American Express Co
Close on Nov 2, 2026Market cap $221.49BP/E 19.9Yield 1.00%
American Express Guide 3: Total Interest-Earning Assets by Year
Guide 3: Total Interest-Earning Assets — Average Balance ($M) ($M)
American Express Guide 3: Total Interest-Earning Assets: $206,348M in FY2025, up 10.7% from a year earlier. That is the highest of the 11 years on record here.
Where the FY2025 figure comes from
“|| Total interest-earning assets (e) | $ | 206,348 | $ | 25,598 | 12.4 | % | $ | 186,461 | $ | 23,795 | 12.8 | % | $ | 161,933 | $ | 19,983 | 12.3 | %”
Source: Form 10-K FY2025 (0000004962-26-000080, filed 2026-02-06) ↗
Annual history
Hover a value to see the sentence it was read from; calculated values show their formula
Breakdown
What makes up guide 3: Total Interest-Earning Assets
- Guide 3: Total Interest-Earning Assets — Interest Income ($M)25,598 · FY2025
- Guide 3: Total Interest-Earning Assets — Average Yield (%)12.4% · FY2025
- Guide 3: U.S. Card Member & Other Loans — Average Balance ($M)55,136 · FY2025
- Guide 3: U.S. Card Member & Other Loans — Interest Income ($M)2,758 · FY2025
- Guide 3: U.S. Card Member & Other Loans — Average Yield (%)5.0% · FY2025
- Guide 3: Non-U.S. Card Member & Other Loans — Average Balance ($M)271 · FY2025
- Guide 3: Non-U.S. Card Member & Other Loans — Interest Income ($M)15 · FY2025
- Guide 3: Non-U.S. Card Member & Other Loans — Average Yield (%)5.5% · FY2025
- Guide 3: Total Interest-Bearing Liabilities — Average Balance ($M)203,603 · FY2025
- Guide 3: Total Interest-Bearing Liabilities — Interest Expense ($M)8,234 · FY2025
- Guide 3: Total Interest-Bearing Liabilities — Average Rate Paid (%)4.0% · FY2025
- Guide 3: Net Interest Rate Spread (%)8.4% · FY2025
- Guide 3: Net Average Yield on Interest-Earning Assets (NIM, %)8.4% · FY2025
- Guide 3: Non-U.S. Share of Total Average Assets (%)17.6% · FY2025
- Guide 3: Non-U.S. Share of Total Average Liabilities (%)8.0% · FY2025
Cite this data
StockData. (2026). American Express Guide 3: Total Interest-Earning Assets ($M), annual FY2015–FY2025 [Data set]. Compiled from American Express SEC filings and investor materials. https://stockdatahq.com/stocks/axp/kpis/g3-iea-avg-bal-m
See every metric in the American Express KPI table. Data updated Oct 25, 2026.