FVCBNasdaqState Commercial BanksFiscal year ends December 31
FVCBankcorp, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026
$17.49−0.01 (-0.06%)
Close on Oct 19, 2026
- Market cap
- $317.60M
- P/E (TTM)
- 14.5
- Dividend yield
- –
Margins
Share of revenue, fiscal years 2016 to 2025
Net margin
1238.5%+1210.5 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +13.9% | +7.5% | -49.7% | – | |
| Net income | +46.4% | -4.1% | +7.3% | – | |
| EPS, diluted | +47.6% | -3.6% | +6.6% | – | |
| Free cash flow | +31.6% | +2.3% | +10.4% | – |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | – | 8.4% | 9.0% | |
| Return on assets | – | 0.9% | 1.0% | |
| Capex to revenue | – | 0.6% | 2.6% | |
| Diluted shares | – | 0M | 18M |
Where the cash went
Fiscal 2021 to 2025, five years combined
FVCBankcorp generated $100.20M from operations and spent $12.09M on capital expenditure, dividends and share buybacks. 9% of that went back into the business.
Generated
$100.20M
Used
$12.09M
Capital expenditure$1.05M9%Dividends$2.17M18%Share buybacks$8.87M73%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin1238.5%
×Asset turnover0.00×
×Equity multiplier9.19×
=Return on equity, FY20259.0%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 1238.5% | 0.00× | 9.19× | 9.0% |
| FY2024 | 963.2% | 0.00× | 9.70× | 6.7% |
| FY2023 | 259.3% | 0.00× | 10.81× | 1.8% |
| FY2022 | 1744.7% | 0.00× | 11.03× | 12.1% |
| FY2021 | 1381.2% | 0.00× | 10.08× | 11.0% |
| FY2020 | 27.9% | 0.03× | 9.11× | 8.4% |
| FY2019 | 31.3% | 0.04× | 8.56× | 9.4% |
| FY2018 | 26.2% | 0.03× | 9.37× | 8.5% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
6of 6 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$22.06M
- Cash generatingOperating cash flow above zero$23.86M
- Return on assets improvedROA up on the prior year0.7% → 1.0%
- Earnings backed by cashOperating cash flow above net income$23.86M vs $22.06M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise18M → 18M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.00 → 0.00