UMB Financial Corp (UMBFO) shareholders
UMBFONasdaqNational Commercial BanksFiscal year ends December 31Also trades as UMBF
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 29, 2026Score 19/309% below fair value
$25.62−0.02 (-0.08%)
Close on Oct 30, 2026Market cap $10.21BP/E 10.2Yield 1.21%
Ownership
Who owns UMB Financial's shares
Held by institutions
–
Shares held, 13F filers
Institutional holders
–
Net institutional buying
–
Insider trades, 12 months
6 buys · 25 sales
Net sold $11.42M
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| BlackRock, Inc. | 5,975,948 | – | 13G (passive) amendment | Dec 31, 2023 |
| Vanguard Portfolio Management | 4,176,256 | 5.48% | 13G (passive) | Mar 31, 2026 |
| J. Mariner Kemper | 3,757,772 | 5.20% | 13D (active) amendment | Jan 31, 2025 |
| State Street Corporation | – | 6.12% | 13G (passive) amendment | Dec 31, 2023 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | Latest filing |
|---|---|---|---|
| J. Mariner Kemper | Chairman and CEO, Director | 2,554,330 | Aug 6, 2026 |
| Thomas S. Terry | Chief Credit Officer | 35,777 | Aug 18, 2026 |
| Ram Shankar | Chief Financial Officer | 32,091 | Aug 18, 2026 |
| David Carl Odgers | Chief Accounting Officer | 7,153 | Aug 6, 2026 |
| Phillip James Mason | President, Inst. Banking | 10,000 | Aug 4, 2026 |
| Nikki Farentino Newton | President, Private Wealth Mgmt | 12,057 | Aug 4, 2026 |
| Uma Wilson | Executive Vice President | 20,565 | Aug 4, 2026 |
| Robert Brian Beaird | Chief Human Resource Officer | 9,171 | Jul 31, 2026 |
| James D. Rine | President | 64,008 | Jun 10, 2026 |
| Shannon Andresen Johnson | Chief Administrative Officer | 35,126 | Feb 13, 2026 |
| Amy Harris | EVP and Chief Legal Officer | 7,951 | Feb 13, 2026 |
| Elizabeth Theresa Lewis | President - Consumer Banking | 4,719 | Feb 11, 2026 |
| Stacy H. King | Chief Risk Officer | 9,007 | Jan 2, 2026 |
| John Pauls | EVP & General Counsel | 7,108 | Dec 11, 2024 |
| Tamara Peterman | Director | 10,680 | Sep 3, 2026 |
| Greg M. Graves | Director | 40,463 | Sep 3, 2026 |
| Susan G. Murphy | Director | 11,537 | Aug 7, 2026 |
| Kevin Charles Gallagher | Director | 20,442 | Jul 31, 2026 |
| Timothy R. Murphy | Director | 27,576 | May 5, 2026 |
| Brad J. Henderson | Director | 1,821 | May 4, 2026 |
| L. Joshua Sosland | Director | 15,170 | May 4, 2026 |
| Kris A. Robbins | Director | 7,701 | May 4, 2026 |
| Leroy James Williams Jr | Director | 7,696 | May 4, 2026 |
| Robin C. Beery | Director | 8,259 | May 4, 2026 |
| Lansford E. Gordon | Director | 8,864 | May 4, 2026 |
| Janine Davidson | Director | 4,942 | May 4, 2026 |
| John K. Schmidt | Director | 55,188 | May 4, 2026 |
| Margaret Lazo | Director | 4,562 | May 4, 2026 |
| Jennifer K. Hopkins | Director | 6,816 | May 4, 2026 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| Tamara Peterman Director | Sep 1, 2026 | Buy | +394.06 | $139.60 | $55.01K | 10,680 |
| Greg M. Graves Director | Sep 1, 2026 | Buy | +573.15 | $139.60 | $80.01K | 40,463 |
| Ram Shankar Chief Financial Officer | Aug 17, 2026 | Sale | −2,000 | $151.61 | $303.22K | 30,389 |
| Thomas S. Terry Chief Credit Officer | Aug 17, 2026 | Sale | −5,713 | $151.77 | $867.06K | 30,689 |
| Susan G. Murphy Director | Aug 6, 2026 | Sale | −475 | $145.66 | $69.19K | 11,537 |
| Susan G. Murphy Director | Aug 6, 2026 | Sale | −902 | $145.50 | $131.24K | 10,635 |
| David Carl Odgers Chief Accounting Officer | Aug 5, 2026 | Sale | −145 | $147.30 | $21.36K | 6,538 |
| J. Mariner Kemper Chairman and CEO, Director | Aug 4, 2026 | Sale | −15,062 | $148.55 | $2.24M | 1,491,138 |
| Phillip James Mason President, Inst. Banking | Aug 4, 2026 | Sale | −800 | $147.00 | $117.60K | 8,894 |
| Uma Wilson Executive Vice President | Aug 4, 2026 | Sale | −4,145 | $148.00 | $613.46K | 20,270 |
