Cincinnati Financial Corp (CINF) stock
CINFNasdaqFire, Marine & Casualty InsuranceFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 26, 2026Score 14/3010% above fair value
$189.65−0.66 (-0.35%)
Close on Nov 13, 2026Market cap $29.11BP/E 11.1Yield 1.83%
Cincinnati Financial statistics
95 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Feb 8, 2027 (estimated, during market hours)
- Last ex-dividend date
- Sep 23, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.80
- 1.74
- P/OCF Ratio
- 9.41
- 7.15
Enterprise valuationIndustry
- EV / Sales
- 2.15
- 0.97
- EV / FCF
- 9.29
- 7.00
Share statisticsIndustry
- Shares Change (YoY)
- -0.78%
- -1.32%
- Float
- 151M
- 57M
- Shares Held by Insiders
- 1.96%
- 3.33%
- Shares Held by Institutions
- 72.7%
- 84.6%
Short sellingIndustry
- Short Interest
- 4M
- –
- Short Interest Change
- -0.75%
- -2.56%
- Short % of Float
- 2.67%
- 3.81%
- Short % of Shares Outstanding
- 2.62%
- 3.02%
- Days to Cover
- 5.42
- 4.05
Stock price statisticsIndustry
- 52-Week High
- $195.72
- –
- 52-Week Low
- $153.40
- –
- 20-Day Moving Average
- $182.48
- –
- 50-Day Moving Average
- $172.60
- –
- 200-Day Moving Average
- $169.54
- –
- Average True Range (14)
- $3.64
- –
- Price Change (1 Week)
- 2.25%
- 2.21%
- Price Change (1 Month)
- 13.4%
- 4.21%
- Price Change (3 Months)
- 10.9%
- 2.03%
- Price Change (6 Months)
- 14.0%
- 11.0%
- Price Change (YTD)
- 16.1%
- 8.86%
- Price Change (1 Year)
- 13.6%
- 10.7%
- Price Change (3 Years)
- 85.6%
- 42.9%
- Price Change (5 Years)
- 55.3%
- 42.3%
- Price Change (10 Years)
- 162.0%
- 113.0%
- Average Volume (10 Days)
- 664,865
- –
- Average Volume (20 Days)
- 704,205
- –
- Average Volume (90 Days)
- 662,752
- –
- Relative Volume
- 0.75
- 0.73
- Relative Strength Index (14)
- 68.9
- 56.3
- Volatility (1 Year)
- 20.6%
- 28.3%
- Beta (5 Years)
- 0.54
- 0.60
MarginsIndustry
- Pretax Margin
- 24.8%
- 13.5%
- FCF Margin
- 23.2%
- 18.5%
Returns on capitalIndustry
- Return on Equity (ROE)
- 16.9%
- 13.9%
- Return on Assets (ROA)
- 6.41%
- 2.97%
Financial positionIndustry
- Debt / Equity
- 0.05
- 0.32
- Debt / FCF
- 0.28
- 2.32
GrowthIndustry
- Revenue Growth (YoY)
- 9.91%
- 6.46%
- Net Income Growth (YoY)
- 25.5%
- 11.9%
- EPS Growth (YoY)
- 26.9%
- 12.7%
- FCF Growth (YoY)
- 10.3%
- 9.52%
- Revenue Growth (3Y CAGR)
- 24.4%
- 9.53%
- Revenue Growth (5Y CAGR)
- 10.9%
- 8.29%
- EPS Growth (5Y CAGR)
- 15.2%
- 15.2%
EfficiencyIndustry
- Asset Turnover
- 0.32
- 0.27
- Revenue Per Employee
- $2.33M
- $1.80M
- Profits Per Employee
- $466.96K
- $182.48K
- Employee Count
- 5,705
- 1,341
- WACC
- 7.74%
- 8.10%
Income statement (TTM)Industry
- Pretax Income
- $3.30B
- $617.47M
Balance sheetIndustry
- Net Cash (Debt)
- $522.00M
- $331.32M
- Net Cash Per Share
- $3.40
- $5.43
- Equity (Book Value)
- $16.18B
- $3.44B
- Book Value Per Share
- $105.41
- $37.80
- Tangible Book Value
- $16.18B
- $2.32B
Cash flow (TTM)Industry
- Capital Expenditures
- -$16.00M
- -$9.40M
- FCF Per Share
- $20.05
- $8.18
Dividends and yieldsIndustry
- Earnings Yield
- 9.15%
- 8.85%
- FCF Yield
- 10.6%
- 12.2%
- Dividend Yield
- 1.83%
- 1.88%
- Buyback Yield
- 1.71%
- 3.22%
- Shareholder Yield
- 3.55%
- 4.26%
- Dividend Per Share
- $3.48
- $1.75
- Dividend Growth (YoY)
- 7.41%
- 4.86%
- Years of Dividend Growth
- 7
- 3
- Payout Ratio
- 20.7%
- 20.1%
- FCF Payout Ratio
- 17.9%
- 17.9%
Taxes and interestIndustry
- Interest Expense
- $52.00M
- $77.46M
- Income Tax
- $631.00M
- $107.00M
- Effective Tax Rate
- 19.2%
- 20.0%
Scores and fair valueIndustry
- Graham Number
- $201.09
- $76.72
- Graham Upside
- 6.03%
- 11.3%
- Altman Z-Score
- 1.57
- 0.94
- Piotroski F-Score
- 6
- 5
- Lynch Fair Value
- $258.47
- –
- Lynch Upside
- 36.3%
- 74.7%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | CINF | S&P 500 | Difference | CINF per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +14.5% | -3.0% | +17.5 pts | ||
| 3 months | +10.5% | -2.8% | +13.2 pts | ||
| Year to date | +18.1% | +11.5% | +6.6 pts | ||
| 1 year | +16.8% | +13.5% | +3.3 pts | ||
| 3 years | +105.6% | +77.7% | +27.9 pts | +27.2% | +21.1% |
| 5 years | +75.8% | +72.6% | +3.2 pts | +11.9% | +11.5% |
| 10 years | +245.3% | +308.2% | −62.9 pts | +13.2% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
4M CINF shares were sold short on Oct 30, 2026, down 0.7% from the previous report, or 2.67% of the shares available to trade. At recent volumes it would take 5.4 days to buy them back. Over the last 20 sessions, 72.0% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 4,025,783 | -0.7% | 742,555 | 5.4 |
| Oct 15, 2026 | 4,056,044 | -6.9% | 521,119 | 7.8 |
| Sep 30, 2026 | 4,357,556 | +15.9% | 876,964 | 5.0 |
| Sep 15, 2026 | 3,759,762 | +4.0% | 466,153 | 8.1 |
| Aug 31, 2026 | 3,616,215 | +3.8% | 429,770 | 8.4 |
| Aug 14, 2026 | 3,483,567 | -5.8% | 501,470 | 7.0 |
| Jul 31, 2026 | 3,696,781 | +8.4% | 933,544 | 4.0 |
| Jul 15, 2026 | 3,411,598 | -14.6% | 955,766 | 3.6 |
| Jun 30, 2026 | 3,996,675 | +23.2% | 1,080,968 | 3.7 |
| Jun 15, 2026 | 3,244,810 | +9.6% | 700,761 | 4.6 |
| May 29, 2026 | 2,960,919 | +1.3% | 550,706 | 5.4 |
| May 15, 2026 | 2,923,441 | +4.2% | 638,658 | 4.6 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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