UMB Financial Corp (UMBFO) stock
Close on Oct 30, 2026Market cap $10.21BP/E 10.2Yield 1.21%
UMB Financial Corp grew revenue 27.3% to $3.01B over the twelve months to Sep 30, 2026. Free cash flow was $1.14B, up 41.7% from a year earlier. At the latest close the market valued the company at $10.21B, 10.2 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $10.21B
- P/E ratio
- 10.2
- Price to sales
- 3.39
- Price to book
- 1.30
- Dividend yield
- 1.21%
- Free cash flow yield
- 11.18%
Fundamentals
- Revenue
- $3.01B
- Net income
- $1.03B
- EPS, diluted
- $13.21
- Free cash flow
- $1.14B
- Book value per share
- $102.65
- Diluted shares
- 77M
Trading
- Next earnings
- Jan 26, 2027 (estimated, during market hours)
- Previous close
- $25.64
- Open
- $25.62
- Day's range
- $25.53 – $25.98
- Volume
- 19,952
- Average volume (20 days)
- 13,565
- Beta (5 years)
- 0.86
- 52-week range
- $103.38 – $153.32
- RSI (14 days)
- 52.0
- Volatility (1 year)
- 24.3%
- Relative volume
- 0.94×
- WACC
- 9.3%
Market cap history
Month-end market cap since 2009, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Oct 30, 2026. The S&P 500 is measured by the SPY fund.
| Period | UMBFO | S&P 500 | Difference | UMBFO per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +1.6% | -0.9% | +2.5 pts | ||
| 3 months | -0.9% | +2.1% | −3.0 pts | ||
| Year to date | +0.3% | +11.7% | −11.4 pts | ||
| 1 year | +2.2% | +12.4% | −10.2 pts |
Fifteen years at a glance
Fiscal years 2011 to 2025 and trailing twelve months, USD
Revenue
Net income
EPS, diluted
Free cash flow
Press releases
Releases UMB Financial filed with the SEC as exhibits to Form 8-K or 6-K
- Results
- Results
- Results
- Update
- Update
- Results
About UMB Financial
National Commercial Banks
UMB Financial Corporation provides financial and banking services across its Commercial Banking, Institutional Banking, and Personal Banking segments. Its business offerings encompass commercial, industrial, agricultural, and real estate loans, as well as equipment financing and commercial card programs. For retail and institutional customers, the company provides personal credit cards, deposit accounts, residential mortgages, home equity credit lines, fiduciary solutions, brokerage, and trust services. The client base includes individual consumers, business enterprises, non-depository financial institutions, and institutional investors.
Company profile, executives and historyUMB Financial stock: common questions
What is UMB Financial's stock price?
UMBFO closed at $25.62 on Oct 30, 2026, down 0.08% on the day. Over the past 52 weeks it traded between $103.38 and $153.32.
What is UMB Financial's market cap?
UMB Financial was worth $10.21B at the close on Oct 30, 2026: the share price times the diluted shares outstanding.
What is UMBFO's P/E ratio?
UMBFO trades at 10.2 times earnings, based on diluted earnings per share of $13.21 over the twelve months to Sep 30, 2026.
How much revenue does UMB Financial make?
UMB Financial reported revenue of $3.01B for the twelve months to Sep 30, 2026, up 27.3% from a year earlier.
Does UMB Financial pay a dividend?
Yes. UMB Financial paid $1.63 per share over the last twelve months, a yield of 1.21% at the latest price, and has raised its annual dividend 17 years in a row.
When does UMB Financial report earnings next?
UMB Financial is expected to report Q4 FY2026 results on Jan 26, 2027, during market hours. The date is estimated from its past reporting pattern until the company confirms it.
How has UMBFO stock performed over the past year?
Including dividends, UMBFO returned +2.2% over the past year, against +12.4% for the S&P 500.
Who are UMB Financial's competitors?
Companies most similar to UMB Financial by business, industry and size include ONB, VLY, FHN, BOKF, BPOP.