CINCINNATI FINANCIAL CORP
Close on Oct 19, 2026
- Market cap
- $26.45B
- P/E (TTM)
- 8.0
- Dividend yield
- 2.05%
About Cincinnati Financial
Fire, Marine & Casualty Insurance, SIC 6331
Cincinnati Financial Corporation offers property, casualty, and life insurance alongside related financial services. The company conducts business through primary segments including commercial lines, personal lines, and excess and surplus lines insurance. Its commercial offerings encompass commercial casualty, commercial property, commercial auto, and workers' compensation coverage. On the personal side, it provides homeowner and personal auto insurance policies. Additionally, the company administers annuity contracts, life and health insurance reserves, and specialty underwriting activities. Products and services are delivered to policyholders and business clients primarily through independent insurance agencies.
The organization's operations span various domestic jurisdictions across the United States—specifically including operations in Ohio—along with international underwriting presence through Cincinnati Global Underwriting and MSP Underwriting. The company maintains an extensive investment portfolio comprising corporate bonds, government and agency obligations, mortgage-backed securities, and equity holdings. Specific founding year and headquarters locations are not stated in the provided text.
Summary of the business section of Cincinnati Financial's latest annual report, written by StockData.
Company profile
Company
- Legal name
- CINCINNATI FINANCIAL CORP
- Founded
- 1950
- Headquarters
- Fairfield, OH
- Address
- 6200 S Gilmore Rd 45014
- Phone
- (513) 870-2000
- Website
- www.cinfin.com
- Employees
- 5,705, Dec 31, 2025
- Industry
- Fire, Marine & Casualty Insurance
- Incorporated in
- Ohio
- Fiscal year ends
- December 31
- Auditor
- DELOITTE & TOUCHE LLP, Cincinnati, Ohio
Stock & identifiers
- Ticker
- CINF
- Exchange
- Nasdaq
- Shares outstanding
- 153M, Jul 22, 2026
- Public float
- $22.85B, Jun 30, 2025
- Filer category
- Large accelerated filer
- Stock splits
- 3-for-1, May 18, 1998; 3-for-1, May 18, 1992; 2-for-1, May 1, 1985
- SEC CIK
- 20286
- CUSIP
- 172062101
- ISIN
- US1720621010
- LEI
- 254900Q4WEDMZBOZ0002
- EIN
- 31-0746871
Executives and directors
Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years
| Name | Position | Shares owned |
|---|---|---|
| Steven J. Johnston | Chairman, Director | 226,537 |
| Stephen M. Spray | President & CEO, Director | 72,731 |
| John S. Kellington | EVP, Chief Info Off. -Sub | 144,588 |
| Luyang Fu | Sr. VP, Chief Actuary - Sub | 12,464 |
| Thomas Christopher Hogan | EVP/CLO & Corp Secretary | 19,843 |
| Roger A. Brown | Sr VP, COO - Subsidary | 79,152 |
| Michael J. Sewell | CFO, EVP & Treasurer | 150,285 |
| Teresa C. Cracas | EVP, Chief Risk Off. - Sub | 59,326 |
| Angela Ossello Delaney | Senior Vice President- Sub | 22,686 |
| Scott Alan Schuler | Senior Vice President - Sub | 1,583 |
| Chet Hogan Swisher | Senior Vice President - Sub | 5,823 |
| Dawn Shannon Chapel | Senior Vice President - Sub | 4,967 |
| Den Heuvel Will H. Van | Exec Vice President - Sub | 41,446 |
| Sean Michael Givler | Exec Vice President - Sub | 34,343 |
| Steven Anthony Soloria | EVP, Chief Investment Officer | 22,071 |
| Marc Jon Schambow | SrVP/Chief Claims Officer-Sub | 29,692 |
| Andrew Michael Schnell | Senior Vice President-Sub | 5,759 |
| Robert Philip Sandercox | Senior Vice President-Sub | 2,361 |
| Donald J. Doyle Jr | Sr Vice President - Subsidiary | 46,626 |
| Theresa A. Hoffer | Sr Vice President - Subsidiary | 42,751 |
| Dirk J. Debbink | Director | 94,712 |
| Charles Odell Schiff | Director | 1,140,758 |
| Lisa Marie Franchetti | Director | – |
| Cheng-Sheng Peter Wu | Director | 1,803 |
| David P. Osborn | Director | 64,605 |
CEO pay and shareholder return
Pay versus performance table from the proxy statement
| Fiscal year | CEO total pay | CEO pay actually paid | Other executives (avg) | Value of $100 invested | Peer group |
|---|---|---|---|---|---|
| FY2025 Stephen M.Spray | $5.94M | $7.85M | $2.99M | $211 | $222 |
| FY2025 Steven J.Johnston | $0 | $0 | $2.99M | $211 | $222 |
| FY2024 Stephen M.Spray | $8.78M | $12.67M | $4.32M | $182 | $203 |
| FY2024 Steven J.Johnston | $9.88M | $16.22M | $4.32M | $182 | $203 |
| FY2023 Stephen M.Spray | – | $0 | $4.04M | $128 | $152 |
| FY2023 Steven J. Johnston | $8.38M | $6.66M | $4.04M | $128 | $152 |
“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.
Employees
Headcount reported in annual reports
“At the end of 2025, we employed 5,705 associates, including 3,400 headquarters associates who provide support to 2,195 field associates and 110 associates at Cincinnati Global.”
Corporate history
Events identified from SEC filings
| Date | Event | Details |
|---|---|---|
| Sep 24, 2009 | Listing notice | Notice of delisting or failure to satisfy a listing rule (8-K Item 3.01) |
| Mar 21, 2005 | Merger | Registration of securities for a merger or exchange offer (S-4) |
| Feb 22, 2005 | Listing notice | Notice of delisting or failure to satisfy a listing rule (8-K Item 3.01) |
| Dec 20, 2004 | Merger | Registration of securities for a merger or exchange offer (S-4) |