Fidelity D & D Bancorp vs First Bancorp
FDBC and FNLC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FDBC and FNLC compare
Fidelity D & D Bancorp and First Bancorp are about the same size, with market caps of $391M and $418M.
On earnings, First Bancorp is cheaper: it trades at 10.5× trailing earnings, against 12.2× for Fidelity D & D Bancorp.
First Bancorp grew revenue faster over the last twelve months (14.8% versus 14.6% for Fidelity D & D Bancorp).
First Bancorp keeps more of each dollar of sales as profit, with a net margin of 37.8% compared with 31.2% at Fidelity D & D Bancorp.
Both pay dividends: Fidelity D & D Bancorp yields 3.2% and First Bancorp 4.1%.
First Bancorp scores higher on the StockData Score (17 against 16 for Fidelity D & D Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FDBC | FNLC |
|---|---|---|
| Size and price | ||
| Market cap | $391M | $418M |
| Share price | $67.25 | $37.03 |
| Change, 1 year | 50.3% | 44.9% |
| Change, 5 years | 25.9% | 21.2% |
| Beta (5Y) | 0.65 | 0.50 |
| Employees | 265 | 283 |
| StockData Score | ||
| Total score | 16 | 17 (better) |
| Valuation score | 0 | 1 (better) |
| Growth score | 2 | 2 |
| Performance score | 5 (better) | 4 |
| Health score | 5 | 5 |
| Dividend score | 4 | 5 (better) |
| Valuation | ||
| P/E | 12.2× | 10.5× (better) |
| P/S | 3.8× (better) | 4.0× |
| P/B | 1.6× | 1.4× (better) |
| P/FCF | 11.1× (better) | 12.8× |
| FCF yield | 9.0% (better) | 7.8% |
| Fair value | $59.17 | $34.63 |
| Margin of safety | −13.7% | −6.9% (better) |
| Growth | ||
| Revenue growth (TTM) | 14.6% | 14.8% (better) |
| Revenue growth, 5Y average | 9.6% (better) | 4.0% |
| Net income growth (TTM) | 23.3% | 25.1% (better) |
| EPS growth (TTM) | 22.2% | 24.5% (better) |
| EPS growth, 5Y average | 11.5% (better) | 4.4% |
| Profitability | ||
| Net margin | 31.2% | 37.8% (better) |
| FCF margin | 34.1% (better) | 31.2% |
| Return on equity | 13.5% | 14.0% (better) |
| Financial health | ||
| Debt / equity | 0.54 | 0.26 (better) |
| Altman Z-score | 0.20 | 0.23 (better) |
| Piotroski F-score | 6 | 6 |
| Dividends and buybacks | ||
| Dividend yield | 3.2% | 4.1% (better) |
| Payout ratio | 30.8% | 42.6% |
| Years of dividend growth | 11 (better) | 8 |
| Dividend growth, 5Y average | 7.4% (better) | 3.6% |
| Buyback yield | – | −0.16% |
| Shareholder yield | 3.2% | 3.9% (better) |
| Ownership | ||
| Held by institutions | 25.9% | 45.6% |
| Held by insiders | 22.5% | 4.9% |
| Insider net buying, 12 months | $465K (better) | −$140K |
| Short interest, % of float | 0.72% | 1.4% |
Go deeper
- FDBC stock overview
- FDBC income statement
- FDBC valuation and score
- FNLC stock overview
- FNLC income statement
- FNLC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.