JCAPNasdaqShort-Term Business Credit InstitutionsFiscal year ends December 31

Jefferson Capital, Inc. / DE

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 13, 2026

$20.31−0.22 (-1.07%)

Close on Oct 19, 2026

Market cap: $1.13B
P/E (TTM): 8.3
Dividend yield: 4.83%

Jefferson Capital, Inc. / DE income statement

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31
Revenue	613	433	323
Operating Expenses	294	210	155
Operating Income	316	220	164
Interest Expense	106	77	48
Other Non-Operating Income	-98	-83	-43
Asset Impairment Charges	0	0	–
Pretax Income	218	138	121
Income Tax Expense	30	8.66	9.05
Net Income incl. Noncontrolling Interests	188	129	112
Minority Interest in Earnings	–	–	0.02
Net Income	188	129	112
Net Income to Common	169	129	112
EPS (Basic)(per share)	5.64	–	–
EPS (Diluted)(per share)	5.64	–	–
Shares Outstanding (Basic, Weighted)(shares)	30	–	–
Shares Outstanding (Diluted, Weighted)(shares)	30	–	–
Dividend per Share(per share)	0.98	–	–
EBITDA	322	223	166
Provision for Credit Losses	2.36	3.50	3.52

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: 45.8%
Net margin: 23.5%
Return on equity, FY2025: 43.8%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 8.3
Price to sales: 1.71
Price to book: 2.37
Dividend yield: 4.83%