BANCNYSENational Commercial BanksFiscal year ends December 31Also trades as BANC.PF
BANC OF CALIFORNIA, INC.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$17.00−0.18 (-1.05%)
Close on Oct 19, 2026
- Market cap
- $2.65B
- P/E (TTM)
- –
- Dividend yield
- 2.35%
Margins
Share of revenue, fiscal years 2011 to 2025
Net margin
12.6%−317.5 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | -3.8% | +3.7% | +243.4% | +20.3% | |
| Net income | +80.5% | -18.5% | +78.7% | +13.9% | |
| EPS, diluted | +125.0% | -38.9% | – | -1.3% | |
| Free cash flow | +265.0% | -29.9% | +27.5% | – | |
| Dividend per share | 0.0% | 0.0% | +10.8% | -1.8% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | 14.1% | 0.6% | 6.5% | |
| Return on assets | 1.2% | 0.2% | 0.7% | |
| Capex to revenue | 706.8% | 133.7% | 1.1% | |
| Diluted shares | 48M | – | 162M |
Where the cash went
Fiscal 2021 to 2025, five years combined
Banc Of California generated $1.67B from operations and spent $518.44M on capital expenditure, dividends and share buybacks. 17% of that went back into the business.
Generated
$1.67B
Used
$518.44M
Capital expenditure$86.49M17%Dividends$356.88M69%Share buybacks$75.08M14%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin12.6%
×Asset turnover0.05×
×Equity multiplier9.71×
=Return on equity, FY20256.5%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 12.6% | 0.05× | 9.71× | 6.5% |
| FY2024 | 6.7% | 0.05× | 10.46× | 3.7% |
| FY2023 | -124.7% | 0.04× | 10.86× | -51.7% |
| FY2022 | 26.0% | 0.06× | 6.37× | 10.7% |
| FY2021 | 44.9% | 0.16× | 2.27× | 16.0% |
| FY2020 | 330.1% | 0.00× | 3.49× | 0.6% |
| FY2019 | 598.2% | 0.00× | 9.96× | 2.6% |
| FY2018 | 811.4% | 0.00× | 10.70× | 4.6% |
| FY2017 | 878.5% | 0.00× | 10.72× | 5.8% |
| FY2016 | 1825.6% | 0.00× | 11.80× | 14.1% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
6of 6 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$228.97M
- Cash generatingOperating cash flow above zero$255.60M
- Return on assets improvedROA up on the prior year0.3% → 0.7%
- Earnings backed by cashOperating cash flow above net income$255.60M vs $228.97M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise169M → 162M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.05 → 0.05