.08K | Jul 7, 2026 | Restricted Stock |
| Hannam Wendy Director | Jun 25, 2026 | 21,706 | $1.88M | Jun 25, 2026 | Restricted Stock |
| Yung John Officer | Jun 11, 2026 | 2,000 | $161.02K | Jun 11, 2026 | Restricted Stock |
| Yung John Officer | Jun 10, 2026 | 2,000 | $164.16K | Jun 10, 2026 | Performance Shares |
| E. Asch Andrew Officer | Jun 10, 2026 | 774 | $63.53K | Jun 10, 2026 | Restricted Stock |
| E. Asch Andrew Officer | Jun 9, 2026 | 8,311 | $677.13K | Jun 9, 2026 | Restricted Stock |
| Bell Ryan Officer | Mar 3, 2026 | 260 | $17.84K | Mar 3, 2026 | Performance Shares |
| Bell Ryan Officer | Mar 2, 2026 | 7,240 | $499.84K | Mar 2, 2026 | Performance and Restricted Stock |
| Bell Ryan Officer | Dec 10, 2025 | 2,500 | $137.50K | Dec 10, 2025 | Restricted Stock |
| N. Olle Laura Director | Dec 3, 2025 | 1,423 | $75.12K | Dec 3, 2025 | Restricted Stock |
| Yung John Officer | Nov 26, 2025 | 1,000 | $52.00K | Nov 26, 2025 | Performance Shares |
| Bell Ryan Officer | Nov 6, 2025 | 5,000 | $250.00K | Nov 6, 2025 | Performance Shares |
| Yung John Officer | Nov 6, 2025 | 5,000 | $250.00K | Nov 6, 2025 | Restricted Stock |
| N. Olle Laura Director | Nov 27, 2024 | 1,340 | $65.87K | Nov 27, 2024 | Restricted Stock |