EZCORP INC

EZCORP, Inc. provides pawn services and collateralized short-term cash advances against personal property such as jewelry, consumer electronics, and tools. The company also retails pre-owned merchandise consisting primarily of forfeited pawn collateral and items bought directly from customers, alongside jewelry scrapping activities. Additionally, it offers online account management through its EZ+ platform, merchandise layaway programs, and product protection plans. Business operations are divided into three reportable segments: U.S. Pawn, Latin America Pawn, and Other Investments. Its core customers include individuals requiring immediate cash access and value-conscious retail consumers.

As of September 30, 2025, the company operated 1,360 pawn store locations, comprising 545 stores in the United States, 622 in Mexico, and 193 across Guatemala, El Salvador, and Honduras. It also maintains strategic equity interests in international pawn and consumer finance operators in the United States, Australia, the Caribbean, and Central America. EZCORP is a Delaware corporation with corporate headquarters located in Austin, Texas.

Summary of the business section of Ezcorp's latest annual report, written by StockData.

“We employ approximately 8,500 Team Members across the Company, including approximately 3,700 in United States, 3,800 in Mexico and 1,000 in Central America.”