WRLDNasdaqPersonal Credit InstitutionsFiscal year ends March 31
WORLD ACCEPTANCE CORP
Financials through Q1 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026
$168.19−3.45 (-2.01%)
Close on Oct 19, 2026
- Market cap
- $770.50M
- P/E (TTM)
- 20.2
- Dividend yield
- –
Ownership
Institutional holdings as of Jun 30, 2026, from 13F filings
Held by institutions
96.1%
4M of 5M shares
Institutional holders
198
38 new, 16 sold out
Net institutional buying
0M
In Q2 2026
Insider trades, 12 months
0 buys · 23 sales
Net sold $29.23M
Shares held by institutions
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| BlackRock, Inc. | 519,544 | 9.00% | 13G (passive) amendment | Mar 31, 2025 |
| Prescott General Partners LLC | 1,330,943 | 28.50% | 13D (active) amendment | Aug 14, 2026 |
Top institutional holders
13F holdings as of Jun 30, 2026
| Holder | Shares | % of WRLD | Value | Change | % of portfolio |
|---|---|---|---|---|---|
| Prescott General Partners LLC | 1,512,424 | 32.43% | $338.53M | – | 17.30% |
| BlackRock, Inc. | 447,231 | 9.59% | $100.10M | −5,180 | 0.00% |
| Dimensional Fund Advisors LP | 222,883 | 4.78% | $49.89M | −1,719 | 0.01% |
| Aqr Capital Management LLC | 201,263 | 4.32% | $45.05M | +46,297 | 0.02% |
| Jacobs Levy Equity Management, Inc | 113,086 | 2.43% | $25.31M | +48,205 | 0.09% |
| Vanguard Capital Management LLC | 111,615 | 2.39% | $24.98M | −6,749 | 0.00% |
| State Street Corp | 106,260 | 2.28% | $23.78M | −11,991 | 0.00% |
| JPMorgan Chase & Co | 97,266 | 2.09% | $21.76M | +72,356 | 0.00% |
| Bnp Paribas Arbitrage, Snc | 95,846 | 2.06% | $21.45M | +72,756 | 0.01% |
| American Century Companies Inc | 92,361 | 1.98% | $20.67M | +3,246 | 0.01% |
| Charles Schwab Investment Management Inc | 71,447 | 1.53% | $15.99M | −7,057 | 0.00% |
| Smith Thomas W | 71,150 | 1.53% | $15.93M | −6,450 | 14.14% |
| Geode Capital Management, LLC | 70,506 | 1.51% | $15.78M | +2,904 | 0.00% |
| UBS Group AG | 66,887 | 1.43% | $14.97M | −66,582 | 0.00% |
| Citadel Advisors LLC | 60,059 | 1.29% | $13.44M | +54,254 | 0.00% |
| Vanguard Portfolio Management LLC | 57,819 | 1.24% | $12.94M | −45,116 | 0.00% |
| Ingalls & Snyder LLC | 53,231 | 1.14% | $11.92K | −406 | 0.33% |
| Northern Trust Corp | 50,158 | 1.08% | $11.23M | +1,333 | 0.00% |
| Allianz Asset Management GmbH | 45,624 | 0.98% | $10.21M | +4,741 | 0.01% |
| Millennium Management LLC | 45,588 | 0.98% | $10.20M | −47,098 | 0.00% |
Institutional buying and selling by quarter
Positions opened, added to, reduced and closed by 13F filers
| Quarter | Holders | Shares held | % of shares | New / added | Reduced / closed | Shares bought | Shares sold |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 198 | 4M | 96.1% | 38 / 65 | 56 / 16 | 1M | 0M |
| Q1 2026 | 179 | 4M | 93.5% | 37 / 68 | 49 / 20 | 1M | 0M |
| Q4 2025 | 165 | 4M | 88.8% | 19 / 59 | 62 / 27 | 0M | 0M |
