AFRMNasdaqPersonal Credit InstitutionsFiscal year ends June 30
Affirm Holdings, Inc.
Financials through Q4 FY2026, quarter ended Jun 30, 2026Last filing: 10-K on Aug 27, 2026
$72.80−1.21 (-1.63%)
Close on Oct 19, 2026
- Market cap
- $25.46B
- P/E (TTM)
- 13.2
- Dividend yield
- –
Ownership
Institutional holdings as of Jun 30, 2026, from 13F filings
Held by institutions
77.1%
260M of 337M shares
Institutional holders
659
145 new, 71 sold out
Net institutional buying
21M
In Q2 2026
Insider trades, 12 months
0 buys · 18 sales
Net sold $84.17M
Shares held by institutions
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| Capital World Investors | 23,115,136 | 7.90% | 13G (passive) amendment | Jun 30, 2026 |
| Morgan Stanley | 20,737,156 | 7.10% | 13G (passive) amendment | Mar 31, 2026 |
| Capital Research Global Investors | 20,251,044 | 8.40% | 13G (passive) amendment | Dec 29, 2023 |
| Abigail P. Johnson | 17,741,707 | 6.10% | 13G (passive) | Mar 31, 2026 |
| JPMorgan Chase & Co | 16,832,019 | 5.70% | 13G (passive) | Jun 30, 2026 |
| JPMorgan Chase & Co. | 16,832,019 | 5.70% | 13G (passive) | Jun 30, 2026 |
| BlackRock, Inc. | 14,766,952 | 5.10% | 13G (passive) | Dec 31, 2025 |
Top institutional holders
13F holdings as of Jun 30, 2026
| Holder | Shares | % of AFRM | Value | Change | % of portfolio |
|---|---|---|---|---|---|
| Capital Research Global Investors | 26,000,572 | 7.71% | $2.12B | +1,408,539 | 0.30% |
| Capital World Investors | 23,115,136 | 6.85% | $1.89B | +602,213 | 0.22% |
| Morgan Stanley | 23,000,269 | 6.82% | $1.88B | +1,284,287 | 0.10% |
| BlackRock, Inc. | 19,613,537 | 5.81% | $1.60B | +881,044 | 0.02% |
| FMR LLC | 17,581,656 | 5.21% | $1.43B | +287,275 | 0.06% |
| JPMorgan Chase & Co | 16,722,922 | 4.96% | $1.37B | +11,425,906 | 0.08% |
| Vanguard Capital Management LLC | 12,320,890 | 3.65% | $1.00B | +168,515 | 0.02% |
| Vanguard Portfolio Management LLC | 11,886,405 | 3.52% | $969.34M | +286,412 | 0.04% |
| State Street Corp | 6,349,214 | 1.88% | $517.78M | +318,073 | 0.02% |
| Baillie Gifford & Co | 5,856,569 | 1.74% | $477.60M | +554,272 | 0.43% |
| Geode Capital Management, LLC | 5,712,491 | 1.69% | $464.66M | +189,719 | 0.02% |
| Winslow Capital Management, LLC | 4,577,562 | 1.36% | $373.30M | New | 1.28% |
| Durable Capital Partners LP | 4,425,406 | 1.31% | $360.89M | −1,224,028 | 3.51% |
| Norges Bank | 3,681,211 | 1.09% | $300.20M | New | 0.03% |
| Bank Of America Corp /De/ | 2,840,260 | 0.84% | $231.62M | +65,962 | 0.01% |
| UBS Group AG | 2,511,220 | 0.74% | $204.79M | +209,003 | 0.03% |
| D1 Capital Partners L.P. | 1,908,511 | 0.57% | $155.64M | −28,389 | 0.45% |
| Vanguard Fiduciary Trust Co | 1,875,338 | 0.56% | $152.93M | +62,217 | 0.03% |
| Northern Trust Corp | 1,814,431 | 0.54% | $147.97M | +52,046 | 0.02% |
| Sei Investments Co | 1,705,507 | 0.51% | $139.08M | +1,484,689 | 0.12% |
Institutional buying and selling by quarter
Positions opened, added to, reduced and closed by 13F filers
