SFNCNasdaqNational Commercial BanksFiscal year ends December 31
SIMMONS FIRST NATIONAL CORP
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 5, 2026
$22.22+0.15 (+0.68%)
Close on Oct 19, 2026
- Market cap
- $3.23B
- P/E (TTM)
- –
- Dividend yield
- 3.83%
Margins
Share of revenue, fiscal years 2011 to 2025
Net margin
-385.1%−414.1 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | -86.7% | -51.2% | -34.8% | -12.1% | |
| Free cash flow | +8.1% | +12.8% | +16.8% | +19.5% | |
| Dividend per share | +1.2% | +3.8% | +4.6% | +6.3% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | 8.7% | 8.5% | -11.4% | |
| Return on assets | 1.2% | 1.2% | -1.5% | |
| Debt to equity | 0.29 | 0.58 | 0.10 | |
| Capex to revenue | 4.5% | 1.5% | 36.9% | |
| Diluted shares | 62M | 110M | 135M |
Where the cash went
Fiscal 2021 to 2025, five years combined
Simmons First National generated $2.02B from operations and spent $978.16M on capital expenditure, dividends and share buybacks. 20% of that went back into the business.
Generated
$2.02B
Used
$978.16M
Capital expenditure$199.87M20%Dividends$494.38M51%Share buybacks$283.91M29%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin-385.1%
×Asset turnover0.00×
×Equity multiplier7.40×
=Return on equity, FY2025-11.4%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | -385.1% | 0.00× | 7.40× | -11.4% |
| FY2024 | 19.7% | 0.03× | 7.80× | 4.4% |
| FY2023 | 21.7% | 0.03× | 8.19× | 5.2% |
| FY2022 | 28.9% | 0.03× | 8.01× | 7.9% |
| FY2021 | 34.6% | 0.03× | 7.56× | 8.7% |
| FY2020 | 29.0% | 0.04× | 7.31× | 8.5% |
| FY2019 | 29.8% | 0.04× | 7.22× | 9.1% |
| FY2018 | 31.0% | 0.04× | 7.28× | 10.0% |
| FY2017 | 18.8% | 0.04× | 7.23× | 5.7% |
| FY2016 | 23.1% | 0.05× | 7.16× | 8.7% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
3of 7 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero-$397.55M
- Cash generatingOperating cash flow above zero$449.50M
- Return on assets improvedROA up on the prior year0.6% → -1.5%
- Earnings backed by cashOperating cash flow above net income$449.50M vs -$397.55M
- Less leverageLong-term debt to assets fell1.4% → 1.4%
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise126M → 135M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.03 → 0.00