Cincinnati Financial Corp (CINF) stock
CINFNasdaqFire, Marine & Casualty InsuranceFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 26, 2026Score 14/3010% above fair value
$189.65−0.66 (-0.35%)
Close on Nov 13, 2026Market cap $29.11BP/E 11.1Yield 1.83%
Cincinnati Financial profit margin
Profit margin (net margin) is net income as a percentage of revenue.
Cincinnati Financial's profit margin for the twelve months ending Sep 30, 2026 was 20.1%. For fiscal 2025 it was 18.9%, against 20.2% the year before. The highest annual figure on record is 30.8% in fiscal 2021.
Annual profit margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 18.9% | −1.3 |
| FY2024 | Dec 31, 2024 | 20.2% | +1.8 |
| FY2023 | Dec 31, 2023 | 18.4% | +25.8 |
| FY2022 | Dec 31, 2022 | -7.4% | −38.3 |
| FY2021 | Dec 31, 2021 | 30.8% | +14.7 |
| FY2020 | Dec 31, 2020 | 16.1% | −9.1 |
| FY2019 | Dec 31, 2019 | 25.2% | +19.9 |
| FY2018 | Dec 31, 2018 | 5.3% | −12.9 |
| FY2017 | Dec 31, 2017 | 18.2% | +7.4 |
| FY2016 | Dec 31, 2016 | 10.8% | −1.5 |
| FY2015 | Dec 31, 2015 | 12.3% | +1.7 |
| FY2014 | Dec 31, 2014 | 10.6% | −0.8 |
| FY2013 | Dec 31, 2013 | 11.4% | +1.2 |
| FY2012 | Dec 31, 2012 | 10.2% | +5.9 |
| FY2011 | Dec 31, 2011 | 4.3% | −5.6 |
| FY2010 | Dec 31, 2010 | 9.9% | −1.1 |
| FY2009 | Dec 31, 2009 | 11.1% | −0.2 |
| FY2008 | Dec 31, 2008 | 11.2% | – |
Quarterly profit margin
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q3 FY2026 | Sep 30, 2026 | 15.1% | −15.0 |
| Q2 FY2026 | Jun 30, 2026 | 29.4% | +8.3 |
| Q1 FY2026 | Mar 31, 2026 | 9.6% | +13.1 |
| Q4 FY2025 | Dec 31, 2025 | 21.9% | +5.9 |
| Q3 FY2025 | Sep 30, 2025 | 30.1% | +5.4 |
| Q2 FY2025 | Jun 30, 2025 | 21.1% | +8.8 |
| Q1 FY2025 | Mar 31, 2025 | -3.5% | −29.2 |
| Q4 FY2024 | Dec 31, 2024 | 16.0% | −19.3 |
| Q3 FY2024 | Sep 30, 2024 | 24.7% | +30.2 |
| Q2 FY2024 | Jun 30, 2024 | 12.3% | −8.2 |
| Q1 FY2024 | Mar 31, 2024 | 25.7% | +15.7 |
| Q4 FY2023 | Dec 31, 2023 | 35.3% | +2.7 |
| Q3 FY2023 | Sep 30, 2023 | -5.5% | +24.0 |
| Q2 FY2023 | Jun 30, 2023 | 20.5% | +120.3 |
| Q1 FY2023 | Mar 31, 2023 | 10.0% | +31.9 |
| Q4 FY2022 | Dec 31, 2022 | 32.5% | −12.4 |
| Q3 FY2022 | Sep 30, 2022 | -29.5% | −38.1 |
| Q2 FY2022 | Jun 30, 2022 | -99.8% | −130.4 |
| Q1 FY2022 | Mar 31, 2022 | -21.8% | −49.7 |
| Q4 FY2021 | Dec 31, 2021 | 45.0% | +6.0 |
| Q3 FY2021 | Sep 30, 2021 | 8.6% | −13.2 |
| Q2 FY2021 | Jun 30, 2021 | 30.6% | −2.9 |
| Q1 FY2021 | Mar 31, 2021 | 27.8% | −1.2 |
| Q4 FY2020 | Dec 31, 2020 | 38.9% | +24.4 |
| Q3 FY2020 | Sep 30, 2020 | 21.7% | −0.6 |
| Q2 FY2020 | Jun 30, 2020 | 33.5% | +1.3 |
| Q4 FY2019 | Dec 31, 2019 | 29.1% | +92.8 |
| Q3 FY2019 | Sep 30, 2019 | 14.6% | −14.3 |
| Q2 FY2019 | Jun 30, 2019 | 22.4% | +8.4 |
| Q1 FY2019 | Mar 31, 2019 | 32.2% | +34.7 |
| Q4 FY2018 | Dec 31, 2018 | -63.7% | −109.2 |
| Q3 FY2018 | Sep 30, 2018 | 28.9% | +21.7 |
| Q2 FY2018 | Jun 30, 2018 | 13.9% | +6.7 |
| Q1 FY2018 | Mar 31, 2018 | -2.5% | −15.7 |
| Q4 FY2017 | Dec 31, 2017 | 45.5% | +37.9 |
| Q3 FY2017 | Sep 30, 2017 | 7.2% | – |
| Q2 FY2017 | Jun 30, 2017 | 7.2% | – |
| Q1 FY2017 | Mar 31, 2017 | 13.2% | – |
| Q4 FY2016 | Dec 31, 2016 | 7.6% | – |
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