| Quarter | Holders | Shares held | % of shares | New / added | Reduced / closed | Shares bought | Shares sold |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 659 | 260M | 77.1% | 145 / 260 | 170 / 71 | 42M | 21M |
| Q1 2026 | 593 | 241M | 71.3% | 90 / 229 | 197 / 130 | 60M | 34M |
| Q4 2025 | 640 | 240M | 71.0% | 122 / 252 | 182 / 88 | 29M | 18M |
| Q3 2025 | 615 | 229M | 67.8% | 153 / 220 | 168 / 93 | 34M | 30M |
| Q2 2025 | 561 | 224M | 66.5% | 136 / 213 | 144 / 61 | 31M | 23M |
| Q1 2025 | 490 | 217M | 64.2% | 95 / 186 | 144 / 101 | 32M | 22M |
| Q4 2024 | 501 | 208M | 61.5% | 132 / 151 | 155 / 51 | 39M | 30M |
| Q3 2024 | 426 | 199M | 59.0% | 95 / 127 | 133 / 43 | 38M | 21M |
| Q2 2024 | 378 | 192M | 56.8% | 60 / 127 | 113 / 62 | 21M | 84M |
| Q1 2024 | 383 | 255M | 75.5% | 66 / 126 | 111 / 87 | 52M | 20M |
| Q4 2023 | 408 | 222M | 65.9% | 142 / 88 | 120 / 37 | 51M | 24M |
| Q3 2023 | 311 | 196M | 58.1% | 51 / 98 | 90 / 50 | 32M | 12M |
Top mutual fund and ETF holders
Latest monthly portfolio reports (Form N-PORT)
| Fund | Shares | % of AFRM | Value | % of fund | As of |
|---|---|---|---|---|---|
| Growth Fund of America | 23,392,738 | 6.93% | $1.72B | 0.48% | May 31, 2026 |
| AMCAP Fund | 10,999,757 | 3.26% | $810.13M | 0.83% | May 31, 2026 |
| Vanguard Total Stock Market Index Fund | 8,406,646 | 2.49% | $685.56M | 0.03% | Jun 30, 2026 |
| Vanguard Small-Cap Index Fund | 6,075,396 | 1.80% | $495.45M | 0.26% | Jun 30, 2026 |
| SMALLCAP World Fund Inc | 6,002,479 | 1.78% | $489.50M | 0.52% | Jun 30, 2026 |
| Fidelity Advisor Growth Opportunities Fund | 4,506,600 | 1.34% | $331.91M | 0.94% | May 31, 2026 |
| Growth Fund | 3,595,701 | 1.07% | $293.23M | 0.51% | Jun 30, 2026 |
| Vanguard Small-Cap Growth Index Fund | 3,504,490 | 1.04% | $285.79M | 0.61% | Jun 30, 2026 |
| Vanguard Extended Market Index Fund | 3,375,831 | 1.00% | $275.30M | 0.28% | Jun 30, 2026 |
| Growth Portfolio | 3,081,665 | 0.91% | $251.31M | 6.99% | Jun 30, 2026 |
| Fidelity Blue Chip Growth Fund | 2,894,323 | 0.86% | $206.97M | 0.21% | Jul 31, 2026 |
| Vanguard U.S. Growth Fund | 2,358,012 | 0.70% | $173.67M | 0.37% | May 31, 2026 |
| BlackRock Mid-Cap Growth Equity Portfolio | 2,307,906 | 0.68% | $169.98M | 3.03% | May 29, 2026 |
| Strategic Advisers Fidelity U.S. Total Stock Fund | 1,856,597 | 0.55% | $136.74M | 0.05% | May 31, 2026 |
| NYLIM Winslow Large Cap Growth Fund | 1,854,900 | 0.55% | $132.64M | 1.13% | Jul 31, 2026 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | % of shares | Latest filing |
|---|---|---|---|---|
| Libor Michalek | President, Director | 1,098,591 | 0.33% | Sep 18, 2026 |
| Max R. Levchin | Chief Executive Officer, Director, 10% owner | 27,220,766 | 8.07% | Jan 7, 2026 |
| Robert O'Hare | Chief Financial Officer | 2,734 | 0.00% | Sep 18, 2026 |
| Michael Linford | President | 127,770 | 0.04% | Sep 18, 2026 |
| Katherine Adkins | Chief Legal Officer | 152,439 | 0.05% | Sep 18, 2026 |
