First Bancorp vs Landmark Bancorp
FNLC and LARK side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FNLC and LARK compare
First Bancorp is the larger company, worth 2.1 times as much as Landmark Bancorp ($418M against $197M).
First Bancorp grew revenue faster over the last twelve months (14.8% versus 12.1% for Landmark Bancorp).
First Bancorp keeps more of each dollar of sales as profit, with a net margin of 37.8% compared with 27.2% at Landmark Bancorp.
Both pay dividends: First Bancorp yields 4.1% and Landmark Bancorp 2.6%.
First Bancorp scores higher on the StockData Score (17 against 13 for Landmark Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FNLC | LARK |
|---|---|---|
| Size and price | ||
| Market cap | $418M | $197M |
| Share price | $37.03 | $32.26 |
| Change, 1 year | 44.9% | 28.4% |
| Change, 5 years | 21.2% | 17.6% |
| Beta (5Y) | 0.50 | 0.24 |
| Employees | 283 | 283 |
| StockData Score | ||
| Total score | 17 (better) | 13 |
| Valuation score | 1 | 2 (better) |
| Growth score | 2 | 4 (better) |
| Performance score | 4 (better) | 3 |
| Health score | 5 (better) | 1 |
| Dividend score | 5 (better) | 3 |
| Valuation | ||
| P/E | 10.5× | – |
| P/S | 4.0× | 2.6× (better) |
| P/B | 1.4× | 1.2× (better) |
| P/FCF | 12.8× | 8.9× (better) |
| FCF yield | 7.8% | 11.2% (better) |
| Fair value | $34.63 | – |
| Margin of safety | −6.9% | – |
| Growth | ||
| Revenue growth (TTM) | 14.8% (better) | 12.1% |
| Revenue growth, 5Y average | 4.0% (better) | 2.0% |
| Net income growth (TTM) | 25.1% (better) | 19.4% |
| EPS growth (TTM) | 24.5% | – |
| EPS growth, 5Y average | 4.4% (better) | −3.8% |
| Profitability | ||
| Net margin | 37.8% (better) | 27.2% |
| FCF margin | 31.2% (better) | 29.1% |
| Return on equity | 14.0% (better) | 13.1% |
| Financial health | ||
| Debt / equity | 0.26 | – |
| Altman Z-score | 0.23 (better) | 0.20 |
| Piotroski F-score | 6 | 6 |
| Dividends and buybacks | ||
| Dividend yield | 4.1% (better) | 2.6% |
| Payout ratio | 42.6% | 24.5% |
| Years of dividend growth | 8 (better) | 2 |
| Dividend growth, 5Y average | 3.6% | – |
| Buyback yield | −0.16% | – |
| Shareholder yield | 3.9% (better) | 2.6% |
| Ownership | ||
| Held by institutions | 45.6% | 32.5% |
| Held by insiders | 4.9% | 8.3% |
| Insider net buying, 12 months | −$140K (better) | −$632K |
| Short interest, % of float | 1.4% | 1.4% |
Go deeper
- FNLC stock overview
- FNLC income statement
- FNLC valuation and score
- LARK stock overview
- LARK income statement
- LARK valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.