Jefferson Capital, Inc. / DE (JCAP) stock
JCAPNasdaqShort-Term Business Credit InstitutionsFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 12, 2026Score 11/3041% below fair value
$19.46−0.48 (-2.41%)
Close on Nov 12, 2026Market cap $1.12BP/E 7.4Yield 5.04%
Jefferson Capital, Inc. / DE operating margin
Operating margin is operating income as a percentage of revenue.
Jefferson Capital, Inc. / DE's operating margin for the twelve months ending Sep 30, 2026 was 45.9%. For fiscal 2025 it was 51.6%, against 50.8% the year before.
Annual operating margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 51.6% | +0.8 |
| FY2024 | Dec 31, 2024 | 50.8% | +0.1 |
| FY2023 | Dec 31, 2023 | 50.8% | – |
Quarterly operating margin
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q3 FY2026 | Sep 30, 2026 | 46.6% | +0.2 |
| Q2 FY2026 | Jun 30, 2026 | 45.9% | −10.9 |
| Q1 FY2026 | Mar 31, 2026 | 45.4% | −12.2 |
| Q4 FY2025 | Dec 31, 2025 | 45.6% | +0.4 |
| Q3 FY2025 | Sep 30, 2025 | 46.4% | −7.3 |
| Q2 FY2025 | Jun 30, 2025 | 56.7% | +3.6 |
| Q1 FY2025 | Mar 31, 2025 | 57.6% | – |
| Q4 FY2024 | Dec 31, 2024 | 45.2% | – |
| Q3 FY2024 | Sep 30, 2024 | 53.7% | – |
| Q2 FY2024 | Jun 30, 2024 | 53.1% | – |
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