| Siphelele Jiyane | Chief Accounting Officer | 188,711 | 0.06% | Sep 16, 2026 |
| Noel Bertram Watson | Director | 34,076 | 0.01% | Aug 14, 2026 |
| Richard A. Galanti | Director | 12,355 | 0.00% | Jul 6, 2026 |
| Jacqueline D. Reses | Director | 49,456 | 0.01% | Jul 6, 2026 |
| Christa S. Quarles | Director | 129,761 | 0.04% | Jul 6, 2026 |
| Jeremy Liew | Director | 316,632 | 0.09% | Jul 6, 2026 |
| Ryan M. Schneider | Director | 3,755 | 0.00% | Jul 6, 2026 |
| Rodriquez Manuel Sanchez | Director | 40,172 | 0.01% | Dec 17, 2025 |
| Brian Hughes | Director | 23,355 | 0.01% | Dec 17, 2025 |
| Keith Rabois | Director | 2,110,774 | 0.63% | May 5, 2025 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| Siphelele Jiyane Chief Accounting Officer | Sep 14, 2026 | Sale | −26,980 | $72.19 | $1.95M | 188,711 |
| Siphelele Jiyane Chief Accounting Officer | Sep 4, 2026 | Sale | −25,000 | $72.41 | $1.81M | 215,691 |
| Katherine Adkins Chief Legal Officer | Sep 3, 2026 | Option exercise | +37,260 | $23.35 | $870.02K | 194,103 |
| Katherine Adkins Chief Legal Officer | Sep 3, 2026 | Option exercise | +4,404 | $22.30 | $98.21K | 156,843 |
| Katherine Adkins Chief Legal Officer | Sep 3, 2026 | Sale(10b5-1 plan) | −41,664 | $75.53 | $3.15M | 152,439 |
| Robert O'Hare Chief Financial Officer | Sep 2, 2026 | Sale(10b5-1 plan) | −5,886 | $74.02 | $435.68K | 2,734 |
| Katherine Adkins Chief Legal Officer | Sep 1, 2026 | Sale(10b5-1 plan) | −23,765 | $70.13 | $1.67M | 170,338 |
| Katherine Adkins Chief Legal Officer | Sep 1, 2026 | Option exercise | +41,664 | $22.30 | $929.11K | 194,103 |
| Katherine Adkins Chief Legal Officer | Sep 1, 2026 | Tax withholding | −4,795 | $69.94 | $335.36K | 152,439 |
| Katherine Adkins Chief Legal Officer | Sep 1, 2026 | Sale(10b5-1 plan) | −15,599 | $71.00 | $1.11M | 154,739 |
| Katherine Adkins Chief Legal Officer | Sep 1, 2026 | Sale(10b5-1 plan) | −2,300 | $71.87 | $165.30K | 152,439 |
| Katherine Adkins Chief Legal Officer | Sep 1, 2026 | Option exercise | +10,594 | – | – | 157,234 |
| Libor Michalek President, Director | Sep 1, 2026 | Tax withholding | −5,784 | $69.94 | $404.53K | 230,477 |
| Libor Michalek President, Director | Sep 1, 2026 | Option exercise | +11,364 | – | – | 236,261 |
| Siphelele Jiyane Chief Accounting Officer | Sep 1, 2026 | Tax withholding | −3,558 | $69.94 | $248.85K | 240,691 |
| Siphelele Jiyane Chief Accounting Officer | Sep 1, 2026 | Option exercise | +9,038 | – | – | 244,249 |
| Robert O'Hare Chief Financial Officer | Sep 1, 2026 | Option exercise | +11,987 | – | – | 30,466 |
| Robert O'Hare Chief Financial Officer | Sep 1, 2026 | Tax withholding | −6,101 | $69.94 | $426.70K | 24,365 |
| Robert O'Hare Chief Financial Officer | Sep 1, 2026 | Sale(10b5-1 plan) | −15,545 | $71.59 | $1.11M | 8,820 |
| Robert O'Hare Chief Financial Officer | Sep 1, 2026 | Sale(10b5-1 plan) | −200 | $72.51 | $14.50K | 8,620 |
