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Citigroup Inc

CNYSENational Commercial BanksFiscal year ends December 31Also trades as C.PN, C.PR
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026Score 11/307% above fair value
$123.10+0.46 (+0.38%)

Close on Nov 2, 2026Market cap $206.49BP/E 13.3Yield –

Citigroup U.S. Consumer Cards — Efficiency Ratio by Quarter

QuarterlyAnnual

Citigroup U.S. Consumer Cards — Efficiency Ratio: 36.0% in Q3 2026, up 1.0 pts from a year earlier.

Latest, Q3 2026
36.00
Period ended Sep 30, 2026
Change on a year earlier
+1.0 pts
35.00 in Q3 2025
History
23 quarters
Since Q1 2021
Sources
4
Documents cited below

Where the Q3 2026 figure comes from

“|| Efficiency ratio | 35% | 39% | 36% | 40% | 36% | (400) bps | 100 bps | | | | 36% | | | 37% | | 100 bps”

Source: Citigroup 3Q26 Financial Data Supplement (Form 8-K EX-99.2, filed 2026-10-13) ↗

Quarterly history

Hover a value to see the sentence it was read from; calculated values show their formula

PeriodEndedU.S. Consumer Cards — Efficiency RatioYear on yearSource
Q3 2026Sep 30, 202636.00+1.0 ptsCitigroup 3Q26 Financial Data Supplement (Form 8-K EX-99.2, filed 2026-10-13) ↗
Q2 2026Jun 30, 202640.00+4.0 ptsCitigroup 3Q26 Financial Data Supplement (Form 8-K EX-99.2, filed 2026-10-13) ↗
Q1 2026Mar 31, 202636.00-1.0 ptsCitigroup 3Q26 Financial Data Supplement (Form 8-K EX-99.2, filed 2026-10-13) ↗
Q4 2025Dec 31, 202539.00+2.0 ptsCitigroup 3Q26 Financial Data Supplement (Form 8-K EX-99.2, filed 2026-10-13) ↗
Q3 2025Sep 30, 202535.00-2.0 ptsCitigroup 3Q26 Financial Data Supplement (Form 8-K EX-99.2, filed 2026-10-13) ↗
Q2 2025Jun 30, 202536.00-2.0 ptsCitigroup 2Q26 Financial Data Supplement (Form 8-K EX-99.2, filed 2026-07-14) ↗
Q1 2025Mar 31, 202537.000.0 ptsCitigroup 1Q26 Financial Data Supplement (Form 8-K EX-99.2, filed 2026-04-14) ↗
Q4 2024Dec 31, 202437.00-3.0 ptsCitigroup Historical Quarterly Financial Data Supplement FY2021-FY2025 (Form 8-K EX-99.1, filed 2026-04-03) ↗
Q3 2024Sep 30, 202437.00-1.0 ptsCitigroup Historical Quarterly Financial Data Supplement FY2021-FY2025 (Form 8-K EX-99.1, filed 2026-04-03) ↗
Q2 2024Jun 30, 202438.00-3.0 ptsCitigroup Historical Quarterly Financial Data Supplement FY2021-FY2025 (Form 8-K EX-99.1, filed 2026-04-03) ↗
Q1 2024Mar 31, 202437.00-2.0 ptsCitigroup Historical Quarterly Financial Data Supplement FY2021-FY2025 (Form 8-K EX-99.1, filed 2026-04-03) ↗
Q4 2023Dec 31, 202340.00-5.0 ptsCitigroup Historical Quarterly Financial Data Supplement FY2021-FY2025 (Form 8-K EX-99.1, filed 2026-04-03) ↗
Q3 2023Sep 30, 202338.00-4.0 ptsCitigroup Historical Quarterly Financial Data Supplement FY2021-FY2025 (Form 8-K EX-99.1, filed 2026-04-03) ↗
Q2 2023Jun 30, 202341.00-4.0 ptsCitigroup Historical Quarterly Financial Data Supplement FY2021-FY2025 (Form 8-K EX-99.1, filed 2026-04-03) ↗
Q1 2023Mar 31, 202339.00-5.0 ptsCitigroup Historical Quarterly Financial Data Supplement FY2021-FY2025 (Form 8-K EX-99.1, filed 2026-04-03) ↗
Q4 2022Dec 31, 202245.00-3.0 ptsCitigroup Historical Quarterly Financial Data Supplement FY2021-FY2025 (Form 8-K EX-99.1, filed 2026-04-03) ↗

Cite this data

StockData. (2026). Citigroup U.S. Consumer Cards — Efficiency Ratio, quarterly Q1 2021–Q3 2026 [Data set]. Compiled from Citigroup SEC filings and investor materials. https://stockdatahq.com/stocks/c/kpis/uscc-efficiency-ratio-pct

See every metric in the Citigroup KPI table. Data updated Oct 29, 2026.