CINFNasdaqFire, Marine & Casualty InsuranceFiscal year ends December 31
CINCINNATI FINANCIAL CORP
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 27, 2026
$169.89−1.36 (-0.79%)
Close on Oct 19, 2026
- Market cap
- $26.45B
- P/E (TTM)
- 8.0
- Dividend yield
- 2.05%
Cincinnati Financial statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Fire, Marine & Casualty Insurance companies for comparison
Valuation
| Measure | Cincinnati Financial | Industry median |
|---|---|---|
| Market Cap | $26.07B | $3.25B |
| Enterprise Value | $25.04B | $2.52B |
| PE Ratio | 8.01 | 10.32 |
| PS Ratio | 1.87 | 1.08 |
| PB Ratio | 1.56 | 1.48 |
| P/TBV Ratio | 1.56 | 1.56 |
| P/FCF Ratio | 7.67 | 7.95 |
| P/OCF Ratio | 7.63 | 7.31 |
Enterprise value
| Measure | Cincinnati Financial | Industry median |
|---|---|---|
| EV / Sales | 1.79 | 0.93 |
| EV / FCF | 7.37 | 7.33 |
Income (trailing twelve months)
| Measure | Cincinnati Financial | Industry median |
|---|---|---|
| Revenue | $13.95B | $4.57B |
| Pretax Income | $4.16B | $589.53M |
| Net Income | $3.33B | $470.80M |
| EPS (Diluted) | $21.20 | $4.71 |
Margins
| Measure | Cincinnati Financial | Industry median |
|---|---|---|
| Pretax Margin | 29.8% | 13.7% |
| Profit Margin | 23.8% | 10.7% |
| FCF Margin | 24.4% | 17.5% |
Returns
| Measure | Cincinnati Financial | Industry median |
|---|---|---|
| Return on Equity (ROE) | 21.5% | 13.9% |
| Return on Assets (ROA) | 8.11% | 3.31% |
Growth
| Measure | Cincinnati Financial | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 19.6% | 8.06% |
| Net Income Growth (YoY) | 82.8% | 25.1% |
| EPS Growth (YoY) | 83.9% | 27.7% |
| FCF Growth (YoY) | 31.4% | 7.71% |
| Revenue Growth (3Y CAGR) | 24.4% | 9.53% |
| Revenue Growth (5Y CAGR) | 10.9% | 8.29% |
| EPS Growth (5Y CAGR) | 15.2% | 15.2% |
Balance sheet
| Measure | Cincinnati Financial | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $1.89B | $482.49M |
| Total Debt | $859.00M | $859.00M |
| Net Cash (Debt) | $1.03B | $300.85M |
| Net Cash Per Share | $6.73 | $5.27 |
| Equity (Book Value) | $16.67B | $3.63B |
| Book Value Per Share | $108.62 | $41.34 |
| Tangible Book Value | $16.67B | $2.59B |
Financial position
| Measure | Cincinnati Financial | Industry median |
|---|---|---|
| Debt / Equity | 0.05 | 0.27 |
| Debt / FCF | 0.25 | 2.10 |
Cash flow (trailing twelve months)
| Measure | Cincinnati Financial | Industry median |
|---|---|---|
| Operating Cash Flow | $3.42B | $631.50M |
| Capital Expenditures | -$17.00M | -$11.90M |
| Free Cash Flow | $3.40B | $661.55M |
| FCF Per Share | $22.15 | $8.91 |
Efficiency
| Measure | Cincinnati Financial | Industry median |
|---|---|---|
| Asset Turnover | 0.34 | 0.27 |
| Revenue Per Employee | $2.45M | $1.73M |
| Profits Per Employee | $583.17K | $208.67K |
| Employee Count | 5,705 | 1,341 |
Dividends and yields
| Measure | Cincinnati Financial | Industry median |
|---|---|---|
| Earnings Yield | 12.8% | 9.51% |
| FCF Yield | 13.0% | 12.5% |
| Dividend Yield | 2.05% | 2.02% |
| Buyback Yield | 2.14% | 2.89% |
| Shareholder Yield | 4.19% | 4.63% |
| Dividend Per Share | $3.48 | $1.75 |
| Dividend Growth (YoY) | 7.41% | 4.86% |
| Years of Dividend Growth | 7 | 3 |
| Payout Ratio | 16.3% | 20.2% |
| FCF Payout Ratio | 16.0% | 16.0% |
Shares
| Measure | Cincinnati Financial | Industry median |
|---|---|---|
| Shares Outstanding | 153,478,000 | 65,596,200 |
| Shares Change (YoY) | -0.33% | -1.19% |
| Float | 150,492,000 | 56,719,400 |
| Shares Held by Insiders | 1.95% | 3.34% |
| Shares Held by Institutions | 72.7% | 85.3% |
Taxes
| Measure | Cincinnati Financial | Industry median |
|---|---|---|
| Income Tax | $828.00M | $105.00M |
| Effective Tax Rate | 19.9% | 19.8% |
Scores
| Measure | Cincinnati Financial | Industry median |
|---|---|---|
| Graham Number | $227.62 | $76.86 |
| Graham Upside | 34.0% | 20.9% |
| Altman Z-Score | 1.49 | 0.87 |
| Piotroski F-Score | 6 | 5 |
Calculated by StockData from Cincinnati Financial's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.