| Michael Linford President | Sep 1, 2026 | Tax withholding | −4,662 | $69.94 | $326.06K | 127,770 |
| Michael Linford President | Sep 1, 2026 | Option exercise | +11,719 | – | – | 132,432 |
| Michael Linford Chief Operating Officer | Aug 28, 2026 | Sale(10b5-1 plan) | −79,219 | $90.01 | $7.13M | 120,713 |
| Michael Linford Chief Operating Officer | Aug 28, 2026 | Option exercise | +79,219 | $5.39 | $426.99K | 199,932 |
| Noel Bertram Watson Director | Aug 12, 2026 | Sale(10b5-1 plan) | −2,000 | $77.86 | $155.72K | 34,076 |
| Katherine Adkins Chief Legal Officer | Aug 1, 2026 | Tax withholding | −634 | $71.51 | $45.34K | 146,640 |
| Katherine Adkins Chief Legal Officer | Aug 1, 2026 | Option exercise | +1,401 | – | – | 147,274 |
| Michael Linford Chief Operating Officer | Aug 1, 2026 | Tax withholding | −970 | $71.51 | $69.36K | 120,713 |
| Michael Linford Chief Operating Officer | Aug 1, 2026 | Option exercise | +2,335 | – | – | 121,683 |
| Libor Michalek President, Director | Aug 1, 2026 | Option exercise | +2,335 | – | – | 226,086 |
| Libor Michalek President, Director | Aug 1, 2026 | Tax withholding | −1,189 | $71.51 | $85.03K | 224,897 |
| Jacqueline D. Reses Director | Jul 1, 2026 | Award | +655 | – | – | 49,456 |
| Katherine Adkins Chief Legal Officer | Jul 1, 2026 | Tax withholding | −635 | $83.85 | $53.24K | 145,873 |
| Katherine Adkins Chief Legal Officer | Jul 1, 2026 | Option exercise | +1,402 | – | – | 146,508 |
| Ryan M. Schneider Director | Jul 1, 2026 | Award | +3,100 | – | – | 3,755 |
| Ryan M. Schneider Director | Jul 1, 2026 | Award | +655 | – | – | 655 |
| Libor Michalek President, Director | Jul 1, 2026 | Option exercise | +2,336 | – | – | 224,940 |
| Libor Michalek President, Director | Jul 1, 2026 | Tax withholding | −1,189 | $83.85 | $99.70K | 223,751 |
| Jeremy Liew Director | Jul 1, 2026 | Award | +655 | – | – | 316,632 |
| Michael Linford Chief Operating Officer | Jul 1, 2026 | Tax withholding | −972 | $83.85 | $81.50K | 119,348 |
| Michael Linford Chief Operating Officer | Jul 1, 2026 | Option exercise | +2,336 | – | – | 120,320 |
| Christa S. Quarles Director | Jul 1, 2026 | Award | +655 | – | – | 69,316 |
| Richard A. Galanti Director | Jul 1, 2026 | Award | +655 | – | – | 12,355 |
| Michael Linford Chief Operating Officer | Jun 26, 2026 | Sale(10b5-1 plan) | −100,000 | $80.04 | $8.00M | 117,984 |
| Michael Linford Chief Operating Officer | Jun 26, 2026 | Option exercise | +100,000 | $5.39 | $539.00K | 217,984 |
| Libor Michalek President, Director | Jun 1, 2026 | Option exercise | +11,363 | – | – | 228,387 |
| Libor Michalek President, Director | Jun 1, 2026 | Tax withholding | −5,783 | $72.91 | $421.64K | 222,604 |
| Katherine Adkins Chief Legal Officer | Jun 1, 2026 | Tax withholding | −4,793 | $72.91 | $349.46K | 145,106 |
| Katherine Adkins Chief Legal Officer | Jun 1, 2026 | Option exercise | +10,590 | – | – | 149,899 |
