Encore Capital Group Inc (ECPG) stock
ECPGNasdaqShort-Term Business Credit InstitutionsFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 4, 2026Score 10/3025% below fair value
$109.86−2.49 (-2.22%)
Close on Nov 12, 2026Market cap $2.33BP/E 7.0Yield –
Encore Capital total debt
Total debt is short-term plus long-term borrowings on the balance sheet at the end of each period.
Encore Capital's total debt was $4.03B at Dec 31, 2025. For fiscal 2025 it was $4.03B, up 8.7% from the year before. Over ten years it grew 2.3% a year on average. The highest annual figure on record is $4.03B in fiscal 2025.
Annual total debt
| Period | Period end | Value | Change |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $4.03B | +8.7% |
| FY2024 | Dec 31, 2024 | $3.71B | +10.5% |
| FY2023 | Dec 31, 2023 | $3.36B | +14.2% |
| FY2022 | Dec 31, 2022 | $2.94B | -3.7% |
| FY2021 | Dec 31, 2021 | $3.06B | -9.4% |
| FY2020 | Dec 31, 2020 | $3.37B | -5.9% |
| FY2019 | Dec 31, 2019 | $3.59B | +0.3% |
| FY2018 | Dec 31, 2018 | $3.58B | +1.4% |
| FY2017 | Dec 31, 2017 | $3.53B | +23.2% |
| FY2016 | Dec 31, 2016 | $2.86B | -10.7% |
| FY2015 | Dec 31, 2015 | $3.21B | +16.3% |
| FY2014 | Dec 31, 2014 | $2.76B | +49.1% |
| FY2013 | Dec 31, 2013 | $1.85B | – |
Quarterly total debt
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change |
|---|---|---|---|
| Q4 FY2025 | Dec 31, 2025 | $4.03B | +32.0% |
| Q4 FY2024 | Dec 31, 2024 | $3.71B | +10.0% |
| Q4 FY2023 | Dec 31, 2023 | $3.36B | -6.4% |
| Q4 FY2022 | Dec 31, 2022 | $2.94B | -17.7% |
| Q4 FY2021 | Dec 31, 2021 | $3.06B | -13.4% |
| Q4 FY2020 | Dec 31, 2020 | $3.37B | +17.8% |
| Q4 FY2019 | Dec 31, 2019 | $3.59B | – |
| Q4 FY2018 | Dec 31, 2018 | $3.58B | – |
| Q4 FY2017 | Dec 31, 2017 | $3.53B | – |
| Q4 FY2016 | Dec 31, 2016 | $2.86B | – |
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