Encore Capital vs Klarna
ECPG and KLAR side by side. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How ECPG and KLAR compare
Encore Capital grew revenue faster over the last twelve months (27.2% versus 24.8% for Klarna).
Encore Capital scores higher on the StockData Score (10 against 1 for Klarna), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | ECPG | KLAR |
|---|---|---|
| Size and price | ||
| Market cap | $2.4B | – |
| Share price | $112.35 | $13.47 |
| Change, 1 year | 127% | −63.3% |
| Change, 5 years | 90.7% | – |
| Beta (5Y) | 0.84 | 2.13 |
| Employees | 7,350 | – |
| StockData Score | ||
| Total score | 10 (better) | 1 |
| Valuation score | 5 (better) | 0 |
| Growth score | 2 (better) | 1 |
| Performance score | 3 (better) | 0 |
| Health score | 0 | 0 |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | 7.2× | – |
| P/S | 1.2× | – |
| EV/EBITDA | 2.8× | – |
| P/FCF | 15.7× | – |
| PEG | 0.53 | – |
| FCF yield | 6.4% | – |
| Fair value | $149.18 | – |
| Margin of safety | 24.7% | – |
| Growth | ||
| Revenue growth (TTM) | 27.2% (better) | 24.8% |
| Revenue growth, 5Y average | 3.3% | – |
| EPS growth (TTM) | – | −8000% |
| EPS growth, 5Y average | 10.3% | – |
| Profitability | ||
| Operating margin | 39.0% (better) | −6.6% |
| Net margin | 17.7% | – |
| FCF margin | 7.6% (better) | −29.5% |
| Financial health | ||
| Interest coverage | 2.6× (better) | −0.3× |
| Altman Z-score | 1.41 | – |
| Piotroski F-score | 6 | – |
| Dividends and buybacks | ||
| Shareholder yield | 0.00% | – |
| Ownership | ||
| Held by institutions | 105% | – |
| Held by insiders | 5.2% | 23.3% |
| Insider net buying, 12 months | −$1.8M | $10.0M (better) |
| Short interest, % of float | 4.2% | 13.2% |
Go deeper
- ECPG stock overview
- ECPG income statement
- ECPG valuation and score
- KLAR stock overview
- KLAR income statement
- KLAR valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.