| Nikki Farentino Newton President, Private Wealth Mgmt | Aug 4, 2026 | Sale | −1,999 | $148.60 | $297.05K | 11,982 |
| Nikki Farentino Newton President, Private Wealth Mgmt | Aug 4, 2026 | Sale | −1 | $148.72 | $149 | 11,981 |
| J. Mariner Kemper Chairman and CEO, Director | Aug 3, 2026 | Gift | +9,761 | – | – | 9,761 |
| J. Mariner Kemper Chairman and CEO, Director | Aug 3, 2026 | Sale | −4,200 | $147.27 | $618.53K | 5,561 |
| Robert Brian Beaird Chief Human Resource Officer | Jul 31, 2026 | Sale | −1,600 | $144.40 | $231.04K | 8,943 |
| Kevin Charles Gallagher Director | Jul 31, 2026 | Sale | −360 | $145.13 | $52.25K | 11,863 |
| Uma Wilson Executive Vice President | Jun 10, 2026 | Sale | −922 | $133.05 | $122.67K | 24,415 |
| Uma Wilson Executive Vice President | Jun 10, 2026 | Option exercise | +922 | $75.25 | $69.38K | 25,337 |
| Kevin Charles Gallagher Director | Jun 10, 2026 | Sale | −381 | $132.88 | $50.63K | 12,223 |
| James D. Rine President | Jun 9, 2026 | Sale | −7,172 | $132.49 | $950.22K | 62,520 |
| James D. Rine President | Jun 9, 2026 | Sale | −1,074 | $133.22 | $143.08K | 61,446 |
| Timothy R. Murphy Director | May 1, 2026 | Award | +116 | $129.24 | $14.99K | 27,576 |
| Robin C. Beery Director | May 1, 2026 | Award | +116 | $129.24 | $14.99K | 8,259 |
| Tamara Peterman Director | May 1, 2026 | Award | +116 | $129.24 | $14.99K | 10,255 |
| Lansford E. Gordon Director | May 1, 2026 | Award | +116 | $129.24 | $14.99K | 8,864 |
| Leroy James Williams Jr Director | May 1, 2026 | Award | +116 | $129.24 | $14.99K | 7,696 |
| Janine Davidson Director | May 1, 2026 | Award | +116 | $129.24 | $14.99K | 4,942 |
| Greg M. Graves Director | May 1, 2026 | Award | +116 | $129.24 | $14.99K | 39,786 |
| Susan G. Murphy Director | May 1, 2026 | Award | +116 | $129.24 | $14.99K | 12,012 |
| Jennifer K. Hopkins Director | May 1, 2026 | Award | +116 | $129.24 | $14.99K | 6,816 |
| Margaret Lazo Director | May 1, 2026 | Award | +116 | $129.24 | $14.99K | 4,562 |
| Brad J. Henderson Director | May 1, 2026 | Award | +116 | $129.24 | $14.99K | 1,821 |
| John K. Schmidt Director | May 1, 2026 | Award | +116 | $129.24 | $14.99K | 33,370 |
| Kevin Charles Gallagher Director | May 1, 2026 | Award | +116 | $129.24 | $14.99K | 12,604 |
| L. Joshua Sosland Director | May 1, 2026 | Award | +116 | $129.24 | $14.99K | 14,612 |
| Kris A. Robbins Director | May 1, 2026 | Award | +116 | $129.24 | $14.99K | 4,791 |
| James D. Rine President | Feb 11, 2026 | Tax withholding | −311 | $132.16 | $41.10K | 69,692 |
| Robert Brian Beaird Chief Human Resource Officer | Feb 11, 2026 | Tax withholding | −70 | $132.16 | $9.25K | 10,543 |
| J. Mariner Kemper Chairman and CEO, Director | Feb 11, 2026 | Tax withholding | −1,090 | $132.16 | $144.05K | 328,710 |
| David Carl Odgers Chief Accounting Officer | Feb 11, 2026 | Tax withholding | −18 | $132.16 | $2.38K | 6,648 |
| Uma Wilson Executive Vice President | Feb 11, 2026 | Tax withholding | −83 | $132.16 | $10.97K | 24,415 |
| Ram Shankar Chief Financial Officer | Feb 11, 2026 | Tax withholding | −129 | $132.16 | $17.05K | 32,389 |
| Phillip James Mason President, Inst. Banking | Feb 11, 2026 | Tax withholding | −41 | $132.16 | $5.42K | 9,694 |
| Shannon Andresen Johnson Chief Administrative Officer | Feb 11, 2026 | Tax withholding | −124 | $132.16 | $16.39K | 34,775 |
| Nikki Farentino Newton President, Private Wealth Mgmt | Feb 11, 2026 | Tax withholding | −87 | $132.16 | $11.50K | 13,981 |
| Amy Harris EVP and Chief Legal Officer | Feb 11, 2026 | Tax withholding | −60 | $132.16 | $7.93K | 7,849 |
| Thomas S. Terry Chief Credit Officer | Feb 11, 2026 | Tax withholding | −57 | $132.16 | $7.53K | 36,402 |
| Uma Wilson Executive Vice President | Feb 10, 2026 | Tax withholding | −131 | $132.87 | $17.41K | 24,485 |