| Q3 2025 | 174 | 4M | 87.4% | 31 / 56 | 59 / 19 | 0M | 1M |
| Q2 2025 | 163 | 4M | 95.3% | 29 / 61 | 53 / 15 | 0M | 0M |
| Q1 2025 | 150 | 4M | 94.9% | 19 / 49 | 56 / 7 | 0M | 0M |
| Q4 2024 | 139 | 5M | 99.7% | 11 / 44 | 51 / 22 | 0M | 0M |
| Q3 2024 | 150 | 5M | 100.0% | 20 / 40 | 62 / 17 | 1M | 0M |
| Q2 2024 | 148 | 5M | 100.0% | 19 / 46 | 55 / 15 | 0M | 0M |
| Q1 2024 | 146 | 5M | 100.0% | 21 / 39 | 51 / 8 | 0M | 0M |
| Q4 2023 | 133 | 5M | 100.0% | 18 / 44 | 42 / 10 | 0M | 0M |
| Q3 2023 | 126 | 5M | 100.0% | 16 / 42 | 38 / 10 | 0M | 0M |
Top mutual fund and ETF holders
Latest monthly portfolio reports (Form N-PORT)
| Fund | Shares | % of WRLD | Value | % of fund | As of |
|---|---|---|---|---|---|
| iShares Core S&P Small-Cap ETF | 162,662 | 3.49% | $36.41M | 0.03% | Jun 30, 2026 |
| Vanguard Total Stock Market Index Fund | 77,838 | 1.67% | $17.42M | 0.00% | Jun 30, 2026 |
| Avantis U.S. Small Cap Value ETF | 74,025 | 1.59% | $12.22M | 0.05% | May 31, 2026 |
| iShares Russell 2000 ETF | 66,814 | 1.43% | $14.95M | 0.02% | Jun 30, 2026 |
| U.S. Small Cap Portfolio | 37,631 | 0.81% | $6.77M | 0.03% | Jul 31, 2026 |
| U.S. Micro Cap Portfolio | 35,228 | 0.76% | $6.33M | 0.08% | Jul 31, 2026 |
| Vanguard Extended Market Index Fund | 31,184 | 0.67% | $6.98M | 0.01% | Jun 30, 2026 |
| PIMCO RAE US Small Fund | 29,550 | 0.63% | $6.61M | 0.17% | Jun 30, 2026 |
| U.S. Targeted Value Portfolio | 29,040 | 0.62% | $5.22M | 0.03% | Jul 31, 2026 |
| Fidelity Small Cap Index Fund | 27,044 | 0.58% | $4.86M | 0.01% | Jul 31, 2026 |
| Dimensional U.S. Targeted Value ETF | 25,722 | 0.55% | $4.63M | 0.03% | Jul 31, 2026 |
| Schwab Fundamental U.S. Small Company ETF | 25,563 | 0.55% | $4.22M | 0.05% | May 31, 2026 |
| State Street(R) SPDR(R) Portfolio S&P 600(TM) Small Cap ETF | 25,270 | 0.54% | $5.66M | 0.03% | Jun 30, 2026 |
| EA Bridgeway Omni Small-Cap Value ETF | 24,298 | 0.52% | $5.44M | 0.23% | Jun 30, 2026 |
| Vanguard Tax-Managed Small-Cap Fund | 23,471 | 0.50% | $5.25M | 0.05% | Jun 30, 2026 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | % of shares | Latest filing |
|---|---|---|---|---|
| R. Chad Prashad | President and CEO, Director | 59,292 | 1.27% | Apr 14, 2026 |
| John L. Calmes Jr | See remarks | 50,294 | 1.08% | Sep 25, 2026 |
| Jason E. Childers | SVP, Information Technology | 12,799 | 0.27% | Aug 13, 2026 |
| Scott McIntyre | SVP, Accounting | 14,660 | 0.31% | Aug 4, 2026 |
| Alice Lindsay Caulder | SVP, Human Resources | 14,682 | 0.31% | Jun 16, 2026 |
| Luke J. Umstetter | See remarks | 28,245 | 0.61% | Jun 15, 2026 |
| Janet Lewis Matricciani | Interim President and CEO | 328 | 0.01% | Jun 5, 2026 |
| Daniel Clinton Dyer | See remarks | 27,583 | 0.59% | Apr 2, 2026 |
| James Tobin Turner | EVP, Chief Operating Officer | 16,255 | 0.35% | Feb 18, 2026 |
| Scott J. Vassalluzzo | Director, 10% owner | 2,268,429 | 48.65% | Aug 18, 2026 |