| Michael Linford Chief Operating Officer | Jun 1, 2026 | Tax withholding | −4,666 | $72.91 | $340.20K | 117,984 |
| Michael Linford Chief Operating Officer | Jun 1, 2026 | Option exercise | +11,717 | – | – | 122,650 |
| Siphelele Jiyane Chief Accounting Officer | Jun 1, 2026 | Tax withholding | −4,546 | $72.91 | $331.45K | 235,211 |
| Siphelele Jiyane Chief Accounting Officer | Jun 1, 2026 | Option exercise | +11,547 | – | – | 239,757 |
| Robert O'Hare Chief Financial Officer | Jun 1, 2026 | Tax withholding | −8,355 | $72.91 | $609.16K | 18,479 |
| Robert O'Hare Chief Financial Officer | Jun 1, 2026 | Option exercise | +16,416 | – | – | 26,834 |
| Noel Bertram Watson Director | May 13, 2026 | Sale(10b5-1 plan) | −2,000 | $65.00 | $130.00K | 36,076 |
| Libor Michalek President, Director | May 1, 2026 | Option exercise | +2,336 | – | – | 218,113 |
| Libor Michalek President, Director | May 1, 2026 | Tax withholding | −1,089 | $67.54 | $73.55K | 217,024 |
| Katherine Adkins Chief Legal Officer | May 1, 2026 | Tax withholding | −634 | $67.54 | $42.82K | 139,309 |
| Katherine Adkins Chief Legal Officer | May 1, 2026 | Option exercise | +1,401 | – | – | 139,943 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.
Planned insider sales
Notices of proposed sale filed on Form 144 before shares are sold
| Seller | Filed | Shares | Market value | Planned sale | Acquired through |
|---|---|---|---|---|---|
| O'Hare Robert Officer | Oct 9, 2026 | 65,591 | $5.06M | Oct 9, 2026 | Exercise of Stock Options |
| Jiyane Siphelele Officer | Sep 14, 2026 | 26,980 | $1.95M | Sep 14, 2026 | Restricted Stock Vesting Under a Registered Plan |
| Jiyane Siphelele Officer | Sep 4, 2026 | 25,000 | $1.81M | Sep 4, 2026 | Restricted Stock Vesting Under a Registered Plan |
| Adkins Katherine Officer | Sep 3, 2026 | 41,664 | $3.09M | Sep 3, 2026 | Exercise of Stock Options |
| O'Hare Robert Officer | Sep 2, 2026 | 5,886 | $411.67K | Sep 2, 2026 | Restricted Stock Units |
| Adkins Katherine Officer | Sep 1, 2026 | 41,664 | $3.10M | Sep 1, 2026 | Exercise of Stock Options |
| O'Hare Robert Officer | Sep 1, 2026 | 15,745 | $1.17M | Sep 1, 2026 | Restricted Stock Units |
| Linford Michael Officer | Aug 28, 2026 | 79,219 | $6.14M | Aug 28, 2026 | Exercise of Stock Options |
| Watson Noel Officer | Aug 12, 2026 | 2,000 | $153.41K | Aug 12, 2026 | Restricted Stock Units |
| Linford Michael Officer | Jun 26, 2026 | 100,000 | $7.69M | Jun 26, 2026 | Exercise of Stock Options |
| Watson Noel Director | May 13, 2026 | 4,000 | $261.72K | May 13, 2026 | Restricted Stock Units |
| Watson Noel Director | Apr 14, 2026 | 2,000 | $103.94K | Apr 14, 2026 | Restricted Stock Units |
| Warren Ohare Robert Officer | Jan 5, 2026 | 48,389 | $3.58M | Jan 5, 2026 | Exercise of Stock Options |
| Rafael Levchin Maksim Officer/Director | Jan 5, 2026 | 666,666 | $53.75M | Jan 5, 2026 | Stock Option Exercise |
| Warren Ohare Robert Officer | Dec 3, 2025 | 8,189 | $548.83K | Dec 3, 2025 | Restricted Stock Units |