WRLDNasdaqPersonal Credit InstitutionsFiscal year ends March 31

WORLD ACCEPTANCE CORP

Financials through Q1 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026

$168.19−3.45 (-2.01%)

Close on Oct 19, 2026

Market cap: $770.50M
P/E (TTM): 20.2
Dividend yield: –

WORLD ACCEPTANCE CORP income statement

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2026-03-31	FY 2024 2025-03-31	FY 2023 2024-03-31	FY 2022 2023-03-31	FY 2021 2022-03-31	FY 2020 2021-03-31	FY 2019 2020-03-31	FY 2018 2019-03-31	FY 2017 2018-03-31	FY 2016 2017-03-31	FY 2015 2016-03-31	FY 2014 2015-03-31	FY 2013 2014-03-31	FY 2012 2013-03-31	FY 2011 2012-03-31	FY 2010 2011-03-31	FY 2009 2010-03-31
Revenue	585	564	573	617	585	528	590	545	503	491	557	610	599	564	540	491	441
General & Administrative	302	241	269	279	300	305	347	288	269	244	269	292	281	266	261	238	217
Advertising Expenses	11	10	9.93	6.10	18	17	24	22	21	17	17	17	16	15	14	13	13
Operating Expenses	–	–	–	–	–	–	555	455	406	385	420	434	429	397	380	348	321
Total Costs & Expenses	540	453	474	589	520	417	555	455	–	–	–	–	–	–	–	–	–
Interest Expense	49	43	48	50	33	26	26	18	19	22	27	23	21	17	14	15	14
Asset Impairment Charges	–	–	–	–	0	0	0	0	0	0.05	0	0	0	0	0	0.03	–
Gain (Loss) on Sale of Assets	0.38	0.06	0.06	-0.01	-0.42	-2.81	-0.34	-0.09	-0.21	0.03	-1.40	0.04	0	–	–	–	–
Pretax Income	45	111	99	27	66	111	35	90	97	106	138	176	170	166	160	143	119
Income Tax Expense	11	22	22	5.91	12	23	6.75	16	48	38	50	65	64	62	59	52	46
Income from Continuing Operations	–	–	–	–	54	88	28	74	–	–	–	–	–	–	–	–	–
Income from Discontinued Operations	–	–	–	–	–	0	0	-37	4.60	5.81	–	–	–	–	–	–	–
Net Income	35	89	77	21	54	88	28	37	54	74	87	111	107	104	101	91	74
Net Income to Common	–	–	–	–	–	–	–	–	–	–	–	–	–	–	101	91	74
EPS (Basic)(per share)	7.00	16.45	13.40	3.69	8.88	13.59	3.66	4.14	6.11	8.45	10.12	12.12	9.80	8.18	6.75	5.76	4.52
EPS (Diluted)(per share)	6.88	16.21	13.14	3.60	8.47	13.23	3.54	4.05	5.99	8.38	10.05	11.90	9.60	8.00	6.59	5.63	4.45
Shares Outstanding (Basic, Weighted)(shares)	4.94	5.43	5.75	5.75	6.07	6.49	7.69	8.99	8.79	8.71	8.64	9.15	11	13	15	16	16
Shares Outstanding (Diluted, Weighted)(shares)	5.03	5.51	5.86	5.90	6.36	6.67	7.95	9.20	8.96	8.78	8.69	9.32	11	13	15	16	17
Non-Interest Income	100	99	104	108	100	77	82	75	67	63	62	86	75	78	74	67	66
Provision for Credit Losses	189	169	157	259	186	86	182	148	118	119	124	119	127	114	106	96	90

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 6.6%
Return on equity, FY2025: 8.8%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 20.2
Price to sales: 1.30
Price to book: 2.13
Dividend yield: –