Encore Capital Group Inc (ECPG) stock
ECPGNasdaqShort-Term Business Credit InstitutionsFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 4, 2026Score 11/3027% below fair value
$109.49−0.37 (-0.34%)
Close on Nov 13, 2026Market cap $2.32BP/E 7.0Yield –
Encore Capital operating cash flow
Operating cash flow is the cash the business generates from its day-to-day operations.
Encore Capital's operating cash flow for the twelve months ending Sep 30, 2026 was $176.44M, up 10.3% year over year. For fiscal 2025 it was $153.20M, down 1.9% from the year before. Over ten years it grew 2.8% a year on average. The highest annual figure on record is $312.86M in fiscal 2020.
Annual operating cash flow
| Period | Period end | Value | Change |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $153.20M | -1.9% |
| FY2024 | Dec 31, 2024 | $156.17M | +2.1% |
| FY2023 | Dec 31, 2023 | $152.99M | -27.4% |
| FY2022 | Dec 31, 2022 | $210.68M | -30.5% |
| FY2021 | Dec 31, 2021 | $303.05M | -3.1% |
| FY2020 | Dec 31, 2020 | $312.86M | +27.8% |
| FY2019 | Dec 31, 2019 | $244.73M | +31.0% |
| FY2018 | Dec 31, 2018 | $186.79M | +50.9% |
| FY2017 | Dec 31, 2017 | $123.82M | -5.0% |
| FY2016 | Dec 31, 2016 | $130.33M | +12.2% |
| FY2015 | Dec 31, 2015 | $116.15M | +4.1% |
| FY2014 | Dec 31, 2014 | $111.54M | +49.2% |
| FY2013 | Dec 31, 2013 | $74.78M | -24.1% |
| FY2012 | Dec 31, 2012 | $98.52M | +16.5% |
| FY2011 | Dec 31, 2011 | $84.58M | +12.1% |
| FY2010 | Dec 31, 2010 | $75.48M | -1.4% |
| FY2009 | Dec 31, 2009 | $76.52M | – |
Quarterly operating cash flow
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change |
|---|---|---|---|
| Q3 FY2026 | Sep 30, 2026 | $106.68M | +30.8% |
| Q2 FY2026 | Jun 30, 2026 | -$29.38M | -408.5% |
| Q1 FY2026 | Mar 31, 2026 | $82.33M | +81.8% |
| Q4 FY2025 | Dec 31, 2025 | $16.81M | -28.6% |
| Q3 FY2025 | Sep 30, 2025 | $81.58M | +77.6% |
| Q2 FY2025 | Jun 30, 2025 | $9.52M | -73.3% |
| Q1 FY2025 | Mar 31, 2025 | $45.28M | -11.2% |
| Q4 FY2024 | Dec 31, 2024 | $23.54M | -36.0% |
| Q3 FY2024 | Sep 30, 2024 | $45.93M | -14.3% |
| Q2 FY2024 | Jun 30, 2024 | $35.71M | +33.7% |
| Q1 FY2024 | Mar 31, 2024 | $50.98M | +42.0% |
| Q4 FY2023 | Dec 31, 2023 | $36.78M | -34.1% |
| Q3 FY2023 | Sep 30, 2023 | $53.59M | -4.9% |
| Q2 FY2023 | Jun 30, 2023 | $26.71M | -39.3% |
| Q1 FY2023 | Mar 31, 2023 | $35.91M | -34.1% |
| Q4 FY2022 | Dec 31, 2022 | $55.81M | -38.7% |
| Q3 FY2022 | Sep 30, 2022 | $56.35M | -10.6% |
| Q2 FY2022 | Jun 30, 2022 | $44.00M | -44.9% |
| Q1 FY2022 | Mar 31, 2022 | $54.53M | -21.1% |
| Q4 FY2021 | Dec 31, 2021 | $91.06M | +44.8% |
| Q3 FY2021 | Sep 30, 2021 | $63.03M | +56.5% |
| Q2 FY2021 | Jun 30, 2021 | $79.85M | -42.5% |
| Q1 FY2021 | Mar 31, 2021 | $69.12M | -2.4% |
| Q4 FY2020 | Dec 31, 2020 | $62.88M | +31.6% |
| Q3 FY2020 | Sep 30, 2020 | $40.27M | -54.3% |
| Q2 FY2020 | Jun 30, 2020 | $138.91M | +42.0% |
| Q1 FY2020 | Mar 31, 2020 | $70.81M | +544.2% |
| Q4 FY2019 | Dec 31, 2019 | $47.79M | -28.4% |
| Q3 FY2019 | Sep 30, 2019 | $88.13M | +293.5% |
| Q2 FY2019 | Jun 30, 2019 | $97.83M | +1.3% |
| Q1 FY2019 | Mar 31, 2019 | $10.99M | +968.1% |
| Q4 FY2018 | Dec 31, 2018 | $66.77M | +58.5% |
| Q3 FY2018 | Sep 30, 2018 | $22.40M | +115.3% |
| Q2 FY2018 | Jun 30, 2018 | $96.60M | +118.9% |
| Q1 FY2018 | Mar 31, 2018 | $1.03M | -96.2% |
| Q4 FY2017 | Dec 31, 2017 | $42.13M | -6.5% |
| Q3 FY2017 | Sep 30, 2017 | $10.40M | – |
| Q2 FY2017 | Jun 30, 2017 | $44.13M | – |
| Q1 FY2017 | Mar 31, 2017 | $27.16M | – |
| Q4 FY2016 | Dec 31, 2016 | $45.06M | – |
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