WRLDNasdaqPersonal Credit InstitutionsFiscal year ends March 31
WORLD ACCEPTANCE CORP
Financials through Q1 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026
$168.19−3.45 (-2.01%)
Close on Oct 19, 2026
- Market cap
- $770.50M
- P/E (TTM)
- 20.2
- Dividend yield
- –
World Acceptance statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Personal Credit Institutions companies for comparison
Valuation
| Measure | World Acceptance | Industry median |
|---|---|---|
| Market Cap | $784.30M | $216.24M |
| Enterprise Value | $773.88M | $197.90M |
| PE Ratio | 20.24 | 11.74 |
| PS Ratio | 1.33 | 3.01 |
| PB Ratio | 2.17 | 1.19 |
| P/TBV Ratio | 2.23 | 1.44 |
| P/FCF Ratio | 3.00 | 12.30 |
| P/OCF Ratio | 2.95 | 5.61 |
Enterprise value
| Measure | World Acceptance | Industry median |
|---|---|---|
| EV / Sales | 1.31 | 3.03 |
| EV / FCF | 2.96 | 11.30 |
Income (trailing twelve months)
| Measure | World Acceptance | Industry median |
|---|---|---|
| Revenue | $591.60M | $61.19M |
| Pretax Income | $51.19M | -$4.81M |
| Net Income | $39.11M | -$5.16M |
| EPS (Diluted) | $8.31 | -$0.03 |
Margins
| Measure | World Acceptance | Industry median |
|---|---|---|
| Pretax Margin | 8.65% | -25.1% |
| Profit Margin | 6.61% | -21.0% |
| FCF Margin | 44.2% | -22.8% |
Returns
| Measure | World Acceptance | Industry median |
|---|---|---|
| Return on Equity (ROE) | 9.93% | -22.5% |
| Return on Assets (ROA) | 3.72% | -11.8% |
Growth
| Measure | World Acceptance | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 4.31% | 19.7% |
| Net Income Growth (YoY) | -51.5% | -51.5% |
| EPS Growth (YoY) | -43.6% | 4.95% |
| FCF Growth (YoY) | 0.46% | 18.7% |
| Revenue Growth (3Y CAGR) | -1.73% | 5.53% |
| Revenue Growth (5Y CAGR) | 2.08% | 10.1% |
| EPS Growth (3Y CAGR) | 24.1% | 5.11% |
| EPS Growth (5Y CAGR) | -12.3% | 8.99% |
Balance sheet
| Measure | World Acceptance | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $10.42M | $20.81M |
| Net Cash (Debt) | $10.42M | $7.60M |
| Net Cash Per Share | $2.23 | $0.22 |
| Equity (Book Value) | $362.18M | $165.65M |
| Book Value Per Share | $77.67 | $3.72 |
| Tangible Book Value | $351.37M | $127.24M |
Cash flow (trailing twelve months)
| Measure | World Acceptance | Industry median |
|---|---|---|
| Operating Cash Flow | $265.58M | -$5.36M |
| Capital Expenditures | -$4.12M | -$5.04M |
| Free Cash Flow | $261.46M | -$15.68M |
| FCF Per Share | $56.07 | -$0.26 |
Efficiency
| Measure | World Acceptance | Industry median |
|---|---|---|
| Asset Turnover | 0.56 | 0.16 |
| Revenue Per Employee | $158.01K | $705.30K |
| Profits Per Employee | $10.45K | -$258.90K |
| Employee Count | 3,744 | 48 |
Dividends and yields
| Measure | World Acceptance | Industry median |
|---|---|---|
| Earnings Yield | 4.99% | -10.2% |
| FCF Yield | 33.3% | -11.4% |
| Buyback Yield | 15.5% | 0.06% |
| Shareholder Yield | 15.5% | 0.12% |
Shares
| Measure | World Acceptance | Industry median |
|---|---|---|
| Shares Outstanding | 4,663,180 | 57,205,350 |
| Shares Change (YoY) | -10.5% | 12.9% |
| Shares Change (QoQ) | 0.05% | 0.24% |
| Float | 2,108,750 | 43,350,400 |
| Shares Held by Insiders | 54.8% | 18.5% |
| Shares Held by Institutions | 96.1% | 34.2% |
Taxes
| Measure | World Acceptance | Industry median |
|---|---|---|
| Income Tax | $11.76M | $82.74K |
| Effective Tax Rate | 23.0% | 22.6% |
Scores
| Measure | World Acceptance | Industry median |
|---|---|---|
| Graham Number | $120.51 | $33.10 |
| Graham Upside | -28.4% | 12.5% |
| Altman Z-Score | 1.30 | 0.34 |
| Piotroski F-Score | 6 | 4 |
Calculated by StockData from World Acceptance's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.