General Motors Co
Close on Nov 2, 2026Market cap $78.92BP/E 43.2Yield 0.63%
General Motors Net Retail Charge-Offs: $963M in 2025, up 12.9% from a year earlier. That is the highest of the 11 years on record here.
Where the 2025 figure comes from
“|| Net charge-offs | $ | 280 | $ | 250 | $ | 963 | $ | 853”
Source: GM Financial Form 8-K (filed 2026-01-27) ↗
Reported in GM Financial (CIK 0000804269) Form 10-Q / Form 10-K / Form 8-K.
Annual history
Hover a value to see the sentence it was read from; calculated values show their formula
| Period | Ended | Net Retail Charge-Offs ($M) ($M) | Year on year | Source |
|---|---|---|---|---|
| 2025 | Dec 31, 2025 | 963 | +12.9% | GM Financial Form 8-K (filed 2026-01-27) ↗ |
| 2024 | Dec 31, 2024 | 853 | +30.0% | GM Financial Form 8-K (filed 2026-01-27) ↗ |
| 2023 | Dec 31, 2023 | 656 | +44.8% | GM Financial Form 8-K (filed 2025-01-28) ↗ |
| 2022 | Dec 31, 2022 | 453 | +39.0% | GM Financial Form 8-K (filed 2024-01-30) ↗ |
| 2021 | Dec 31, 2021 | 326 | -46.7% | GM Financial Form 8-K (filed 2023-01-31) ↗ |
| 2020 | Dec 31, 2020 | 612 | -8.7% | GM Financial Form 8-K (filed 2022-02-01) ↗ |
| 2019 | Dec 31, 2019 | 670 | +1.5% | GM Financial Form 8-K (filed 2021-02-10) ↗ |
| 2018 | Dec 31, 2018 | 660 | +6.6% | GM Financial Form 8-K (filed 2020-02-05) ↗ |
| 2017 | Dec 31, 2017 | 619 | +4.2% | GM Financial Form 10-K (filed 2020-02-05) ↗ |
| 2016 | Dec 31, 2016 | 594 | +19.5% | GM Financial Form 10-K (filed 2019-02-06) ↗ |
| 2015 | Dec 31, 2015 | 497 | – | GM Financial Form 10-K (filed 2018-02-06) ↗ |
Breakdown
What makes up net Retail Charge-Offs
Cite this data
StockData. (2026). General Motors Net Retail Charge-Offs ($M), annual 2015–2025 [Data set]. Compiled from General Motors SEC filings and investor materials. https://stockdatahq.com/stocks/gm/kpis/gmf-chargeoffs-net-m
See every metric in the General Motors KPI table. Data updated Oct 28, 2026.