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Encore Capital Group Inc (ECPG) stock

ECPGNasdaqShort-Term Business Credit InstitutionsFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 4, 2026Score 10/3025% below fair value
$109.86−2.49 (-2.22%)

Close on Nov 12, 2026Market cap $2.33BP/E 7.0Yield –

Earnings

Encore Capital's quarterly results as reported in its earnings releases, with the company's own outlook. Hover a number to see the sentence it came from.

Next report
Feb 24, 2027
Q4 FY2026 · estimated, after the close
Revenue, Q3 FY2026
$544.54M
+18.3% on a year earlier
EPS, Q3 FY2026
$5.57
$3.17 a year earlier
Latest guidance
Raised
Nov 4, 2026 · 3 items

Quarterly results

Revenue and earnings per share from each of Encore Capital's earnings releases, newest first

QuarterReportedRevenueYoYEPSSource
Q4 FY2026ended Dec 31, 2026Feb 24, 2027Expected––––
Q3 FY2026ended Sep 30, 2026Nov 4, 2026after the close$544.54M+18.3%$5.57Release
Q2 FY2026ended Jun 30, 2026Aug 5, 2026after the close$491.87M+11.3%$2.81Release
Q1 FY2026ended Mar 31, 2026May 6, 2026after the close$475.41M+21.0%$3.86Release
Q4 FY2025ended Dec 31, 2025Feb 25, 2026after the close$473.55M+78.3%$3.37Release
Q3 FY2025ended Sep 30, 2025Nov 5, 2025after the close$460.35M+25.4%$3.17Release
Q2 FY2025ended Jun 30, 2025Aug 6, 2025after the close$442.12M+24.4%$2.49Release
Q1 FY2025ended Mar 31, 2025May 7, 2025after the close$392.78M+19.6%$1.93Release
Q4 FY2024ended Dec 31, 2024Feb 26, 2025after the close$265.62M-4.2%-$9.42Release
Q3 FY2024ended Sep 30, 2024Nov 6, 2024after the close$367.07M+18.6%$1.26Release
Q2 FY2024ended Jun 30, 2024Aug 7, 2024after the close$355.29M+10.0%$1.34Release
Q1 FY2024ended Mar 31, 2024May 8, 2024after the close$328.39M+5.0%$0.95Release

Figures as first announced; later restatements appear under Financials. Expected dates are estimated from the company's past reporting pattern.

Current guidance

Encore Capital's latest outlook for periods it has not reported yet, compared with what it said before

MetricPeriodGuidanceBeforeChangeGiven
EPSFY2026$15.50 – $16.00–NewNov 4, 2026
EPSFY2026$13.00 – $14.00$12.00RaisedAug 5, 2026
global collectionsFY2026$2.90B – $2.95B–RaisedNov 4, 2026
global collectionsFY2026$2.70B–RaisedFeb 25, 2026
global portfolio purchasesFY2026$1.50B – $1.55B–NewNov 4, 2026
global portfolio purchasesFY2026$1.40B – $1.50B–NewFeb 25, 2026
portfolio purchasingFY2026$1.40B – $1.50B–LoweredAug 5, 2026

Guidance history

Every forecast Encore Capital put in an earnings release, newest first

GivenMetricPeriodGuidanceChange
Nov 4, 2026EPSFY2026$15.50 – $16.00New
Nov 4, 2026global portfolio purchasesFY2026$1.50B – $1.55BNew
Nov 4, 2026global collectionsFY2026$2.90B – $2.95BRaised
Aug 5, 2026EPSFY2026$13.00 – $14.00Raised
Aug 5, 2026portfolio purchasingFY2026$1.40B – $1.50BLowered
Feb 25, 2026earnings per shareFY2026$12.00New
Feb 25, 2026global portfolio purchasesFY2026$1.40B – $1.50BNew
Feb 25, 2026global collectionsFY2026$2.70BRaised
Nov 5, 2025collections year-over-year growthFY2025+18%New
Nov 5, 2025collectionsFY2025$2.55BNew
Aug 6, 2025year-over-year growthFY2025+15.5%Raised
Aug 6, 2025collectionsFY2025$2.50BRaised
May 7, 2025year-over-year collections growthFY2025+11%Reaffirmed
May 7, 2025global portfolio purchasingFY2025$1.35BLowered
May 7, 2025collectionsFY2025$2.40BRaised
Feb 26, 2025global collectionsFY2025+11%New
Feb 26, 2025global collectionsFY2025$2.40BNew
Nov 6, 2024year-over-year collections growthFY2024+15%Raised
Nov 6, 2024global portfolio purchasingFY2024$1.25BLowered
Nov 6, 2024collectionsFY2024$2.13BRaised

Read from the company's earnings releases; each figure links to its sentence on hover. “Raised” and “Lowered” compare with the previous range for the same metric and period.

Press releases

Releases Encore Capital filed with the SEC as exhibits to Form 8-K or 6-K

  1. Encore Capital Group Announces Third Quarter 2026 Financial Results
    Results
  2. Encore Capital Group Announces Second Quarter 2026 Financial Results
    Results
  3. Encore Capital Group Announces Redemption of All Outstanding 4.00% Convertible Senior Notes Due 2029
    Update
  4. Encore Capital Group, Inc. Announces Proposed Senior Secured Floating Rate Notes Offering
    News
  5. Encore Capital Group, Inc. Announces Pricing of Upsized Senior Secured Floating Rate Notes Offering
    News
  6. Encore Capital Group, Inc. Announces Proposed Senior Secured Notes Offering
    News
  7. Encore Capital Group, Inc. Announces Pricing of Upsized Senior Secured Notes Offering
    News
  8. Encore Capital Group Announces First Quarter 2026 Financial Results
    Results
  9. Encore Capital Group Announces Fourth Quarter and Full-Year 2025 Financial Results
    Results
  10. Third Quarter 2025 Investor Presentation Encore Capital Group, Inc. November 5, 2025
    Update
  11. Encore Capital Group Announces Third Quarter 2025 Financial Results
    Results
  12. Encore Capital Group, Inc. Announces Proposed Senior Secured Notes Offering
    News
  13. Encore Capital Group, Inc. Announces Pricing of Upsized Senior Secured Notes Offering
    News
  14. Second Quarter 2025 Investor Presentation Encore Capital Group, Inc. August 6, 2025 Exhibit 99.1
    Update
  15. Encore Capital Group Announces Second Quarter 2025 Financial Results
    Results

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