| Benjamin E. Robinson III | Director | 4,746 | 0.10% | Aug 11, 2026 |
| Charles D. Way | Director | 12,729 | 0.27% | Jul 1, 2026 |
| Ken R. Bramlett Jr | Director | 32,205 | 0.69% | Sep 11, 2025 |
| Elizabeth R. Neuhoff | Director | 5,106 | 0.11% | Jun 12, 2025 |
| Darrell E. Whitaker | Director | 7,074 | 0.15% | Jun 12, 2025 |
| Thomas W. Smith | 10% owner | 658,240 | 14.12% | Aug 18, 2026 |
| General Partners LLC Prescott | 10% owner | 1,959,175 | 42.01% | Aug 18, 2026 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| John L. Calmes Jr See remarks | Sep 24, 2026 | Award | +1,960 | – | – | 50,294 |
| General Partners LLC Prescott 10% owner | Aug 14, 2026 | Sale | −42,091 | $187.69 | $7.90M | 476,459 |
| General Partners LLC Prescott 10% owner | Aug 14, 2026 | Sale | −7,992 | $187.69 | $1.50M | 42,294 |
| General Partners LLC Prescott 10% owner | Aug 14, 2026 | Sale | −72,460 | $187.69 | $13.60M | 823,336 |
| General Partners LLC Prescott 10% owner | Aug 14, 2026 | Sale | −10,656 | $187.69 | $2.00M | 31,148 |
| Jason E. Childers SVP, Information Technology | Aug 12, 2026 | Sale | −2,000 | $190.74 | $381.48K | 12,799 |
| Benjamin E. Robinson III Director | Aug 10, 2026 | Sale(10b5-1 plan) | −90 | $187.26 | $16.85K | 4,746 |
| Scott McIntyre SVP, Accounting | Aug 3, 2026 | Sale | −1,300 | $185.00 | $240.50K | 14,660 |
| John L. Calmes Jr See remarks | Jul 30, 2026 | Sale | −2,000 | $186.00 | $372.00K | 48,334 |
| General Partners LLC Prescott 10% owner | Jul 2, 2026 | Other | −56,274 | $219.46 | $12.35M | 895,796 |
| Charles D. Way Director | Jun 30, 2026 | Sale(10b5-1 plan) | −833 | $225.00 | $187.43K | 12,729 |
| Benjamin E. Robinson III Director | Jun 29, 2026 | Option exercise | +2,031 | $188.38 | $382.60K | 6,867 |
| Benjamin E. Robinson III Director | Jun 29, 2026 | Sale(10b5-1 plan) | −2,031 | $222.77 | $452.45K | 4,836 |
| Charles D. Way Director | Jun 26, 2026 | Sale(10b5-1 plan) | −833 | $210.00 | $174.93K | 13,562 |
| Alice Lindsay Caulder SVP, Human Resources | Jun 15, 2026 | Sale | −609 | $181.00 | $110.23K | 14,682 |
| Luke J. Umstetter See remarks | Jun 12, 2026 | Sale | −1,000 | $181.66 | $181.66K | 28,245 |
| Janet Lewis Matricciani Interim President and CEO | Jun 3, 2026 | Other | −6,503 | – | – | 328 |
| Benjamin E. Robinson III Director | May 22, 2026 | Sale(10b5-1 plan) | −90 | $160.00 | $14.40K | 4,836 |
| Janet Lewis Matricciani Interim President and CEO | May 13, 2026 | Tax withholding | −264 | $149.88 | $39.57K | 6,831 |
| Benjamin E. Robinson III Director | Apr 30, 2026 | Sale(10b5-1 plan) | −180 | $160.00 | $28.80K | 4,926 |
| Janet Lewis Matricciani Interim President and CEO | Apr 16, 2026 | Award | +7,095 | – | – | 7,095 |
| R. Chad Prashad President and CEO, Director | Apr 10, 2026 | Tax withholding | −8,277 | $148.80 | $1.23M | 53,779 |
