UMB Financial Corp (UMBFO) bonds
UMBFONasdaqNational Commercial BanksFiscal year ends December 31Also trades as UMBF
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 29, 2026Score 19/309% below fair value
$25.62−0.02 (-0.08%)
Close on Oct 30, 2026Market cap $10.21BP/E 10.2Yield 1.21%
Debt
Borrowings on the balance sheet, Sep 30, 2026
UMB Financial reports no long-term debt line
Its balance sheet in XBRL does not include long-term debt, so totals and interest cost cannot be shown.
When the debt comes due
Principal repayments of long-term debt by fiscal year, as scheduled at Dec 31, 2019
From the debt maturity table in the annual report (filing). “Later” is everything due after year five.
Notes and loans outstanding
As tagged in UMB Financial's 10-Q for the period ended Jun 30, 2026
| Issue | Coupon | Matures | Carrying value |
|---|---|---|---|
| OCGI Statutory Trust III | Floating + 3.65% | Sep 30, 2032 | $3.04M |
| Morrill Statutory Trust I | Floating + 3.25% | Dec 26, 2032 | $10.05M |
| BVBC Capital Trust II | Floating + 3.25% | Apr 24, 2033 | $7.51M |
| Sheboygan Statutory Trust I | Floating + 2.95% | Sep 17, 2033 | $7.41M |
| Morrill Statutory Trust II | Floating + 2.85% | Dec 17, 2033 | $9.82M |
| Citywide Capital Trust III | Floating + 2.80% | Dec 19, 2033 | $6.86M |
| Heartland Financial Statutory Trust IV | Floating + 2.75% | Mar 17, 2034 | $9.76M |
| Citywide Capital Trust IV | Floating + 2.20% | Sep 30, 2034 | $4.75M |
| CBNM Capital Trust I | Floating + 3.25% | Dec 15, 2034 | $4.88M |
| OCGI Statutory Trust IV | Floating + 2.50% | Dec 15, 2034 | $5.72M |
| BVBC Capital Trust III | Floating + 1.60% | Sep 30, 2035 | $10.44M |
| Marquette Capital Trust I | Floating + 1.33% | Jan 7, 2036 | $19.52M |
| Marquette Capital Trust II | Floating + 1.33% | Jan 7, 2036 | $19.97M |
| Heartland Financial Statutory Trust V | Floating + 1.33% | Apr 7, 2036 | $17.72M |
| Marquette Capital Trust III | Floating + 1.50% | Jun 23, 2036 | $7.84M |
| Citywide Capital Trust V | Floating + 1.54% | Jul 25, 2036 | $13.28M |
| Marquette Capital Trust IV | Floating + 1.60% | Sep 15, 2036 | $31.62M |
| Heartland Financial Statutory Trust VII | Floating + 1.48% | Sep 1, 2037 | $15.01M |
| Heartland Financial Statutory Trust VI | Floating + 1.48% | Sep 15, 2037 | $17.15M |
| Subordinated Debt | 3.70% | – | $199.68M |
| Subordinated Debt One | 6.25% | – | $109.47M |
| Subordinated Debt Two | 2.75% | – | $148.31M |
Companies tag their debt differently: some list every note, others group notes by issuance year or by type, so the list may not add up to total debt. Notes that matured before today are hidden. Source: 10-Q.