First Bancorp, Inc (FNLC) stock
FNLCNasdaqNational Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 17/307% above fair value
$37.03+0.25 (+0.68%)
Close on Nov 13, 2026Market cap $417.79MP/E 10.5Yield 3.97%
First Bancorp profit margin
Profit margin (net margin) is net income as a percentage of revenue.
First Bancorp's profit margin for the twelve months ending Sep 30, 2026 was 37.8%. For fiscal 2025 it was 36.3%, against 33.7% the year before. The highest annual figure on record is 42.3% in fiscal 2021.
Annual profit margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 36.3% | +2.6 |
| FY2024 | Dec 31, 2024 | 33.7% | −2.9 |
| FY2023 | Dec 31, 2023 | 36.6% | −5.3 |
| FY2022 | Dec 31, 2022 | 41.9% | −0.4 |
| FY2021 | Dec 31, 2021 | 42.3% | +7.5 |
| FY2020 | Dec 31, 2020 | 34.8% | −3.5 |
| FY2019 | Dec 31, 2019 | 38.3% | +0.8 |
| FY2018 | Dec 31, 2018 | 37.5% | +4.7 |
| FY2017 | Dec 31, 2017 | 32.7% | +0.2 |
| FY2016 | Dec 31, 2016 | 32.5% | +2.0 |
| FY2015 | Dec 31, 2015 | 30.5% | +1.4 |
| FY2014 | Dec 31, 2014 | 29.0% | +2.9 |
| FY2013 | Dec 31, 2013 | 26.2% | +0.9 |
| FY2012 | Dec 31, 2012 | 25.3% | +1.9 |
| FY2011 | Dec 31, 2011 | 23.4% | −0.9 |
| FY2010 | Dec 31, 2010 | 24.4% | +1.2 |
| FY2009 | Dec 31, 2009 | 23.1% | −6.5 |
| FY2008 | Dec 31, 2008 | 29.6% | – |
Quarterly profit margin
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q3 FY2026 | Sep 30, 2026 | 38.8% | +1.8 |
| Q2 FY2026 | Jun 30, 2026 | 37.0% | +1.2 |
| Q1 FY2026 | Mar 31, 2026 | 35.8% | +3.3 |
| Q4 FY2025 | Dec 31, 2025 | 39.4% | +6.2 |
| Q3 FY2025 | Sep 30, 2025 | 37.0% | +0.1 |
| Q2 FY2025 | Jun 30, 2025 | 35.8% | +3.7 |
| Q1 FY2025 | Mar 31, 2025 | 32.5% | −0.0 |
| Q4 FY2024 | Dec 31, 2024 | 33.1% | −0.3 |
| Q3 FY2024 | Sep 30, 2024 | 36.9% | −0.8 |
| Q2 FY2024 | Jun 30, 2024 | 32.1% | −5.3 |
| Q1 FY2024 | Mar 31, 2024 | 32.5% | −5.4 |
| Q4 FY2023 | Dec 31, 2023 | 33.5% | −6.0 |
| Q3 FY2023 | Sep 30, 2023 | 37.7% | −4.2 |
| Q2 FY2023 | Jun 30, 2023 | 37.4% | −6.5 |
| Q1 FY2023 | Mar 31, 2023 | 37.9% | −4.6 |
| Q4 FY2022 | Dec 31, 2022 | 39.4% | −3.0 |
| Q3 FY2022 | Sep 30, 2022 | 41.9% | −0.2 |
| Q2 FY2022 | Jun 30, 2022 | 43.9% | +1.3 |
| Q1 FY2022 | Mar 31, 2022 | 42.5% | +0.3 |
| Q4 FY2021 | Dec 31, 2021 | 42.4% | +7.9 |
| Q3 FY2021 | Sep 30, 2021 | 42.1% | +5.9 |
| Q2 FY2021 | Jun 30, 2021 | 42.6% | +8.2 |
| Q1 FY2021 | Mar 31, 2021 | 42.1% | +8.2 |
| Q4 FY2020 | Dec 31, 2020 | 34.6% | −4.0 |
| Q3 FY2020 | Sep 30, 2020 | 36.3% | −1.2 |
| Q2 FY2020 | Jun 30, 2020 | 34.4% | −4.2 |
| Q1 FY2020 | Mar 31, 2020 | 33.9% | −4.4 |
| Q4 FY2019 | Dec 31, 2019 | 38.6% | −0.6 |
| Q3 FY2019 | Sep 30, 2019 | 37.5% | −0.6 |
| Q2 FY2019 | Jun 30, 2019 | 38.6% | +1.5 |
| Q1 FY2019 | Mar 31, 2019 | 38.4% | +2.9 |
| Q4 FY2018 | Dec 31, 2018 | 39.2% | +6.2 |
| Q3 FY2018 | Sep 30, 2018 | 38.1% | +5.9 |
| Q2 FY2018 | Jun 30, 2018 | 37.1% | +3.8 |
| Q1 FY2018 | Mar 31, 2018 | 35.4% | +3.0 |
| Q4 FY2017 | Dec 31, 2017 | 33.0% | +1.7 |
| Q3 FY2017 | Sep 30, 2017 | 32.3% | – |
| Q2 FY2017 | Jun 30, 2017 | 33.3% | – |
| Q1 FY2017 | Mar 31, 2017 | 32.4% | – |
| Q4 FY2016 | Dec 31, 2016 | 31.3% | – |
See a number that looks wrong?