VLYNasdaqNational Commercial BanksFiscal year ends December 31Also trades as VLYPN, VLYPO, VLYPP
VALLEY NATIONAL BANCORP
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026
$12.57−0.09 (-0.71%)
Close on Oct 19, 2026
- Market cap
- $7.00B
- P/E (TTM)
- 10.7
- Dividend yield
- 3.50%
Margins
Share of revenue, fiscal years 2011 to 2025
Net margin
29.5%−0.5 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +9.3% | +2.8% | +9.2% | +12.3% | |
| Net income | +57.3% | +1.7% | +8.9% | +19.2% | |
| EPS, diluted | +46.4% | -4.0% | +1.7% | +9.2% | |
| Free cash flow | -38.8% | -37.9% | +18.6% | +10.4% | |
| Dividend per share | 0.0% | 0.0% | 0.0% | 0.0% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | 7.3% | 8.7% | 7.8% | |
| Return on assets | 0.8% | 1.0% | 0.9% | |
| Capex to revenue | 2.9% | 1.9% | 0.9% | |
| Diluted shares | 255M | 405M | 564M |
Where the cash went
Fiscal 2021 to 2025, five years combined
Valley National Bancorp generated $3.54B from operations and spent $1.42B on capital expenditure, dividends and share buybacks. 15% of that went back into the business.
Generated
$3.54B
Used
$1.42B
Capital expenditure$218.65M15%Dividends$1.09B77%Share buybacks$113.12M8%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin29.5%
×Asset turnover0.03×
×Equity multiplier8.31×
=Return on equity, FY20257.8%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 29.5% | 0.03× | 8.31× | 7.8% |
| FY2024 | 20.5% | 0.03× | 8.73× | 5.4% |
| FY2023 | 26.4% | 0.03× | 9.04× | 7.6% |
| FY2022 | 30.5% | 0.04× | 8.79× | 9.9% |
| FY2021 | 34.7% | 0.03× | 8.69× | 9.8% |
| FY2020 | 30.0% | 0.03× | 8.70× | 8.7% |
| FY2019 | 27.8% | 0.03× | 8.96× | 8.0% |
| FY2018 | 26.4% | 0.04× | 9.50× | 8.9% |
| FY2017 | 21.0% | 0.03× | 9.54× | 6.6% |
| FY2016 | 23.3% | 0.03× | 9.70× | 7.3% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
4of 6 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$597.98M
- Cash generatingOperating cash flow above zero$343.83M
- Return on assets improvedROA up on the prior year0.6% → 1.0%
- Earnings backed by cashOperating cash flow above net income$343.83M vs $597.98M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise518M → 564M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.03 → 0.03