Jefferson Capital, Inc. / DE vs Regional Management
JCAP and RM side by side. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How JCAP and RM compare
Jefferson Capital, Inc. / DE is the larger company, worth 3.6 times as much as Regional Management ($1.1B against $316M).
On earnings, Regional Management is cheaper: it trades at 7.1× trailing earnings, against 8.1× for Jefferson Capital, Inc. / DE.
Jefferson Capital, Inc. / DE grew revenue faster over the last twelve months (22.8% versus 8.4% for Regional Management).
Jefferson Capital, Inc. / DE keeps more of each dollar of sales as profit, with a net margin of 23.5% compared with 7.0% at Regional Management.
Both pay dividends: Jefferson Capital, Inc. / DE yields 4.8% and Regional Management 3.4%.
Regional Management scores higher on the StockData Score (14 against 11 for Jefferson Capital, Inc. / DE), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | JCAP | RM |
|---|---|---|
| Size and price | ||
| Market cap | $1.1B | $316M |
| Share price | $19.94 | $35.29 |
| Change, 1 year | −1.4% | −8.0% |
| Change, 5 years | −0.35% | −42.6% |
| Beta (5Y) | 0.57 | 1.06 |
| Employees | 1,120 | 2,112 |
| StockData Score | ||
| Total score | 11 | 14 (better) |
| Valuation score | 3 | 6 (better) |
| Growth score | 1 | 1 |
| Performance score | 3 (better) | 1 |
| Health score | 0 | 4 (better) |
| Dividend score | 4 (better) | 2 |
| Valuation | ||
| P/E | 8.1× | 7.1× (better) |
| P/S | 1.7× | 0.5× (better) |
| P/B | 2.4× | 0.8× (better) |
| EV/EBITDA | 3.7× (better) | 3.8× |
| P/FCF | – | 1.0× |
| FCF yield | – | 101% |
| Fair value | $33.52 | $50.04 |
| Margin of safety | 40.5% (better) | 29.5% |
| Growth | ||
| Revenue growth (TTM) | 22.8% (better) | 8.4% |
| Revenue growth, 5Y average | – | 11.5% |
| Net income growth (TTM) | −11.8% | 14.9% (better) |
| EPS growth (TTM) | – | 19.6% |
| EPS growth, 5Y average | – | 13.1% |
| Profitability | ||
| Operating margin | 45.8% | – |
| Net margin | 23.5% (better) | 7.0% |
| FCF margin | – | 46.7% |
| Return on equity | 35.0% (better) | 12.6% |
| Return on invested capital | 59.3% | – |
| Financial health | ||
| Debt / equity | – | 0.00 |
| Interest coverage | 2.6× | – |
| Altman Z-score | 1.57 (better) | 0.69 |
| Piotroski F-score | – | 5 |
| Dividends and buybacks | ||
| Dividend yield | 4.8% (better) | 3.4% |
| Payout ratio | 39.1% | – |
| Years of dividend growth | 0 | 0 |
| Dividend growth, 5Y average | – | 43.1% |
| Buyback yield | – | 9.6% |
| Shareholder yield | 4.8% | 13.0% (better) |
| Ownership | ||
| Held by institutions | 39.8% | 91.5% |
| Held by insiders | – | 17.9% |
| Insider net buying, 12 months | −$225M | −$12.3M (better) |
| Short interest, % of float | – | 5.1% |
Go deeper
- JCAP stock overview
- JCAP income statement
- JCAP valuation and score
- RM stock overview
- RM income statement
- RM valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.