Citigroup Inc
CNYSENational Commercial BanksFiscal year ends December 31Also trades as C.PN, C.PR
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026Score 11/307% above fair value
$123.10+0.46 (+0.38%)
Close on Nov 2, 2026Market cap $206.49BP/E 13.3Yield –
Citigroup U.S. Consumer Cards — Efficiency Ratio: 37.0% in 2025, unchanged from a year earlier.
Latest, 2025
37.00
Period ended Dec 31, 2025
Change on a year earlier
0.0 pts
37.00 in 2024
History
5 years
Since 2021
Sources
1
Citigroup Historical Quarterly Financial Data Supplement FY2021-FY2025 (Form 8-K EX-99.1, filed 2026-04-03)
Where the 2025 figure comes from
“|| Efficiency ratio | | 37% | | 38% | | 37% | | 37% | | 37% | | 36% | | 35% | | 39% | | 43% | | 44% | | 40% | | 37% | | 37%”
Annual history
Hover a value to see the sentence it was read from; calculated values show their formula
| Period | Ended | U.S. Consumer Cards — Efficiency Ratio | Year on year | Source |
|---|---|---|---|---|
| 2025 | Dec 31, 2025 | 37.00 | 0.0 pts | Citigroup Historical Quarterly Financial Data Supplement FY2021-FY2025 (Form 8-K EX-99.1, filed 2026-04-03) ↗ |
| 2024 | Dec 31, 2024 | 37.00 | -3.0 pts | Citigroup Historical Quarterly Financial Data Supplement FY2021-FY2025 (Form 8-K EX-99.1, filed 2026-04-03) ↗ |
| 2023 | Dec 31, 2023 | 40.00 | -4.0 pts | Citigroup Historical Quarterly Financial Data Supplement FY2021-FY2025 (Form 8-K EX-99.1, filed 2026-04-03) ↗ |
| 2022 | Dec 31, 2022 | 44.00 | +1.0 pts | Citigroup Historical Quarterly Financial Data Supplement FY2021-FY2025 (Form 8-K EX-99.1, filed 2026-04-03) ↗ |
| 2021 | Dec 31, 2021 | 43.00 | – | Citigroup Historical Quarterly Financial Data Supplement FY2021-FY2025 (Form 8-K EX-99.1, filed 2026-04-03) ↗ |
Cite this data
StockData. (2026). Citigroup U.S. Consumer Cards — Efficiency Ratio, annual 2021–2025 [Data set]. Compiled from Citigroup SEC filings and investor materials. https://stockdatahq.com/stocks/c/kpis/uscc-efficiency-ratio-pct
See every metric in the Citigroup KPI table. Data updated Oct 29, 2026.