WORLD ACCEPTANCE CORP
Close on Oct 19, 2026
- Market cap
- $770.50M
- P/E (TTM)
- 20.2
- Dividend yield
- –
About World Acceptance
Personal Credit Institutions, SIC 6141
World Acceptance Corporation operates in the consumer finance industry, focusing on providing personal installment loan products and related financial services to individuals. The company’s core offerings include small loans, large loans, and tax advance loans under its consumer loan portfolio segment. Alongside its lending operations, the business generates revenue by offering ancillary products and services such as insurance policies, income tax return preparation, and automobile club memberships. These financial solutions are primarily directed toward individual consumer borrowers.
The company conducts its business within the United States, managing operations across several domestic states through a network of local branch offices. A notable portion of its financing receivables is concentrated within its four largest states, alongside documented activity in Colorado. The provided text does not state the location of the company's corporate headquarters, nor does it disclose the total number of active branches.
Summary of the business section of World Acceptance's latest annual report, written by StockData.
Company profile
Company
- Legal name
- WORLD ACCEPTANCE CORP
- Headquarters
- Greenville, SC
- Address
- 104 S. Main Street, Suite 400 29601
- Phone
- (864) 298-9800
- Employees
- 3,744, Mar 31, 2020
- Industry
- Personal Credit Institutions
- Incorporated in
- South Carolina
- Fiscal year ends
- March 31
- Auditor
- RSM US LLP, Raleigh, North Carolina
Stock & identifiers
- Ticker
- WRLD
- Exchange
- Nasdaq
- IPO date
- Nov 26, 1991
- Shares outstanding
- 5M, Jul 31, 2026
- Public float
- $437.34M, Sep 30, 2025
- Filer category
- Accelerated filer
- Stock splits
- 3-for-1, Sep 1, 1995
- SEC CIK
- 108385
- CUSIP
- 981419104
- ISIN
- US9814191048
- LEI
- 529900M7JQUDCH7Q9153
- EIN
- 57-0425114
Executives and directors
Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years
| Name | Position | Shares owned |
|---|---|---|
| R. Chad Prashad | President and CEO, Director | 59,292 |
| John L. Calmes Jr | See remarks | 50,294 |
| Jason E. Childers | SVP, Information Technology | 12,799 |
| Scott McIntyre | SVP, Accounting | 14,660 |
| Alice Lindsay Caulder | SVP, Human Resources | 14,682 |
| Luke J. Umstetter | See remarks | 28,245 |
| Janet Lewis Matricciani | Interim President and CEO | 328 |
| Daniel Clinton Dyer | See remarks | 27,583 |
| James Tobin Turner | EVP, Chief Operating Officer | 16,255 |
| Scott J. Vassalluzzo | Director | 2,268,429 |
| Benjamin E. Robinson III | Director | 4,746 |
| Charles D. Way | Director | 12,729 |
| Ken R. Bramlett Jr | Director | 32,205 |
| Elizabeth R. Neuhoff | Director | 5,106 |
| Darrell E. Whitaker | Director | 7,074 |
CEO pay and shareholder return
Pay versus performance table from the proxy statement
| Fiscal year | CEO total pay | CEO pay actually paid | Other executives (avg) | Value of $100 invested | Peer group |
|---|---|---|---|---|---|
| FY2025 Mr. Prashad | $6.71M | $6.14M | $2.54M | $104 | $201 |
| FY2024 Mr. Prashad | $2.28M | -$6.97M | $938.73K | $98 | $194 |
| FY2023 Mr. Prashad | $965.74K | $7.27M | $427.76K | $112 | $162 |
| FY2022 Mr. Prashad | $956.59K | -$12.83M | $422.21K | $64 | $121 |
| FY2021 Mr. Prashad | $933.97K | $9.95M | $415.44K | $148 | $138 |
| FY2020 Mr. Prashad | $938.07K | $11.89M | $476.34K | $238 | $121 |
“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.
Employees
Headcount reported in annual reports
“As of March 31, 2020, the Company had 3,744 employees, none of whom were represented by labor unions.”
Corporate history
Events identified from SEC filings
| Date | Event | Details |
|---|---|---|
| Jun 14, 2017 | Late filing | Notification of late filing |
| Sep 17, 2014 | Auditor change | Change in certifying accountant (8-K Item 4.01) |
| Sep 5, 2014 | Auditor change | Change in certifying accountant (8-K Item 4.01) |
| Jun 2, 2014 | Late filing | Notification of late filing |
| Jul 9, 2013 | Listing notice | Notice of delisting or failure to satisfy a listing rule (8-K Item 3.01) |
| Jun 14, 2013 | Late filing | Notification of late filing |
| Aug 10, 2005 | Late filing | Notification of late filing |
| Aug 14, 1997 | Late filing | Notification of late filing |