FNLCNasdaqNational Commercial BanksFiscal year ends December 31
First Bancorp, Inc /ME/
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$33.89−0.48 (-1.40%)
Close on Oct 19, 2026
- Market cap
- $382.17M
- P/E (TTM)
- 10.1
- Dividend yield
- 4.34%
First Bancorp statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of National Commercial Banks companies for comparison
Valuation
| Measure | First Bancorp | Industry median |
|---|---|---|
| Market Cap | $382.36M | $679.86M |
| Enterprise Value | $531.17M | $418.07M |
| PE Ratio | 10.06 | 12.00 |
| PS Ratio | 3.77 | 3.62 |
| PB Ratio | 1.31 | 1.18 |
| P/TBV Ratio | 1.46 | 1.42 |
| P/FCF Ratio | 10.73 | 10.93 |
| P/OCF Ratio | 10.04 | 10.04 |
Enterprise value
| Measure | First Bancorp | Industry median |
|---|---|---|
| EV / Sales | 5.24 | 2.78 |
| EV / FCF | 14.91 | 8.40 |
Income (trailing twelve months)
| Measure | First Bancorp | Industry median |
|---|---|---|
| Revenue | $101.34M | $170.85M |
| Pretax Income | $45.94M | $70.12M |
| Net Income | $37.81M | $54.33M |
| EPS (Diluted) | $3.37 | $2.90 |
Margins
| Measure | First Bancorp | Industry median |
|---|---|---|
| Pretax Margin | 45.3% | 36.4% |
| Profit Margin | 37.3% | 29.1% |
| FCF Margin | 35.2% | 33.0% |
Returns
| Measure | First Bancorp | Industry median |
|---|---|---|
| Return on Equity (ROE) | 13.5% | 10.5% |
| Return on Assets (ROA) | 1.18% | 1.12% |
Growth
| Measure | First Bancorp | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 16.7% | 11.8% |
| Net Income Growth (YoY) | 26.1% | 23.1% |
| EPS Growth (YoY) | 25.3% | 22.7% |
| FCF Growth (YoY) | 26.6% | 27.1% |
| Revenue Growth (3Y CAGR) | 0.60% | 5.82% |
| Revenue Growth (5Y CAGR) | 3.97% | 6.17% |
| EPS Growth (3Y CAGR) | -4.55% | 1.26% |
| EPS Growth (5Y CAGR) | 4.36% | 8.24% |
Balance sheet
| Measure | First Bancorp | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $29.76M | $205.54M |
| Total Debt | $178.57M | $177.19M |
| Net Cash (Debt) | -$148.81M | $164.40M |
| Net Cash Per Share | -$13.19 | $8.13 |
| Equity (Book Value) | $292.96M | $560.44M |
| Book Value Per Share | $25.97 | $28.47 |
| Tangible Book Value | $262.31M | $472.29M |
Financial position
| Measure | First Bancorp | Industry median |
|---|---|---|
| Debt / Equity | 0.61 | 0.20 |
| Debt / FCF | 5.01 | 1.81 |
Cash flow (trailing twelve months)
| Measure | First Bancorp | Industry median |
|---|---|---|
| Operating Cash Flow | $38.07M | $61.20M |
| Capital Expenditures | -$2.45M | -$4.02M |
| Free Cash Flow | $35.62M | $52.43M |
| FCF Per Share | $3.16 | $3.07 |
Efficiency
| Measure | First Bancorp | Industry median |
|---|---|---|
| Asset Turnover | 0.03 | 0.04 |
| Revenue Per Employee | $358.10K | $357.09K |
| Profits Per Employee | $133.59K | $107.23K |
| Employee Count | 283 | 528 |
Dividends and yields
| Measure | First Bancorp | Industry median |
|---|---|---|
| Earnings Yield | 9.89% | 8.07% |
| FCF Yield | 9.32% | 8.89% |
| Dividend Yield | 4.34% | 2.48% |
| Buyback Yield | -0.17% | 1.52% |
| Shareholder Yield | 4.16% | 3.13% |
| Dividend Per Share | $1.47 | $0.93 |
| Dividend Growth (YoY) | 2.80% | 4.26% |
| Years of Dividend Growth | 8 | 2 |
| Payout Ratio | 44.0% | 29.4% |
| FCF Payout Ratio | 46.7% | 26.0% |
Shares
| Measure | First Bancorp | Industry median |
|---|---|---|
| Shares Outstanding | 11,282,300 | 18,910,300 |
| Shares Change (YoY) | 0.62% | 0.39% |
| Shares Change (QoQ) | 0.07% | 0.00% |
| Float | 10,733,000 | 16,895,350 |
| Shares Held by Insiders | 4.87% | 5.92% |
| Shares Held by Institutions | 45.6% | 61.9% |
Taxes
| Measure | First Bancorp | Industry median |
|---|---|---|
| Income Tax | $8.13M | $14.50M |
| Effective Tax Rate | 17.7% | 21.1% |
Scores
| Measure | First Bancorp | Industry median |
|---|---|---|
| Graham Number | $44.37 | $45.31 |
| Graham Upside | 30.9% | 21.6% |
| Altman Z-Score | 0.22 | 0.21 |
| Piotroski F-Score | 6 | 6 |
Calculated by StockData from First Bancorp's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.