| Daniel Clinton Dyer See remarks | Mar 31, 2026 | Tax withholding | −3,467 | $135.04 | $468.18K | 27,583 |
| John L. Calmes Jr See remarks | Mar 10, 2026 | Sale | −1,000 | $141.88 | $141.88K | 50,334 |
| James Tobin Turner EVP, Chief Operating Officer | Feb 17, 2026 | Award | +6,000 | – | – | 16,255 |
| R. Chad Prashad President and CEO, Director | Dec 19, 2025 | Gift | −6,300 | – | – | 62,056 |
| Alice Lindsay Caulder SVP, Human Resources | Dec 18, 2025 | Tax withholding | −1,224 | $147.94 | $181.08K | 15,291 |
| Scott McIntyre SVP, Accounting | Dec 18, 2025 | Tax withholding | −1,224 | $147.94 | $181.08K | 15,960 |
| John L. Calmes Jr See remarks | Dec 18, 2025 | Tax withholding | −3,061 | $147.94 | $452.84K | 51,334 |
| Daniel Clinton Dyer See remarks | Dec 18, 2025 | Tax withholding | −2,590 | $147.94 | $383.16K | 31,050 |
| Luke J. Umstetter See remarks | Dec 18, 2025 | Tax withholding | −2,040 | $147.94 | $301.80K | 29,245 |
| Jason E. Childers SVP, Information Technology | Dec 18, 2025 | Tax withholding | −1,224 | $147.94 | $181.08K | 14,799 |
| R. Chad Prashad President and CEO, Director | Dec 18, 2025 | Sale | −1,476 | $147.71 | $218.02K | 74,384 |
| R. Chad Prashad President and CEO, Director | Dec 18, 2025 | Tax withholding | −5,304 | $147.94 | $784.67K | 68,356 |
| R. Chad Prashad President and CEO, Director | Dec 18, 2025 | Sale | −800 | $146.72 | $117.38K | 75,860 |
| R. Chad Prashad President and CEO, Director | Dec 18, 2025 | Sale | −724 | $148.62 | $107.60K | 73,660 |
| John L. Calmes Jr See remarks | Dec 17, 2025 | Sale | −811 | $149.47 | $121.22K | 54,395 |
| John L. Calmes Jr See remarks | Dec 17, 2025 | Sale | −189 | $148.11 | $27.99K | 55,206 |
| Daniel Clinton Dyer See remarks | Dec 16, 2025 | Sale | −8,857 | $149.00 | $1.32M | 33,640 |
| Daniel Clinton Dyer See remarks | Dec 15, 2025 | Sale | −89 | $150.00 | $13.35K | 42,497 |
| Alice Lindsay Caulder SVP, Human Resources | Sep 17, 2025 | Sale | −1,000 | $167.33 | $167.33K | 16,515 |
| R. Chad Prashad President and CEO, Director | Sep 15, 2025 | Sale | −1,905 | $166.00 | $316.23K | 76,660 |
| Jason E. Childers SVP, Information Technology | Sep 15, 2025 | Sale | −759 | $166.75 | $126.56K | 16,023 |
| R. Chad Prashad President and CEO, Director | Sep 12, 2025 | Sale | −5,824 | $166.32 | $968.65K | 79,760 |
| R. Chad Prashad President and CEO, Director | Sep 12, 2025 | Sale | −1,195 | $168.14 | $200.93K | 78,565 |
| Charles D. Way Director | Sep 12, 2025 | Gift | −1,000 | – | – | 14,395 |
| Ken R. Bramlett Jr Director | Sep 10, 2025 | Sale | −1,027 | $170.18 | $174.77K | 32,205 |
| Ken R. Bramlett Jr Director | Sep 10, 2025 | Sale | −502 | $166.56 | $83.61K | 33,232 |
| Ken R. Bramlett Jr Director | Sep 10, 2025 | Sale | −1,860 | $165.70 | $308.20K | 33,734 |
| General Partners LLC Prescott 10% owner | Sep 4, 2025 | Sale | −17,354 | $172.88 | $3.00M | 50,286 |
