General Motors Co
Close on Nov 2, 2026Market cap $78.92BP/E 43.2Yield 0.63%
General Motors Effective Interest Rate on Total Debt by Year
Effective Interest Rate on Total Debt (%) (%)
General Motors Effective Interest Rate on Total Debt: 5.6% in 2025, up 0.1 pts from a year earlier. That is the highest of the 10 years on record here.
Where the 2025 figure comes from
“|| Effective rate of interest on debt | 5.6 | % | 5.5 | %”
Source: GM Financial Form 10-K (filed 2026-01-27) ↗
Reported in GM Financial (CIK 0000804269) Form 10-Q / Form 10-K / Form 8-K.
Annual history
Hover a value to see the sentence it was read from; calculated values show their formula
| Period | Ended | Effective Interest Rate on Total Debt (%) (%) | Year on year | Source |
|---|---|---|---|---|
| 2025 | Dec 31, 2025 | 5.6% | +0.1 pts | GM Financial Form 10-K (filed 2026-01-27) ↗ |
| 2024 | Dec 31, 2024 | 5.5% | +0.8 pts | GM Financial Form 10-K (filed 2026-01-27) ↗ |
| 2023 | Dec 31, 2023 | 4.7% | +1.6 pts | GM Financial Form 10-K (filed 2025-01-28) ↗ |
| 2022 | Dec 31, 2022 | 3.1% | +0.4 pts | GM Financial Form 10-K (filed 2024-01-30) ↗ |
| 2021 | Dec 31, 2021 | 2.7% | -0.6 pts | GM Financial Form 10-K (filed 2023-01-31) ↗ |
| 2020 | Dec 31, 2020 | 3.3% | -0.7 pts | GM Financial Form 10-K (filed 2022-02-02) ↗ |
| 2019 | Dec 31, 2019 | 4.0% | +0.2 pts | GM Financial Form 10-K (filed 2021-02-10) ↗ |
| 2018 | Dec 31, 2018 | 3.8% | +0.4 pts | GM Financial Form 10-K (filed 2020-02-05) ↗ |
| 2017 | Dec 31, 2017 | 3.4% | -0.2 pts | GM Financial Form 10-K (filed 2019-02-06) ↗ |
| 2016 | Dec 31, 2016 | 3.6% | – | GM Financial Form 10-K (filed 2018-02-06) ↗ |
Cite this data
StockData. (2026). General Motors Effective Interest Rate on Total Debt (%), annual 2016–2025 [Data set]. Compiled from General Motors SEC filings and investor materials. https://stockdatahq.com/stocks/gm/kpis/gmf-effective-interest-rate-debt-pct
See every metric in the General Motors KPI table. Data updated Oct 28, 2026.