EZPWNasdaqRetail-Miscellaneous RetailFiscal year ends September 30
EZCORP INC
Financials through Q3 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 5, 2026
$32.75−0.25 (-0.76%)
Close on Oct 19, 2026
- Market cap
- $2.73B
- P/E (TTM)
- 16.7
- Dividend yield
- –
Ezcorp statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Retail-Miscellaneous Retail companies for comparison
Valuation
| Measure | Ezcorp | Industry median |
|---|---|---|
| Market Cap | $2.01B | $123.11M |
| Enterprise Value | $2.22B | $132.88M |
| PE Ratio | 16.71 | 20.64 |
| PS Ratio | 1.27 | 0.58 |
| PB Ratio | 1.73 | 1.75 |
| P/TBV Ratio | 3.56 | 2.92 |
| P/FCF Ratio | 14.55 | 13.72 |
| P/OCF Ratio | 11.08 | 10.25 |
Enterprise value
| Measure | Ezcorp | Industry median |
|---|---|---|
| EV / Sales | 1.40 | 0.61 |
| EV / EBITDA | 8.67 | 12.09 |
| EV / EBIT | 10.10 | 14.62 |
| EV / FCF | 16.08 | 18.07 |
Income (trailing twelve months)
| Measure | Ezcorp | Industry median |
|---|---|---|
| Revenue | $1.58B | $366.90M |
| Gross Profit | $927.76M | $250.49M |
| Operating Income | $220.26M | -$275.87K |
| Pretax Income | $212.93M | -$646.71K |
| Net Income | $158.31M | -$948.56K |
| EBITDA | $256.43M | $185.52K |
| EPS (Diluted) | $1.96 | $0.00 |
Margins
| Measure | Ezcorp | Industry median |
|---|---|---|
| Gross Margin | 58.6% | 39.8% |
| Operating Margin | 13.9% | -0.44% |
| Pretax Margin | 13.4% | -0.66% |
| Profit Margin | 9.99% | -0.34% |
| EBITDA Margin | 16.2% | 1.22% |
| FCF Margin | 8.73% | 1.51% |
Returns
| Measure | Ezcorp | Industry median |
|---|---|---|
| Return on Equity (ROE) | 14.7% | -6.32% |
| Return on Assets (ROA) | 7.82% | -2.25% |
| Return on Invested Capital (ROIC) | 13.7% | -2.51% |
| Return on Capital Employed (ROCE) | 11.4% | 0.09% |
Growth
| Measure | Ezcorp | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 28.6% | 5.86% |
| Net Income Growth (YoY) | 61.4% | 7.00% |
| EPS Growth (YoY) | 56.8% | 5.26% |
| FCF Growth (YoY) | 39.6% | 19.4% |
| Revenue Growth (3Y CAGR) | 12.9% | -1.38% |
| Revenue Growth (5Y CAGR) | 9.14% | 4.80% |
| EPS Growth (3Y CAGR) | 26.6% | -1.16% |
Balance sheet
| Measure | Ezcorp | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $311.03M | $22.34M |
| Total Debt | $519.49M | $63.88M |
| Net Cash (Debt) | -$208.47M | $10.47K |
| Net Cash Per Share | -$3.39 | $0.00 |
| Equity (Book Value) | $1.16B | $22.99M |
| Book Value Per Share | $18.95 | $0.92 |
| Tangible Book Value | $564.47M | $2.81M |
| Working Capital | $884.44M | $3.42M |
Financial position
| Measure | Ezcorp | Industry median |
|---|---|---|
| Current Ratio | 4.81 | 1.15 |
| Quick Ratio | 1.34 | 0.44 |
| Debt / Equity | 0.45 | 0.49 |
| Debt / EBITDA | 2.03 | 2.93 |
| Debt / FCF | 3.76 | 3.74 |
| Net Debt / EBITDA | 0.81 | 1.53 |
| Interest Coverage | 6.67 | -0.20 |
Cash flow (trailing twelve months)
| Measure | Ezcorp | Industry median |
|---|---|---|
| Operating Cash Flow | $181.64M | $1.90M |
| Capital Expenditures | -$43.32M | -$11.69M |
| Free Cash Flow | $138.33M | $9.09M |
| FCF Per Share | $2.25 | $0.30 |
Efficiency
| Measure | Ezcorp | Industry median |
|---|---|---|
| Asset Turnover | 0.78 | 1.46 |
| Inventory Turnover | 2.42 | 5.74 |
| Revenue Per Employee | $186.41K | $473.82K |
| Profits Per Employee | $18.62K | -$6.50K |
| Employee Count | 8,500 | 361 |
Dividends and yields
| Measure | Ezcorp | Industry median |
|---|---|---|
| Earnings Yield | 7.87% | -2.14% |
| FCF Yield | 6.87% | 3.12% |
| Buyback Yield | 0.45% | 0.67% |
| Shareholder Yield | 0.45% | 0.67% |
Shares
| Measure | Ezcorp | Industry median |
|---|---|---|
| Shares Outstanding | 61,443,400 | 42,514,400 |
| Shares Change (YoY) | -0.04% | 1.64% |
| Float | 58,227,000 | 37,225,800 |
| Shares Held by Insiders | 5.23% | 7.90% |
| Shares Held by Institutions | 114.7% | 50.2% |
Taxes
| Measure | Ezcorp | Industry median |
|---|---|---|
| Income Tax | $53.84M | $1.09M |
| Effective Tax Rate | 25.3% | 22.8% |
Scores
| Measure | Ezcorp | Industry median |
|---|---|---|
| Graham Number | $28.91 | $26.68 |
| Graham Upside | -11.7% | -44.0% |
| Altman Z-Score | 3.24 | 1.50 |
| Piotroski F-Score | 7 | 5 |
Calculated by StockData from Ezcorp's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.