EZPWNasdaqRetail-Miscellaneous RetailFiscal year ends September 30

EZCORP INC

Financials through Q3 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 5, 2026

$32.75−0.25 (-0.76%)

Close on Oct 19, 2026

Market cap: $2.73B
P/E (TTM): 16.7
Dividend yield: –

EZCORP INC income statement

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-09-30	FY 2024 2024-09-30	FY 2023 2023-09-30	FY 2022 2022-09-30	FY 2021 2021-09-30	FY 2020 2020-09-30	FY 2019 2019-09-30	FY 2018 2018-09-30	FY 2017 2017-09-30	FY 2016 2016-09-30	FY 2015 2015-09-30	FY 2014 2014-09-30	FY 2013 2013-09-30	FY 2012 2012-09-30	FY 2011 2011-09-30	FY 2010 2010-09-30	FY 2009 2009-09-30
Revenue	1,274	1,162	1,049	886	730	823	847	812	748	731	720	746	810	961	853	733	597
Cost of Revenue	–	–	–	–	–	–	–	–	267	258	268	249	219	191	162	140	204
Gross Profit	746	682	610	528	449	449	494	482	436	428	403	422	480	596	526	447	360
General & Administrative	84	76	68	64	56	54	64	54	53	68	73	80	70	48	51	53	40
Advertising Expenses	7.10	6.20	4.90	2.30	1.60	2.00	2.00	2.50	1.90	2.10	3.10	5.00	5.30	5.16	3.58	2.21	2.03
Operating Expenses	597	570	518	453	418	498	447	414	382	399	419	404	402	400	351	306	258
Operating Income	149	113	92	75	31	-48	47	67	53	29	-16	18	79	196	175	142	101
Interest Expense	23	14	16	9.97	22	22	33	28	28	16	16	7.91	16	–	1.69	1.39	1.43
Interest & Investment Income	15	11	7.47	0.82	2.48	3.17	11	17	12	0.08	0.28	0.30	0.99	–	0.04	0.19	0.28
Income from Equity Investments	6.15	4.71	-28	1.78	3.80	-2.43	-0.14	5.53	4.92	-0.26	-5.47	5.95	13	16	16	11	5.02
Other Non-Operating Income	-0.24	1.38	-3.07	0.17	0.79	0.02	-1.42	5.39	0.42	-1.20	-2.19	-0.60	-2.08	18	0.16	0.09	-0.04
Merger & Restructuring Charges	–	–	–	–	–	–	–	–	–	–	17	6.12	0	0	0	–	–
Asset Impairment Charges	0.88	0.84	4.34	0	41	55	0	0	0	73	31	84	0	0	–	–	–
Gain (Loss) on Sale of Assets	-0.14	0.02	-0.21	0.67	-0.08	–	–	0	0	32	-2.89	5.37	-7.04	0.00	-0.31	-1.53	1.02
Pretax Income	147	116	52	68	16	-70	4.17	56	43	0.36	-66	7.89	32	214	190	152	–
Income Tax Expense	37	33	13	18	7.45	-1.63	2.41	18	11	9.36	-14	4.45	9.10	68	66	54	37
Income from Continuing Operations	–	–	–	–	8.61	-68	1.77	38	33	-7.97	-51	4.48	24	142	124	152	105
Income from Discontinued Operations	–	–	–	–	0	0	-0.46	-0.86	-1.83	-79	-42	-77	-1.52	-5.34	-1.56	–	–
Net Income incl. Noncontrolling Interests	110	83	38	50	8.61	-68	1.31	36	30	-88	-94	-74	21	141	122	97	–
Minority Interest in Earnings	–	–	–	–	0	0	-1.23	-0.99	-1.65	-7.69	-5.04	-6.32	-1.30	–	–	–	–
Net Income	110	83	38	50	8.61	-68	2.54	37	31	-81	-89	-68	22	137	122	97	68
Net Income to Common	110	83	38	50	8.61	-68	–	–	–	–	–	–	–	–	–	–	–
EPS (Basic)(per share)	1.91	1.51	0.69	0.89	0.15	-1.24	0.05	0.68	0.58	-1.49	-1.64	-1.25	0.41	2.69	2.45	1.98	1.45
EPS (Diluted)(per share)	1.42	1.10	0.53	0.70	0.15	-1.24	0.05	0.64	0.58	-1.49	-1.64	-1.25	0.41	2.67	2.43	1.96	1.42
Shares Outstanding (Basic, Weighted)(shares)	57	55	56	56	56	55	55	54	54	54	54	54	54	51	50	49	47
Shares Outstanding (Diluted, Weighted)(shares)	83	84	81	82	56	55	56	58	54	54	54	54	54	51	50	50	48
EBITDA	182	146	124	107	62	-18	76	93	77	58	21	57	114	221	194	–	–
Net Interest Income	–	–	–	–	–	–	–	–	–	–	–	-27	-15	1.55	-1.65	-1.20	–
Provision for Credit Losses	–	–	–	–	–	–	–	–	1.99	1.97	3.13	2.45	14	43	37	34	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: 58.6%
Operating margin: 13.9%
Net margin: 10.0%
Return on equity, FY2025: –

Financial strength

Current ratio: 4.81
Debt to equity: 0.45
Debt to assets: 24.0%
Cash to current liabilities: 134.0%

Valuation

P/E ratio: 16.7
Price to sales: 1.72
Price to book: 2.34
Dividend yield: –