| General Partners LLC Prescott 10% owner | Sep 4, 2025 | Sale | −57,844 | $172.88 | $10.00M | 518,550 |
| General Partners LLC Prescott 10% owner | Sep 4, 2025 | Sale | −11,569 | $172.88 | $2.00M | 41,804 |
| General Partners LLC Prescott 10% owner | Sep 4, 2025 | Sale | −260,297 | $172.88 | $45.00M | 952,070 |
| Charles D. Way Director | Aug 6, 2025 | Sale(10b5-1 plan) | −402 | $160.00 | $64.32K | 15,395 |
| Daniel Clinton Dyer See remarks | Jul 31, 2025 | Sale | −128 | $159.00 | $20.35K | 42,586 |
| Daniel Clinton Dyer See remarks | Jul 30, 2025 | Sale | −4,704 | $159.50 | $750.29K | 42,714 |
| General Partners LLC Prescott 10% owner | Jul 2, 2025 | Other | −32,649 | $165.12 | $5.39M | 1,212,367 |
| Charles D. Way Director | Jun 11, 2025 | Sale | −50 | $161.00 | $8.05K | 15,797 |
| Charles D. Way Director | Jun 11, 2025 | Option exercise | +50 | $100.79 | $5.04K | 15,847 |
| R. Chad Prashad President and CEO, Director | Jun 10, 2025 | Award | +28,000 | – | – | 85,584 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.
Planned insider sales
Notices of proposed sale filed on Form 144 before shares are sold
| Seller | Filed | Shares | Market value | Planned sale | Acquired through |
|---|---|---|---|---|---|
| Jason E. Childers Officer | Aug 12, 2026 | 2,000 | $381.48K | Aug 12, 2026 | Restricted Stock Vesting |
| Benjamin E. Robinson III Director | Aug 10, 2026 | 90 | $16.85K | Aug 10, 2026 | Restricted Stock Vesting |
| Scott McIntyre Officer | Aug 3, 2026 | 1,300 | $240.50K | Aug 3, 2026 | Restricted Stock Vesting |
| John L. Calmes Jr Officer | Jul 30, 2026 | 2,000 | $372.00K | Jul 30, 2026 | Restricted Stock Vesting |
| Associates L.P. Prescott 10% Stockholder, Member of Section 13(d) Group | Jul 1, 2026 | 56,274 | $12.35M | Jul 2, 2026 | Purchase in open market |
| Charles D. Way Director | Jun 30, 2026 | 833 | $187.43K | Jun 30, 2026 | Restricted Stock Vesting |
| Benjamin E. Robinson III Director | Jun 29, 2026 | 2,031 | $452.45K | Jun 29, 2026 | Stock Option Exercise |
| R. Chad Prashad Former Officer | Jun 26, 2026 | 10,000 | $2.05M | Jun 26, 2026 | Restricted Stock Vesting |
| Charles D. Way Director | Jun 26, 2026 | 833 | $174.93K | Jun 26, 2026 | Restricted Stock Vesting |
| Daniel Clinton Dyer Former Officer | Jun 25, 2026 | 4,533 | $906.60K | Jun 25, 2026 | Restricted Stock Vesting |
| R. Chad Prashad Former Officer | Jun 25, 2026 | 10,000 | $2.02M | Jun 25, 2026 | Restricted Stock Vesting |
| Daniel Clinton Dyer Former Officer | Jun 24, 2026 | 4,128 | $798.27K | Jun 24, 2026 | Restricted Stock Vesting |
| Alice Lindsay Caulder Officer | Jun 15, 2026 | 609 | $110.23K | Jun 15, 2026 | Restricted Stock Vesting |
| Luke J. Umstetter Officer | Jun 12, 2026 | 1,000 | $181.66K | Jun 12, 2026 | Restricted Stock Vesting |
| Janet Lewis Matricciani Former Officer | Jun 9, 2026 | 328 | $56.32K | Jun 9, 2026 | Restricted Stock Vesting |