Citigroup vs PNC Financial Services
C and PNC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How C and PNC compare
Citigroup is the larger company, worth 2.3 times as much as PNC Financial Services ($206B against $90.9B).
On earnings, PNC Financial Services is cheaper: it trades at 12.5× trailing earnings, against 13.3× for Citigroup.
PNC Financial Services grew revenue faster over the last twelve months (13.2% versus 10.2% for Citigroup).
Both pay dividends: Citigroup yields 2.0% and PNC Financial Services 3.2%.
Citigroup scores higher on the StockData Score (11 against 10 for PNC Financial Services), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | C | PNC |
|---|---|---|
| Size and price | ||
| Market cap | $206B | $90.9B |
| Share price | $122.64 | $227.86 |
| Change, 1 year | 23.7% | 25.9% |
| Change, 5 years | 83.1% | 10.0% |
| Beta (5Y) | 1.16 | 1.01 |
| Employees | 226K | 1,474 |
| StockData Score | ||
| Total score | 11 (better) | 10 |
| Valuation score | 2 | 2 |
| Growth score | 1 | 1 |
| Performance score | 2 (better) | 0 |
| Health score | 4 | 5 (better) |
| Dividend score | 2 | 2 |
| Valuation | ||
| P/E | 13.3× | 12.5× (better) |
| P/S | 2.3× (better) | 3.6× |
| P/B | 1.0× (better) | 1.4× |
| PEG | – | 2.02 |
| FCF yield | −11.9% | – |
| Fair value | $114.77 | $220.18 |
| Margin of safety | −6.9% | −3.5% (better) |
| Growth | ||
| Revenue growth (TTM) | 10.2% | 13.2% (better) |
| Revenue growth, 5Y average | 2.5% | 6.4% (better) |
| Net income growth (TTM) | 25.8% | – |
| EPS growth (TTM) | 36.8% (better) | 24.4% |
| EPS growth, 5Y average | 8.2% (better) | −0.44% |
| Profitability | ||
| Net margin | 19.5% | – |
| FCF margin | −26.8% | – |
| Return on equity | 8.4% | – |
| Financial health | ||
| Debt / equity | 0.33 | – |
| Altman Z-score | 0.19 | 0.29 (better) |
| Piotroski F-score | 5 | – |
| Dividends and buybacks | ||
| Dividend yield | 2.0% | 3.2% (better) |
| Payout ratio | 30.5% | – |
| Years of dividend growth | – | 4 |
| Buyback yield | 9.6% (better) | 2.4% |
| Shareholder yield | 11.6% (better) | 5.6% |
| Ownership | ||
| Held by institutions | 79.8% | 84.1% |
| Held by insiders | 0.29% | 0.35% |
| Insider net buying, 12 months | −$23.0M (better) | −$27.2M |
| Superinvestors holding | 4 (better) | 2 |
| Short interest, % of float | 1.3% | 1.8% |
Go deeper
- C stock overview
- C income statement
- C valuation and score
- PNC stock overview
- PNC income statement
- PNC valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.