General Motors Co
Close on Nov 2, 2026Market cap $78.92BP/E 43.2Yield 0.63%
General Motors Annualized Net Retail Charge-Offs by Year
Annualized Net Retail Charge-Offs (% of Average Retail Receivables) (%)
General Motors Annualized Net Retail Charge-Offs: 1.3% in 2025, up 0.1 pts from a year earlier.
Where the 2025 figure comes from
“|| Net charge-offs as an annualized percentage of average retail finance receivables | 1.5 | % | 1.3 | % | 1.3 | % | 1.2 | %”
Source: GM Financial Form 8-K (filed 2026-01-27) ↗
Reported in GM Financial (CIK 0000804269) Form 10-Q / Form 10-K / Form 8-K.
Annual history
Hover a value to see the sentence it was read from; calculated values show their formula
| Period | Ended | Annualized Net Retail Charge-Offs (% of Average Retail Receivables) (%) | Year on year | Source |
|---|---|---|---|---|
| 2025 | Dec 31, 2025 | 1.3% | +0.1 pts | GM Financial Form 8-K (filed 2026-01-27) ↗ |
| 2024 | Dec 31, 2024 | 1.2% | +0.3 pts | GM Financial Form 8-K (filed 2026-01-27) ↗ |
| 2023 | Dec 31, 2023 | 0.9% | +0.2 pts | GM Financial Form 8-K (filed 2025-01-28) ↗ |
| 2022 | Dec 31, 2022 | 0.7% | +0.1 pts | GM Financial Form 8-K (filed 2024-01-30) ↗ |
| 2021 | Dec 31, 2021 | 0.6% | -0.7 pts | GM Financial Form 8-K (filed 2023-01-31) ↗ |
| 2020 | Dec 31, 2020 | 1.3% | -0.3 pts | GM Financial Form 8-K (filed 2022-02-01) ↗ |
| 2019 | Dec 31, 2019 | 1.6% | -0.2 pts | GM Financial Form 8-K (filed 2021-02-10) ↗ |
| 2018 | Dec 31, 2018 | 1.8% | -0.2 pts | GM Financial Form 8-K (filed 2020-02-05) ↗ |
| 2017 | Dec 31, 2017 | 2.0% | -0.4 pts | GM Financial Form 10-K (filed 2020-02-05) ↗ |
| 2016 | Dec 31, 2016 | 2.4% | 0.0 pts | GM Financial Form 10-K (filed 2019-02-06) ↗ |
| 2015 | Dec 31, 2015 | 2.4% | – | GM Financial Form 10-K (filed 2018-02-06) ↗ |
Cite this data
StockData. (2026). General Motors Annualized Net Retail Charge-Offs (%), annual 2015–2025 [Data set]. Compiled from General Motors SEC filings and investor materials. https://stockdatahq.com/stocks/gm/kpis/gmf-net-chargeoff-rate-pct
See every metric in the General Motors KPI table. Data updated Oct 28, 2026.