UMB Financial Corp (UMBFO) company profile
Close on Oct 30, 2026Market cap $10.21BP/E 10.2Yield 1.21%
About UMB Financial
National Commercial Banks, SIC 6021
UMB Financial Corporation provides financial and banking services across its Commercial Banking, Institutional Banking, and Personal Banking segments. Its business offerings encompass commercial, industrial, agricultural, and real estate loans, as well as equipment financing and commercial card programs. For retail and institutional customers, the company provides personal credit cards, deposit accounts, residential mortgages, home equity credit lines, fiduciary solutions, brokerage, and trust services. The client base includes individual consumers, business enterprises, non-depository financial institutions, and institutional investors.
Geographic reach and facility scale, including headquarters location and branch counts, are not detailed in the provided excerpt beyond references to United States domestic jurisdictions and the state of Illinois. The company's online domain is umb.com.
Summary of the business section of UMB Financial's latest annual report, written by StockData.
Company profile
Company
- Legal name
- UMB Financial Corp
- Founded
- 1913
- Headquarters
- Kansas City, MO
- Address
- 1010 Grand Ave 64106
- Phone
- (816) 860-7000
- Website
- umb.com
- Employees
- 5,222, Dec 31, 2025
- Industry
- National Commercial Banks
- Incorporated in
- Missouri
- Fiscal year ends
- December 31
- Auditor
- KPMG LLP, Kansas City, Missouri
Stock & identifiers
- Ticker
- UMBFO
- Other tickers
- UMBF
- Exchange
- Nasdaq
- Shares outstanding
- 76M, Jul 27, 2026
- Public float
- $7.57B, Jun 30, 2025
- Filer category
- Large accelerated filer
- Stock splits
- 2-for-1, May 31, 2006; 110-for-100, Dec 9, 1999; 3-for-2, Jan 5, 1987
- SEC CIK
- 101382
- CUSIP
- 902788108
- ISIN
- US9027881088
- LEI
- 549300MGEH3N3CUCV828
- EIN
- 43-0903811
Executives and directors
Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years
| Name | Position | Shares owned |
|---|---|---|
| J. Mariner Kemper | Chairman and CEO, Director | 2,554,330 |
| Thomas S. Terry | Chief Credit Officer | 35,777 |
| Ram Shankar | Chief Financial Officer | 32,091 |
| David Carl Odgers | Chief Accounting Officer | 7,153 |
| Phillip James Mason | President, Inst. Banking | 10,000 |
| Nikki Farentino Newton | President, Private Wealth Mgmt | 12,057 |
| Uma Wilson | Executive Vice President | 20,565 |
| Robert Brian Beaird | Chief Human Resource Officer | 9,171 |
| James D. Rine | President | 64,008 |
| Shannon Andresen Johnson | Chief Administrative Officer | 35,126 |
| Amy Harris | EVP and Chief Legal Officer | 7,951 |
| Elizabeth Theresa Lewis | President - Consumer Banking | 4,719 |
| Stacy H. King | Chief Risk Officer | 9,007 |
| John Pauls | EVP & General Counsel | 7,108 |
| Tamara Peterman | Director | 10,680 |
| Greg M. Graves | Director | 40,463 |
| Susan G. Murphy | Director | 11,537 |
| Kevin Charles Gallagher | Director | 20,442 |
| Timothy R. Murphy | Director | 27,576 |
| Brad J. Henderson | Director | 1,821 |
| L. Joshua Sosland | Director | 15,170 |
| Kris A. Robbins | Director | 7,701 |
| Leroy James Williams Jr | Director | 7,696 |
| Robin C. Beery | Director | 8,259 |
| Lansford E. Gordon | Director | 8,864 |
CEO pay and shareholder return
Pay versus performance table from the proxy statement
| Fiscal year | CEO total pay | CEO pay actually paid | Other executives (avg) | Value of $100 invested | Peer group |
|---|---|---|---|---|---|
| FY2025 | $10.35M | $13.14M | $2.76M | $187 | $229 |
| FY2024 | $6.63M | $11.34M | $2.10M | $180 | $145 |
| FY2023 | $4.79M | $4.28M | $1.33M | $131 | $105 |
| FY2022 | $5.43M | $3.84M | $1.63M | $128 | $94 |
| FY2021 | $4.98M | $10.81M | $1.41M | $160 | $117 |
| FY2020 | $4.66M | $6.35M | $1.40M | $103 | $86 |
“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.
Executive compensation, fiscal 2025
Summary compensation table from the latest proxy statement
| Executive | Salary | Stock awards | Incentive pay | Other | Total | vs. prior year |
|---|---|---|---|---|---|---|
| J. Mariner Kemper Chairman and CEO | $1.17M | $5.50M | $3.41M | $263.56K | $10.35M | +56% |
| Ram Shankar Executive Vice President and Chief Financial Officer | $526.73K | $696.11K | $1.10M | $62.03K | $2.38M | +36% |
| James D. Rine Vice Chairman and President; President and CEO of UMB Bank, n.a. | $778.35K | $1.62M | $1.90M | $105.45K | $4.40M | +22% |
| Shannon A. Johnson Executive Vice President and Chief Administrative & Risk Officer | $523.36K | $673.47K | $1.10M | $63.22K | $2.36M | +43% |
| Uma Wilson Chief Information and Bank Products and Operations Officer and Executive Vice President | $490.50K | $429.19K | $978.50K | $6.66K | $1.90M | – |
Stock and option awards are grant-date fair values, not realized pay. “Other” includes pension value changes and all other compensation. Source proxy statement.
Employees
Headcount reported in annual reports
“On a full-time equivalent basis on December 31, 2025, the Company and its subsidiaries employed 5,222 associates across the country.”
Corporate history
Events identified from SEC filings
| Date | Event | Details |
|---|---|---|
| Jul 14, 2025 | Delisting | Notice of delisting from exchange (Form 25) |
| Jun 12, 2025 | Listing | Registration of securities on an exchange (Form 8-A) |
| Feb 3, 2025 | Acquisition / sale | Completion of acquisition or disposition of assets (8-K Item 2.01) |
| Jan 28, 2025 | Listing | Registration of securities on an exchange (Form 8-A) |
| Jun 13, 2024 | Merger | Registration of securities for a merger or exchange offer (S-4) |
| May 1, 2018 | Listing | Registration of securities on an exchange (Form 8-A) |
| Nov 20, 2017 | Acquisition / sale | Completion of acquisition or disposition of assets (8-K Item 2.01) |
| Jun 1, 2015 | Acquisition / sale | Completion of acquisition or disposition of assets (8-K Item 2.01) |
| Sep 16, 2014 | Auditor change | Change in certifying accountant (8-K Item 4.01) |
| Mar 3, 1995 | Name change | Name changed from UNITED MISSOURI BANCSHARES INC to UMB Financial Corp |