| Shannon Andresen Johnson Chief Administrative Officer | Feb 10, 2026 | Tax withholding | −215 | $132.87 | $28.57K | 34,888 |
| Thomas S. Terry Chief Credit Officer | Feb 10, 2026 | Tax withholding | −89 | $132.87 | $11.83K | 36,445 |
| David Carl Odgers Chief Accounting Officer | Feb 10, 2026 | Tax withholding | −29 | $132.87 | $3.85K | 6,661 |
| J. Mariner Kemper Chairman and CEO, Director | Feb 10, 2026 | Tax withholding | −1,721 | $132.87 | $228.67K | 329,621 |
| James D. Rine President | Feb 10, 2026 | Tax withholding | −832 | $132.87 | $110.55K | 69,953 |
| Robert Brian Beaird Chief Human Resource Officer | Feb 10, 2026 | Tax withholding | −112 | $132.87 | $14.88K | 10,602 |
| Nikki Farentino Newton President, Private Wealth Mgmt | Feb 10, 2026 | Tax withholding | −144 | $132.87 | $19.13K | 14,054 |
| Phillip James Mason President, Inst. Banking | Feb 10, 2026 | Tax withholding | −65 | $132.87 | $8.64K | 9,729 |
| Amy Harris EVP and Chief Legal Officer | Feb 10, 2026 | Tax withholding | −97 | $132.87 | $12.89K | 7,900 |
| Ram Shankar Chief Financial Officer | Feb 10, 2026 | Tax withholding | −204 | $132.87 | $27.11K | 32,498 |
| Elizabeth Theresa Lewis President - Consumer Banking | Feb 9, 2026 | Tax withholding | −89 | $134.29 | $11.95K | 4,714 |
| Amy Harris EVP and Chief Legal Officer | Feb 9, 2026 | Tax withholding | −127 | $134.29 | $17.05K | 7,985 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.
Short interest
Shares sold short and not yet bought back, as of Oct 15, 2026 (FINRA, reported twice a month)
Short % of shares outstanding
–
0M shares short
Days to cover
1.0
At 0M shares a day
Change since last report
-84.4%
From 0M shares
Short volume, 20 days
47.2%
Of volume reported to FINRA
Shares sold short, last 12 months
Short sale volume counts trades marked short on any given day, including market-maker hedging, so it runs far higher than the share of UMB Financial's stock actually held short. Settlement fails (shares not delivered on time) peaked at 4,997 shares on Sep 30, 2026 over the last 90 days.
Planned insider sales
Notices of proposed sale filed on Form 144 before shares are sold
| Seller | Filed | Shares | Market value | Planned sale | Acquired through |
|---|---|---|---|---|---|
| R C Kemper Jr Charitable Trust & Foundation Affiliate | Sep 30, 2026 | 2,550 | $331.53K | Oct 1, 2026 | Gift |
| R C Kemper Charitable Trust & Foundation Affiliate | Sep 30, 2026 | 1,250 | $162.51K | Oct 1, 2026 | Gift |
| Bebe & Crosby Kemper Foundation for the Arts Affiliate | Sep 30, 2026 | 576 | $74.89K | Oct 1, 2026 | Gift |
| R C Kemper Jr Charitable Trust & Foundation Affiliate | Sep 1, 2026 | 2,550 | $361.16K | Sep 1, 2026 | Gift |
| R C Kemper Charitable Trust & Foundation Affiliate | Sep 1, 2026 | 1,250 | $177.04K | Sep 1, 2026 | Gift |
| Bebe & Crosby Kemper Foundation for the Arts Affiliate | Sep 1, 2026 | 576 | $81.58K | Sep 1, 2026 | Gift |
| Ram Shankar officer | Aug 17, 2026 | 2,000 | $303.22K | Aug 17, 2026 | Restricted stock vest |
| Thomas S. Terry Officer | Aug 17, 2026 | 5,713 | $867.04K | Aug 17, 2026 | Restricted Stock Vest |
| Susan G. Murphy Director | Aug 6, 2026 | 1,377 | $200.43K | Aug 6, 2026 | Restricted Stock |
| David Carl Odgers Officer | Aug 5, 2026 | 145 | $21.36K | Aug 5, 2026 | Restricted Stock Vest |
| Nikki Farentino Newton Officer | Aug 4, 2026 | 2,000 | $297.20K | Aug 4, 2026 | Restricted Stock Vest |
| Phillip James Mason Officer | Aug 4, 2026 | 800 | $117.60K | Aug 4, 2026 | Restricted Stock Vest |
| Uma Wilson Officer | Aug 4, 2026 | 4,145 | $613.46K | Aug 4, 2026 | Restricted Stock Vest |
| RC Kemper Jr. Irrevocable Dynasty Trust FBO John Mariner Kemper Affiliate | Aug 3, 2026 | 4,200 | $615.89K | Aug 3, 2026 | Gift |
| R C Kemper Jr Charitable Trust & Foundation Affiliate | Aug 3, 2026 | 1,275 | $187.31K | Aug 3, 2026 | Gift |